# هكبه \| Hakbah

> Digital social savings groups for financial goals and flexible payment management. (iPhone/iPad app by Hakbah.)

- Source: https://appshunter.io/ios/app/hakbah/id1462286908 (this page in markdown: same URL + `.md`)
- Developer: [Hakbah](https://appshunter.io/developer/1462286907)
- Category: Finance, Lifestyle
- Price: Free
- Rating: 4.60/5 from 2,018 App Store ratings · 115 written reviews indexed
- Age rating: 12+
- Requires: iOS 14.0 · 74 MB
- Languages: American English, Arabic
- Released: 2020-06-06
- Data updated: 2026-08-26
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/hakbah/id1462286908/reviews.md

## What is هكبه | Hakbah?

Hakbah: Social Savings that help & collaborate!

Saudi Arabia's largest savings app just got a whole lot better!

Trusted by over 1.2 million real users across Saudi Arabia, Hakbah offers social saving through monthly financial Jameya in a modern, digital way with a new, AI-powered savings engine.

In this update, we bring you new features, enhanced performance, and unprecedented control to achieve your financial goals faster and smarter. Whether you're saving for a car down payment, a well-deserved vacation, tuition fees, house rent, or simply want to save your money in a way that helps others and earns you savings rewarding in cash back  – Hakbah is for you.

Why Hakbah is the Best Choice for Social Saving in Saudi Arabia:

Largest Community: Join the biggest network of savers in Saudi Arabia! Over 1.2 million real users on their social saving journey with Hakbah.
Unmatched Control: We listened to you!
Pay all future monthly payments anytime: Enjoy unprecedented flexibility! You can now pay all upcoming Jameya payments whenever it suits you, putting you in complete control of your payments.
Receive the Jameya amount whenever you want: Your money, your rules! You now have full control over when to transfer your Jameya funds directly to your bank account in your receiving month.
Automated Jameya Withdrawal: Faced an emergency? Or simply changed your mind? You can withdraw from a Jameya automatically, with full transparency.
(Imhal) Service: You can request a grace period for your next payment from within the app and easily pay the fees.
Individual Jameya: You can join an individual Jameya and pay the full amount upfront, enjoying unprecedented savings rewards.
Blazing Fast Performance: Enjoy a smoother, faster, and more responsive app. We've implemented significant improvements and performance enhancements, making your saving journey seamless and enjoyable.
Secure & Transparent: Your financial security is our top priority. Hakbah provides a transparent and secure platform for all your saving needs.
And Much More! We've packed this release with numerous enhancements and features to boost your overall experience.

How Hakbah's Jameya Work:

Join a Jameya: Browse available Jameya every Monday and choose the one that suits you.
Set Your Goal: Define your saving goal and monthly payment amount.
Enjoy: Your Jameya is ready to start. Commit to monthly payments and receive your funds on your specified date.

Download Hakbah today and join the leading savings community in the Kingdom! Save... Be proud.

## Key features

- Digital Jameya (savings groups)
- Flexible payment control
- On-demand fund withdrawal
- Automated Jameya withdrawal
- Grace period (Imhal) service
- Individual Jameya option
- AI-powered savings engine

## What do users think of هكبه | Hakbah?

Overall sentiment: neutral

**Pros**

- 🚀 Great app
- 🚀 Excellent service
- 👍 Awesome app
- 👍 Wonderful experience
- 👍 Efficient and professional

**Cons**

- 🐛 Delayed response
- 🐛 Technical issues
- 🐛 Poor customer service
- 🐛 Unreliable app
- 💰 High fees
- 🤔 Questionable practices

**Commonly reported bugs**

- Login issues
- Freezing app
- Incorrect payment processing
- Unavailable associations

**Most requested features**

- Flexible payment options
- Improved user interface
- Better communication with customers
- Expanded selection of associations

## Recent user reviews (10 of 115)

All indexed reviews: https://appshunter.io/ios/app/hakbah/id1462286908/reviews.md

