# Halfmore: Roth IRA for Child — user reviews

> 20 indexed App Store user reviews of Halfmore by Halfmore, Inc., rated 4.80/5 from 71 ratings.

- Source: https://appshunter.io/ios/app/halfmore-roth-ira-for-child/id6502849053/reviews
- App overview in markdown: https://appshunter.io/ios/app/halfmore-roth-ira-for-child/id6502849053.md
- Rating breakdown: 5★ 65 · 4★ 2 · 3★ 1 · 2★ 1 · 1★ 2

## Newest reviews (7 of 20)

### 5/5 — Simple & effective!

*2025-01-09*

I was initially nervous about opening Roth IRA for my child but this app made the process stress-free and secure! Its super straightforward and provides clear guidance! Couldn’t recommend it more!

### 5/5 — Easy if your goal is rothira

*2024-12-17*

This app has been easy to use, and helps save for the kids.  The only drawback, is if you forget to check off the chores each day, it only allows you to go back 1 week, so you have to check all the chores frequently.  I’ve recommended this app to my friends w kids.

### 5/5 — Super helpful!

*2024-12-11*

Found this app last month and wanted to share my experience. Ran it by my financial advisor who gave it a thumbs up! It’s been helpful for starting my son’s Roth IRA and is super easy to use.

### 5/5 — Excellent tool to finally open a custodial Roth IRA for children

*2024-10-22*

Not only does it help create income for children to start investing through a custodial Roth IRA - maximizing the benefits of tax-free compound interest by starting the Roth IRA as early as possible- but it also teaches children the invaluable lessons of earning and investing for their future. A brilliant service, and very easy to use as well.

### 5/5 — Great Easy Way to Save For Children’s Roth IRA

*2024-10-20*

Before I was doing my own payroll for my kids through QuickBooks but I discovered Halfmore and it’s actually cheaper and easier than trying to do it myself. I love the app and how I can track chores to my kids and get the documents I need to retain such as paystubs tax forms etc. a real ridden gem

### 5/5 — Really Well Put Together

*2024-10-15*

Love this app for taking care of the headaches with paperwork, record keeping and payroll for kids Roth IRA. App seems pretty new, so I hope everything is in legal order for the developer, and its service checks all the boxes!

### 5/5 — Makes maintaining a custodial Roth IRA easier!

*2024-09-16*

This is a great and intuitive app for dealing with the paperwork associated with setting up a custodial Roth IRA

## Most critical reviews (10 lowest-rated)

### 1/5 — Not available in over half the states!

*2026-07-26*

Got excited about Halfmore and was signing up, but after they took my registration info, it blocked me from registering since it’s not available in my state! Super disappointed, and now they have my info without me being able to use the service. Will update review once I’m actually able to use it!

### 1/5 — App doesn’t work

*2026-04-14*

Don’t waste your money getting this app. EXTREMELY BUGGY. You click on something and then the app just exits out of itself when you’re trying to put in work tasks.

I’ve never experienced so buggy . Why are they not fixing this ? Great potential but unfortunately not the right app.

**Developer response:** We sincerely apologize for the inconvenience you experienced. The recent app version had a bug that caused the app to shut down when assigning monthly tasks, and we've already fixed the issue and pushed the update.

As you can see from our update history, our team actively ships new features and improvements on a weekly basis to improve our customers' experience. We're confident you'll have a great experience using the service.

Our customer support is also available 24/7 for you at support@halfmore.co if you run into any issues.

Thank you for your patience, and we appreciate the opportunity to make this right.

### 2/5 — Can’t cancel plan - found bugs

*2026-03-13*

I really like the the concept and idea. Started a free trial and try to cancel but it crashes and won’t let me cancel.  

Also think it would be best if the kids could actually start a business underneath their parents.

**Developer response:** Thank you for the kind words about the concept.

Regarding cancellation: we have a 100% track record of processing cancellations and full refunds when requested. We set a high standard for customer support, and that applies equally to customers who choose to stop using the service. It sounds like you experienced a technical issue, which we can definitely improve. But we are also confident that your cancellation has been processed. If you have any concerns, please reach out to us at support@halfmore.co.

Thank you again for trying Halfmore.

### 5/5 — Easy

*2026-06-22*

It’s perfect.  Very detailed and I can see everything. Everyone needs to do this for their kids.

### 5/5 — Very impressive

*2026-03-03*

I’ve been using the app for almost a year. I can’t imagine how much work this would have been for me to set this up myself. The UX is great, the team is responsive, and I really like how the app integrates with external accounts I already have. This is one of the smoothest experiences I’ve had with a personal finance product and every day that I use it I feel grateful to give my daughter a gift like this. Thank you to the Halfmore team!

### 5/5 — Setting up my kids for the future

*2025-09-10*

When it comes to figuring this stuff out, it’s not my forte. I was able to reach out to their team for questions I had and they addressed quickly. All I need to do now is a couple of quick clicks to confirm work completed each week and pertinent information is all captured for me. Easy peasy.  We are on our way to saving a little nest egg for our little kids’ futures.

### 5/5 — I recommend it

*2025-08-14*

I’ve been using Halfmore for over two months, and I'm very impressed. It's super easy to start and works well with my child’s Fidelity retirement account. It helps with all the paperwork to ensure a child’s chores are compliant and usable for a retirement account. I wish I had done it earlier.

### 5/5 — Great!

*2025-07-27*

The onboarding and set up was more intensive than I was expecting. However, once it’s set up, I think it’s worth it in the long-term.  If Kids did all the chores, it’s easy to confirm all chores.
Tax benefit income for the kids

### 5/5 — Great app!

*2025-07-27*

I wish I knew this sooner. It took a bit to set up but I’m happy I did.

### 5/5 — Set up for the future

*2025-07-27*

I recently set up the Halfmore app for my kids, and it’s been a game changer! The setup was super easy, and I love how it helps teach responsibility and goal-setting in a fun, interactive way. My kids are more motivated than ever to complete tasks and save toward rewards. The app is user-friendly, and I appreciate how it keeps me involved without having to constantly remind them. Highly recommend it for any parent looking to build good habits early on!

## Most praised reviews (3 highest-rated)

### 5/5 — A helpful app

*2025-04-01*

Love this app, easy to use, great customer support, highly recommend

### 5/5 — Easy to manage

*2025-02-23*

They do all the difficult parts for you - getting a business set up, processing payroll, sending contributions to the Roth IRA. So glad we found these folks at Maker Faire and my kid pestered me to get it set up!

### 5/5 — Easiest way to set your kids up to be millionaires

*2025-02-19*

The app is awesome; very user-friendly! The customer support is top notch. I hit a couple of tiny snags during the set-up phase, but after that everything else has been smooth sailing.

I had been researching other options for funding my kids’ ROTH accounts before I fortuitously discovered Halfmore. I even opened 529’s for them with the sole intention of eventually converting $35k into ROTH accounts later down the road. Halfmore is a much better option. 

I’m so glad that I found them…and you will be too.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*
