# Halfsies: Couples Budgeting — Joint Money: Yours, Mine, Ours

> Couples budgeting app that splits joint accounts into personal and shared virtual funds. (iPhone/iPad app by Cozy Seal Software LLC.)

- Source: https://appshunter.io/ios/app/halfsies-couples-budgeting/id6740665904 (this page in markdown: same URL + `.md`)
- Developer: [Cozy Seal Software LLC](https://appshunter.io/developer/1625626538)
- Category: Finance, Lifestyle
- Price: Free with in-app purchases
- Rating: 5.00/5 from 1 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.6 · 58 MB
- Languages: American English
- Released: 2025-12-12
- Data updated: 2026-07-06
- Monetization: subscription
- User reviews in markdown: https://appshunter.io/ios/app/halfsies-couples-budgeting/id6740665904/reviews.md

## What is Halfsies?

Know your spendable balance at a glance - no more guessing, no more fights.
Halfsies splits your joint bank account into three virtual accounts: Yours, Mine, and Ours - so you always know exactly what you can spend.


INDEPENDENCE WITHIN YOUR SHARED ACCOUNT

Each virtual account has its own balance, transactions, and budget - where you can create stashes (digital envelopes) for expenses, goals, and savings. Halfsies makes it clear what money belongs to you, your partner, and shared.


SMART AUTOMATION THAT DOES THE WORK FOR YOU

Generate budgets instantly: Halfsies analyzes your recurring transactions and past spending to build an intelligent budget just for you—it’s fast, accurate, and feels like magic.

Fully Automatic Funding: When your paycheck deposits, Halfsies auto-funds your stashes according to your budget. Meaning no manual transfers or tedious mental math on your part.

Transaction Sorting: New transactions are automatically covered by their affiliated stash to cut out the busywork.

Square Up: Fix overfunding and underfunding with the push of a button to uncover extra cash hiding in your budget, giving you a perfectly aligned budget in seconds.


FLEXIBILITY FOR EVERY BUDGETING STYLE

Your partner joins free: Invite your partner at no extra cost. They can link their own bank accounts into your household for a complete combined picture.

Credit Card Integration: Attach your credit cards to any virtual account. Transactions flow in automatically, and your Spend amount instantly updates as your debt changes.

Budget your way: Budget your bank accounts independently or together - it’s completely up to you.

Split any transaction: Divide any expense between you and your partner instantly using the cash within your joint account - no running tabs, no “IOU’s,” no hassle.

Organized categories: Group your stashes into custom categories for a cleaner, clearer budget that makes sense.

Privacy controls: Choose whether your personal budget is hidden or visible to your partner. Perfect for couples who want privacy, transparency, or a mix of both.

Intra-account transfers: Send money to your partner anytime from a virtual account or stash. You can even set transfers to recur automatically.


SUBSCRIPTION & TRIAL

Halfsies requires a subscription to use. All new users receive a free 7-day trial on our Sapling Tier so you can explore every feature, set up your budget, and see how Halfsies works for you before committing.


PRIVACY & SECURITY

We take data security and your privacy very seriously. We use bank-level AES-256 encryption at rest and TLS (Transport Layer Security) in transit to ensure your data is always safe.


Privacy Policy: https://www.halfsiesbudgeting.com/privacy
Terms of Service: https://www.halfsiesbudgeting.com/terms

## Key features

- Virtual account splitting (Yours, Mine, Ours)
- Automated budgeting and funding
- Transaction sorting and categorization
- Credit card integration
- Split individual transactions
- Privacy controls for personal budgets
- Partner invites included

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Oak Tier Monthly | $9.99 | per month |
| Sapling Tier Monthly | $6.99 | per month |
| Grove Tier Monthly | $12.99 | per month |
| Sapling Tier Yearly | $59.99 | per year |
| Oak Tier Yearly | $89.99 | per year |
| Grove Tier Yearly | $119.99 | per year |


## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/halfsies-couples-budgeting/id6740665904/reviews.md

### 5/5 — Amazing app

*2026-03-19*

Straightforward and easy to use!

## Frequently asked questions about Halfsies

### How does Halfsies help couples manage money?

Halfsies divides a joint bank account into three virtual accounts: 'Yours,' 'Mine,' and 'Ours.' This provides clarity on individual spending money and shared expenses, aiming to prevent financial arguments.

### Is Halfsies secure for my financial data?

Yes, Halfsies prioritizes data security and privacy. It uses bank-level AES-256 encryption at rest and TLS in transit to ensure your financial information is protected.

### What are the subscription costs for Halfsies?

Halfsies offers multiple subscription tiers with monthly and yearly options. Prices range from $6.99/month for the Sapling Tier to $12.99/month for the Grove Tier, with yearly plans offering savings.

### Can my partner use Halfsies for free?

Yes, your partner can join your Halfsies account at no extra cost. They can link their own bank accounts to provide a comprehensive view of household finances.

### Does Halfsies offer a free trial?

Yes, all new users receive a free 7-day trial on the Sapling Tier. This allows you to explore all features and set up your budget before committing to a paid subscription.

### How often is Halfsies updated?

The app was last updated on March 27, 2026, indicating active development and ongoing improvements. Users can expect regular updates to enhance functionality and security.

### What devices does Halfsies support?

Halfsies is available on iPhone and iPod devices. This ensures accessibility for users within the Apple ecosystem.

### Can I hide my personal budget from my partner in Halfsies?

Yes, Halfsies includes privacy controls that allow you to choose whether your personal budget is hidden or visible to your partner. This offers flexibility for couples who prefer different levels of financial transparency.

## Version history (last 4 releases)

### 1.1.0 — 2026-03-27

We've fixed some bugs and added credit card integration! Link your cards to a virtual account, and watch the transactions flow in. They're like any other transaction, so split them, send them to your partner, create budgets from them, do what ever you'd like! You can also subtract your full credit card balance from your virtual account balance at any time, letting you know where you actually stand on your debt. Your cards follow the same privacy rules as your personal virtual account, so your partner won't see their balance or transactions, unless you explicitly send them to your partner, or give them access.

### 1.0.2 — 2025-12-16

Makes small changes to the Report an Issue page.

### 1.0.1 — 2025-12-12

Fixes bug that occurred with offer codes.

### 1.0.0 — 2025-12-05

No release notes.

## Apps similar to Halfsies

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## More apps by Cozy Seal Software LLC

- [Totaly - Receipt Item Adder](https://appshunter.io/ios/app/totaly-receipt-item-adder/id1625626536)

All apps by Cozy Seal Software LLC: https://appshunter.io/developer/1625626538

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-06.*