# Hako - Credit Card Points — Simply see your best cards

> Credit card rewards tracker and optimizer for spending categories. (iPhone/iPad app by Pitou Technologies, LLC.)

- Source: https://appshunter.io/ios/app/hako-credit-card-points/id6478120997 (this page in markdown: same URL + `.md`)
- Developer: [Pitou Technologies, LLC](https://appshunter.io/developer/990789831)
- Category: Finance
- Price: Free with in-app purchases
- Rating: 4.65/5 from 17 App Store ratings · 6 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.1 · 90 MB
- Languages: English
- Released: 2024-03-13
- Data updated: 2026-06-10
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/hako-credit-card-points/id6478120997/reviews.md

## What is Hako?

Hako makes it easy to see the best credit card to use for each spending category.

→ Easily specify your cards in Hako.
→ See your best credit cards at a glance.
→ Tap to see all the fine print and caveats.
→ Automatically combines points to include redemption multipliers.
→ Supports cards with rotating categories.
→ Privacy focused, with data stored only on your device and iCloud.

## Key features

- Specify credit cards
- View best cards at a glance
- Access fine print and caveats
- Combine points with multipliers
- Support for rotating categories
- Privacy-focused on-device storage

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Supporter (Recurring) | $11.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Medium Tip | $9.99 | one-time |
| Small Tip | $4.99 | one-time |
| Large Tip | $19.99 | one-time |


## Recent user reviews (6 of 6)

All indexed reviews: https://appshunter.io/ios/app/hako-credit-card-points/id6478120997/reviews.md

### 5/5 — Simple and to the point

*2024-05-29*

Straightforward way to remind me which card is best to use.

### 3/5 — great simplicity - lots of areas for improvement

*2024-04-06*

great practical, simple to use app that needs several major improvements before being fully functional
- settings buttons etc do not work - you have to click, navigate away from the app, then go back to the app for the correct window to open
- need to be able to sort the categories in order of your own personal preference
- needs many more credit cards but i think this is a know and active area of improvement

### 5/5 — Pretty clean and straight forward but missing Citi Prestige

*2024-04-05*

I like the clean design but my card citi prestige is missing.

### 5/5 — Perfect really.

*2024-04-04*

Couldn’t ask for anything more - a simple, uncluttered app that shows you all the relevant information about your credit cards’ best use cases and nothing more. It’s nearly a perfect app. I’m confident more cards will be added in no time making it even more useful!

### 5/5 — Simple, effective, agile

*2024-04-03*

This app takes a list that I had to painfully maintain myself and makes it automated, beautiful, and super easy to use. It handles the rotating categories of a credit card bonus points well, and requesting a new card to be added is super easy! I also reported a small misalignment of the rewards points on a Chase card and it was fixed within hours. Highly recommend this app to anyone looking to optimize their card usage!

### 5/5 — Really basic in a good way

*2024-03-16*

Shows you what you need to know without being cluttered. Could support more cards, but you can request new ones in the app.

## Frequently asked questions about Hako

### What is Hako?

Hako is a finance app designed to help you track your credit card rewards and identify the optimal card for each spending category. It simplifies reward maximization by displaying your best cards at a glance and supporting complex reward structures.

### How does Hako handle my data?

Hako is privacy-focused, storing all your data exclusively on your device and iCloud. This ensures your financial information remains secure and under your control, with no cloud-based servers involved in data processing.

### What credit cards does Hako support?

Hako supports cards with rotating categories and can combine points to include redemption multipliers. You can specify your individual cards within the app to get personalized recommendations.

### Is Hako free to use?

Hako is free to download and use, with an optional 'Supporter' subscription available for $11.99 per year. This subscription likely offers enhanced features or supports the continued development of the app.

### What devices can I use Hako on?

Hako is available on iPhone, iPad, and Apple Vision Pro (realityDevice). Its compatibility across these Apple devices allows for a seamless experience for users within the Apple ecosystem.

### How often is Hako updated?

The latest version of Hako is 1.1.2, released on April 3, 2024. This indicates the app is actively maintained and receives regular updates to improve functionality and address any issues.

### What is the age rating for Hako?

Hako has an age rating of 4+, making it suitable for a wide range of users. This rating suggests the app's content is appropriate for children and adults alike.

### Does Hako have ads?

No, Hako does not contain advertisements. As it is free with an optional subscription, users can enjoy an ad-free experience while managing their credit card rewards.

## Version history (last 5 releases)

### 1.1.2 — 2024-04-03

- Fixes an issue where expired rotating categories would continue to show.

### 1.1.1 — 2024-03-25

- Fixed pull to refresh
- Categories are sorted alphabetically when editing

### 1.1 — 2024-03-21

You can now hide categories that you don’t find relevant. Just tap the new "Edit Categories" option in the Settings menu.

### 1.0.4 — 2024-03-21

Fixes a bug where the keyboard could appear over the paywall.

### 1.0.3 — 2024-03-14

Improves support for certain types of cards.

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## More apps by Pitou Technologies, LLC

- [Dodger — Dodge For Your Life!](https://appshunter.io/ios/app/dodger-dodge-for-your-life/id1050023116)
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- [Paku - Air Quality & AQI Map](https://appshunter.io/ios/app/paku-air-quality-and-aqi-map/id1534130193)
- [Luka – Blood Glucose Readings](https://appshunter.io/ios/app/luka-blood-glucose-readings/id6499279663)

All apps by Pitou Technologies, LLC: https://appshunter.io/developer/990789831

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*