# Halo - Budget & Bills Tracker — Budget,Bills,&Expenses Tracker > Personal finance tracker for net worth, investments, expenses, bills, and loans. (iPhone/iPad app by Adrian Justin del Rosario.) - Source: https://appshunter.io/ios/app/halo-budget-and-bills-tracker/id6761981766 (this page in markdown: same URL + `.md`) - Developer: [Adrian Justin del Rosario](https://appshunter.io/developer/1892287843) - Category: Finance, Productivity - Price: $1.99 - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 18.6 · 17 MB - Languages: American English - Released: 2026-04-14 - Data updated: 2026-08-24 - Monetization: paid - User reviews in markdown: https://appshunter.io/ios/app/halo-budget-and-bills-tracker/id6761981766/reviews.md ## What is Halo? Halo - Your Personal Budget and Bills Tracker Take control of your money, all in one place. Halo gives you a clear, real-time picture of your net worth, from your bank accounts and investments to your loans and credit cards. What you can track: AUTOMATIC EXPENSE LOGGING WITH APPLE PAY — Tap to Pay with your iPhone and Halo writes the expense down for you: amount, merchant, and card, logged the moment you tap. A guided two-minute setup gets you started, each card links just once, and every payment after that is recorded automatically — to your credit card, debit card, or e-wallet. ASSETS AND SAVINGS - Add all your bank accounts and customize how they look with logos and colors. Watch your net worth grow day by day with automatic snapshots, a balance trend chart, and a live change indicator that updates every time you open the app. Track your savings goals with Halo rings or view them as a to-do list. INVESTMENTS - Connect your stock portfolio and see real-time prices from US markets and crypto. You can add stocks outside of the US and edit prices manually. Track your all-time gain/loss, today's movement, and your full position history. Share your progress with beautiful portfolio cards! EXPENSES - Log personal expenses by category and see exactly where your money goes each month. Pay from a bank account or charge to a credit card and your balances update automatically. Put budget caps on each category and see if you still have room to spend. A calendar view shows your daily spending plus money in and out of your accounts — filter by inflow, outflow, or both. BILLS AND SUBSCRIPTIONS - Set up recurring bills with flexible schedules and optional end dates. Get alerts when something is overdue or coming due soon, and mark bills as paid directly from any account or credit card with a single tap. Push notifications remind you a week ahead, the day before, and on the day itself if a bill is not yet paid. TRIP & GROUP EXPENSES - Planning a trip? Create a trip to group your personal expenses and bill splits together. Set the trip's currency and expenses logged during the trip — including Apple Pay payments — are recorded in that currency and organized under the trip automatically. See the full spend, who owes what, and share a clean summary card straight to your group chat. No more awkward "Who owes me again?" moments. CREDIT CARDS & LOANS - Track credit card balances, utilization, and billing cycles alongside your loans and mortgages. Record payments that instantly reflect across your accounts and net worth. More to offer: A widget that does the talking - Glance at today's net worth change right from your home screen. The Halo widget updates every 30 minutes, and bills can be marked as paid straight from the widget — no need to open the app! Log expenses, deposits, and bill payments by voice or with the Shortcuts app — without opening Halo. Built for Southeast Asia and the world - PHP-first with support for USD, CAD, SGD, MYR, IDR, VND, HKD, JPY, KRW, EUR, GBP, AUD, AED, SAR, THB, TWD, KWD, NZD, BHD, CNY, OMR, QAR, INR, NIO, MXN, LBP, CRC, and PLN. Switch your base currency anytime and every number recalculates instantly. Your data, backed up - Export a full backup of your financial data anytime and restore it on any device. Halo also checks your data's health automatically and can repair issues with one tap — keeping a full safety copy first. YOUR DATA STAYS ON YOUR DEVICE Halo stores everything locally. No account required, no data uploaded to any server, no ads. Your finances are yours. Halo is built for personal use. It is not a bank and does not connect to financial institutions. Halo is designed for simplicity — just a clean tool to help you stay on top of your money. ## Key features - Net worth tracking - Investment portfolio management - Expense logging and budgeting - Bill and subscription management - Trip and group expense splitting - Local data storage - Multi-currency support ## Frequently asked