### 5/5 — تبوك الورد

*2026-08-24, version 2.2.13*

مميزين انصح الجميع بالتعامل معهم

### 5/5 — افضل وآمن تطبيق

*2026-08-22, version 2.2.12*

اشكر اللي اخترعه تأمن على فلوسك ويفرج عليك ظرفك 
الله يبارك لهم

### 1/5 — جده

*2026-08-21, version 2.2.12*

علي سامي

### 1/5 — اتوقع موقع غير دقيق

*2026-08-19, version 2.2.12*

عند اختيار مدينه تظهر صفحه بيضاء+ ولاجمعيه اقدر انضم لها

### 1/5 — تطبيق نكبة

*2026-08-15, version 2.2.11*

﴿لَا تَأْكُلُوا الرِّبَا أَضْعَافًا مُّضَاعَفَةً﴾ بحجة حماية أعضاء الجمعية ﴿فَإِن لَّمْ تَفْعَلُوا فَأْذَنُوا بِحَرْبٍ مِّنَ اللَّهِ وَرَسُولِهِ﴾ لأن استغلال حاجة الناس إلى الاقتراض بايقاعهم في الربا بعد توقيعهم على شروطكم المجحفة إضافة إلى الرفع لنظام ناجز بمبالغ أقل من المبالغ المسددة لكم للحصول على مبالغ تزيد على ضعف المستحق واستغلال نظام التنفيذ الجديد لتجمعوا بين الربا وأكل أموال الناس بالباطل ستحاسبون عليه يوم القيامة.

### 5/5 — M

*2026-08-08, version 2.2.11*

Amazing ✨✨✨✨

### 5/5 — ممتازة افضل من البنك

*2026-07-26, version 2.2.10*

هكبه

### 1/5 — Only Mada Accepted!!

*2026-07-21, version 2.2.10*

What is the purpose of having only Mada accepted?! No Visa nor MC

### 1/5 — فوائد الجمعية والتطبيق عالية جداً

*2026-07-11, version 2.2.10*

فوائد الجمعية والتطبيق عالية جداً

### 1/5 — لا يمكن الدخول

*2026-07-08, version 2.2.10*

اعاني من عدم وصول رمز التحقق عدة مرات

## Frequently asked questions about هكبه | Hakbah

### What is Hakbah and how does it work?

Hakbah is a social savings app that allows users to participate in digital monthly financial groups called Jameya. Users can join a Jameya, set their savings goal and monthly payment amount, and receive their funds on a specified date. The app offers flexibility in managing payments and withdrawals.

### What are the key features of Hakbah?

Key features include joining digital Jameya, setting financial goals, flexible payment control (paying future payments anytime), receiving Jameya funds on demand, automated Jameya withdrawal, an (Imhal) grace period service, and the option for individual Jameya with upfront payment.

### Is Hakbah free to use?

Based on the provided information, the app is free to use. There are no mentions of subscription fees, paid features, or in-app purchases for core functionality. The monetization model appears to be free.

### Who is Hakbah for?

This app is designed for users in Saudi Arabia who want to save money collaboratively and digitally. It's suitable for individuals saving for goals like down payments, vacations, tuition, or rent, and who value control and transparency in their savings journey.

### How can I control my payments and withdrawals with Hakbah?

Hakbah offers significant control. You can pay all future monthly Jameya payments anytime, and you can choose when to receive your Jameya funds directly to your bank account in your receiving month. There's also an automated withdrawal option for emergencies or if you change your mind.

## Version history (last 5 releases)

### 2.2.12 — 2026-08-18

A new update is here!
- Enjoy a faster, smoother experience with optimized and automated app processes.
- Unlock more offers and exclusive benefits.
- Refreshed screens and content for an improved experience.
- Stronger security enhancements to keep your account and data protected.)

### 2.2.11 — 2026-08-05

A new update is here!
- Enjoy a faster, smoother experience with optimized and automated app processes.
- Unlock more offers and exclusive benefits.
- Refreshed screens and content for an improved experience.
- Stronger security enhancements to keep your account and data protected.)

### 2.2.10 — 2026-06-18

A smoother, smarter digital saving experience
In this update, we focused on making your journey in Hakbah clearer, easier, and more flexible—so every step brings you closer to your goals:
• Easier and clearer phone number update and verification
• Improved Jameya experience with clearer due dates and smoother navigation
• Enhanced cashback experience for better visibility and tracking
• A smoother and faster flow to join Jameyas
• Wishlist upgrades with flexible custom amount selection
• Improved marketplace experience with smarter filters
• Clearer financial documents and request information
• More stable and seamless payout and withdrawal experience
• A refreshed maintenance screen with clearer communication
• Overall performance and usability enhancements
Update now and enjoy a smarter way to save—every step counts

### 2.2.9 — 2026-05-12

A smarter and smoother financial experience starts with the latest Hakbah update
- Introducing Emhal service for executive instrument postponement.
- New payment filter to track payments by date.
- Ability to update your IBAN through email verification.
- General performance and user experience improvements.
Thank you for trusting Hakbah.
We always strive to deliver an experience that meets your expectations.

### 2.2.8 — 2026-02-25

- Ramadan Theme
- Verify OTP by email option
- More Discounts and Promotions
- Performance & Security Upgrades: Faster, safer, and more reliable.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*