# Happen Bank Commercial

> Mobile commercial banking app for managing business accounts and transactions. (iPhone/iPad app by Radius Bank.)

- Source: https://appshunter.io/ios/app/happen-bank-commercial/id1436206933 (this page in markdown: same URL + `.md`)
- Developer: [Radius Bank](https://appshunter.io/developer/489961618)
- Category: Finance, Business
- Price: Free
- Rating: 2.73/5 from 30 App Store ratings · 11 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 30 MB
- Languages: English, Portuguese, Chinese, Spanish, Chinese
- Released: 2018-10-01
- Data updated: 2026-07-05
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/happen-bank-commercial/id1436206933/reviews.md

## What is Happen Bank Commercial?

Bank anytime, anywhere with Happen Bank’s commercial banking mobile app, Happen Commercial! Using this free and convenient app, you’ll have 24/7 access to your accounts. This service is available to Happen Bank’s Commercial Banking clients. To log into the app, simply enter your Online Banking Login ID and password.
Available Commercial Banking features include:
Check Deposit
- Securely deposit checks from your mobile device into your Happen Bank account(s)
Account Activity
- Check your latest account balance(s), view transactions and monitor account activity
Transfers
- Easily transfer funds between your Happen Bank account(s) and accounts at other financial institutions
Wire transfers
- Initiate domestic wire-transfers in minutes
Bill Pay
- Schedule payments and create new payees using Bill Pay
eStatements
- View monthly statements

Customer Service
- Send/receive secure messages to/from our Customer Service Department
- Live chat with our Customer Service Department
Alerts
- Setup various account alerts to be delivered via email, text, phone call and secure message
Access to 3rd party accounts
- Accounts include ePayment, merchant services, payroll services and business credit cards

## Key features

- Mobile check deposit
- Account balance and transaction monitoring
- Fund transfers
- Wire transfers
- Bill payment
- eStatement access
- Secure messaging and live chat

## Recent user reviews (10 of 11)

All indexed reviews: https://appshunter.io/ios/app/happen-bank-commercial/id1436206933/reviews.md

### 1/5 — Simply doesn’t work

*2024-01-22*

Try to login and it says my password is invalid but I can login just fine from my computer’s browser.

Try to reset password, enter loginID, and it says “invalid password” 🙃

Appalling.

### 1/5 — Don’t waste your time

*2023-03-08*

There not a real bank they just take your deposit and never respond, service is the worst

### 3/5 — Functional but very dated

*2021-08-30, version 1.0.5706*

The application harks back to the beginning of the internet Era.  However, it's very functional, almost always works and when you need customer support, Radius Bank/Lending Club are always there to help.

### 1/5 — Nope

*2021-08-05, version 1.0.5706*

Wouldn’t accept log in. But I’m
Able to log in form from browser. Too complicated to use

### 1/5 — I hate lending club

*2021-07-22, version 1.0.5706*

I wish I never got a loan with lending club. Worst decision of my adult life.

### 4/5 — Ease of use and a few good transaction options

*2021-04-18, version 1.0.5619*

I am getting better at navigating this app so it is growing on me. I like that the developers do not chang things around to often so I generally have no problem to find the right feature and completing my onlin banking with ease.

### 1/5 — Misleading App Title

*2021-02-28, version 1.0.5616*

This is not the correct app for “Business” accounts. Once installed the title changes to “Commercial” and the login for business accounts fails.

Business account holders: Use the Radius Mobile app to access your account.

### 1/5 — Login doesn’t work

*2020-12-04, version 1.0.5616*

This app won’t log in with the correct password I can use to log in on my desktop. The reset pw doesn’t work, and the bank in general doesn’t work with PayPal and many other services that allow an integrated login from the third party. Very disappointed.

### 1/5 — Awful Business Experience

*2020-12-04, version 1.0.5616*

They changed the website and lost everyone’s external accounts. Then the app won’t recognize the same username and password that you are able to log into the website with. 

Absolute fail of a bank.

### 1/5 — Fail

*2020-09-22, version 1.0.5609*

The app is weak because it doesn’t allow you to secure loans or credit cards via the app. Or at least chat via live message to a representative would be nice. The fees from the bank for not having the minimum deposit during the pandemic have led me to close my account. Don’t waste your time or money with these thieves.

## Frequently asked questions about Happen Bank Commercial

### What can I do with LendingClub Commercial?

LendingClub Commercial allows you to deposit checks, view account balances and transactions, transfer funds between accounts, initiate wire transfers, pay bills, and access eStatements. You can also communicate with customer service via secure messages or live chat and set up account alerts.

### Is LendingClub Commercial secure?

Yes, the app is designed for secure access using your Online Banking Login ID and password. It offers secure messaging for customer service interactions and allows for secure check deposits from your mobile device.

### What devices support LendingClub Commercial?

LendingClub Commercial is available on iPhone, iPad, and iPod devices. It is designed for iOS operating systems.

### How often is LendingClub Commercial updated?

The app was last updated on October 15, 2024, with version 2.0.5909. Updates typically include performance improvements and new features to enhance user experience and security.

### What are the user reviews like for LendingClub Commercial?

LendingClub Commercial has an average rating of 2.7 stars from 30 ratings. User feedback often influences future updates and feature development.

### Does LendingClub Commercial have ads?

Yes, LendingClub Commercial contains advertisements. These ads are integrated into the app experience.

### Can I link accounts from other financial institutions to LendingClub Commercial?

Yes, you can easily transfer funds between your LendingClub Bank accounts and accounts held at other financial institutions through the app's transfer feature.

### What is the age rating for LendingClub Commercial?

LendingClub Commercial has an age rating of 4+. This indicates it is suitable for a broad audience, though its primary users are business clients.

## Version history (last 5 releases)

### 2.0.260601 — 2026-06-30

Updates for rebranding to Happen Bank

### 2.0.5909 — 2024-10-15

Feature enhancements and bug fixes

### 1.0.5724 — 2022-10-08

Performance enhancements and security updates

### 1.0.5723 — 2022-09-30

Performance enhancements and security updates

### 1.0.5715 — 2022-01-28

Performance enhancements

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-05.*