questions about Halo ### How secure is Halo? Halo prioritizes your privacy by storing all financial data locally on your device. No account is required, and your data is never uploaded to any server, ensuring your finances remain private and secure. ### What currencies does Halo support? Halo supports a wide range of currencies including USD, CAD, SGD, MYR, IDR, VND, HKD, JPY, KRW, EUR, GBP, AUD, AED, SAR, THB, NT(TWD), KWD, NZD, BHD, CNY, OMR, QAR, and INR. You can switch your base currency anytime, and all numbers will recalculate instantly. ### Can I export my financial data from Halo? Yes, Halo allows you to export a full backup of your financial data at any time. This backup can be restored on any device, giving you complete control over your information. ### Does Halo have ads? No, Halo is ad-free. The app is designed to provide a clean and uninterrupted financial management experience without any advertisements. ### What is the price of Halo? Halo is available for a one-time purchase of $1.99. This grants you full access to all its features without any recurring subscription fees. ### How often is Halo updated? Halo was last updated on June 25, 2026, indicating regular maintenance and potential feature additions. The latest version is 1.86.1. ### What devices can I use Halo on? Currently, Halo is supported on iPhone devices. Future updates may expand compatibility to other platforms. ### How does Halo help with bills? Halo allows you to set up recurring bills with flexible schedules and provides push notifications a week, a day before, and on the due date if unpaid. You can also mark bills as paid directly from any account or credit card with a single tap. ## Version history (last 5 releases) ### 1.91.2 — 2026-08-24 - Total Balance now shows your actual cash — money owed to you from bill splits is listed separately as a receivable, so your savings never look bigger than they are. - New "Savings + Owed" home card for those who want the combined number back — pick your view in Customize Home Screen. - Every home screen card now explains exactly what it counts. - Subscriptions and bills can no longer double-track the same payment — the two toggles are now either/or, with clearer hints. Fixes: - Category pickers in bill splits and trip expenses no longer show income categories. - Subcategories are now reachable and neatly grouped in the import and Quick Log category pickers. - Editing a bill split keeps categories tidy — subcategories stay under their parent. ### 1.91.1 — 2026-08-22 Fixed an issue where subcategories couldn't be selected in bill splits, plus stability improvements. Subscriptions guarded to not recreate a bill in parallel to avoid double count for autocharged subscriptions. ### 1.91 — 2026-08-20 Subcategories are here. You can now break big categories like Food into smaller ones like Groceries, Dining Out, or Coffee, so your spending finally tells the full story. -Create your own subcategories, or start with the ready-made set and edit them freely. -Set a budget for a subcategory. It stays within its parent's limit, so your totals always make sense. -Tap a category in Analytics to see exactly where the money went inside it. -Moving an old category under a new parent brings all its past expenses along. No retyping, no cleanup. -Need to sort years of expenses in one go? Select several transactions and recategorize them together. -Bills can carry subcategories too, and updating a bill's category updates all its past payments. -Credit cards get some love: filter charges by statement cycle, and open the new monthly chart to see whether you're charging more or less than last month. -Expenses logged through Apple Pay can now land straight into a subcategory, and a new insight shows how much of your spending arrives that way. -Plus smaller fixes and polish throughout, including friendlier decimal input for every keyboard. ### 1.90.4 — 2026-08-14 Bug fixes and performance improvements ### 1.90.3 — 2026-08-14 -Fixed a rare issue where an automatically logged expense could record an incorrect amount. The app now detects the problem and lets you know, instead of logging a wrong number. -Amounts can be typed with either a comma or a dot as the decimal separator — matching your keyboard, wherever you are. -Budget Overview can now show the amount remaining per category — tap the toggle on the card to switch. -Credit cards over their limit now show how much the limit was exceeded, instead of zero available credit. -Cancelled credit cards can now be archived — the card leaves your active lists while every charge and expense is kept. Restore it anytime. -Minor fixes and improvements. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-24.*