# Happy State Bank Mobile — a division of Centennial Bank > Mobile banking app for secure account access, deposits, transfers, and bill payments. (iPhone/iPad app by Happy State Bank.) - Source: https://appshunter.io/ios/app/happy-state-bank-mobile/id1281054824 (this page in markdown: same URL + `.md`) - Developer: [Happy State Bank](https://appshunter.io/developer/335374518) - Category: Finance, Business - Price: Free - Rating: 4.80/5 from 12,645 App Store ratings · 99 written reviews indexed - Age rating: 4+ - Requires: iOS 11.0 · 103 MB - Languages: American English - Released: 2017-10-20 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/happy-state-bank-mobile/id1281054824/reviews.md ## What is Happy State Bank Mobile? The Happy State Bank, a division of Centennial Bank mobile app provides you the convenience to bank when you want and where you want through secure account access within your mobile device. With Happy State mobile app you can: -Open a new account right from your app* -Check balances -Deposit checks** -Transfer funds between eligible accounts -Pay bills-2 including other people -View check images -Locate a nearby branch or ATM -View recent transactions - Access TCalc™ Financial Calculators *** Get started today by visiting www.happybank.com for instructions on enrolling your device. *Restrictions and limitations apply to opening deposits and funding methods. Online account opening applies to deposit accounts. Subject to credit approval. Must be 18 years of age. Must be a legal resident of the United States. Must have working device that meets required specifications. Not all products are available for all locations. Not all products are available through online account opening. See happybank.com for details) **Some restrictions may apply, see bank for details. ***The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results ****Transfers require enrollment and must be made for Happy State Bank, a division of Centennial Bank consumer checking or savings account to a domestic bank account or debit card. Recipients have 14 days to register to receive money or the transfer will be canceled. Dollar and frequency limits apply. Message and data rates may apply from your wireless carrier. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Member FDIC ## Key features - Open new accounts - Check balances - Deposit checks - Transfer funds - Pay bills - Locate branches/ATMs - Financial calculators ## What do users think of Happy State Bank Mobile? Overall sentiment: negative **Pros** - 👍 Great bank - 👍 Easy to navigate - 👍 Friendly and helpful staff - 👍 Convenient online banking - 👍 Mobile deposit feature - 👍 Reliable service **Cons** - 🐛 Frequent app crashes and errors - 🐛 Slow app performance - 🐛 Unreliable login and account access - 🐛 Buggy updates and changes - 🐛 Lack of important features (e.g., transaction notifications) **Commonly reported bugs** - Inability to link cards and accounts - Delayed balance updates - Frequent app crashes and login issues - Disappearance of savings accounts **Most requested features** - Bring back transaction notifications - Improve app stability and reliability - Add Face ID support - Enhance online bill pay and external transfers ## Recent user reviews (10 of 99) All indexed reviews: https://appshunter.io/ios/app/happy-state-bank-mobile/id1281054824/reviews.md ### 1/5 — Abandoned *2026-05-08, version 5.0.42.423* Error saying app no longer supported, without direction of which app is supported. ### 3/5 — It’s the same *2026-05-05, version 5.0.42.423* It’s basically the same app it doesn’t do much different. I would really like to be able to write memos like I’ve seen others say. Also being able to turn your cards off from the app itself was what I was looking forward to and thought would be in the update but unfortunately it wasn’t.. ### 4/5 — No option to add memo *2026-05-03, version 5.0.42.423* The app functions the same as their previous and I’m not sure I see any fundamental improvements. With that being said, it works well. Only complaint I have is that you STILL cannot add memos to any transactions like you can on the website version, which is a bummer. ### 1/5 — Mobile deposits *2026-04-30, version 5.0.42.423* When mobile deposits are done that are not deposited into accts on time. Will be moving my acct to Well Fargo! ### 1/5 — Awful *2026-04-25, version 5.0.42.423* Awful app ### 4/5 — Improved *2026-04-23, version 5.0.42.423* So much better than the old app ### 1/5 — Mobile App *2026-04-17, version 5.0.42.423* The mobile app never works!!! Every time you try to sign in it gives you an error. Face recognition NEVER WORKS!!! This has been an ongoing issue with this bank. Seriously considering switching to a bank whose app actually works! ### 1/5 — Absolute Junk *2026-03-28, version 5.0.42.423* App bombs out on a regular basis. Absolute junk…don’t waste your time. ### 1/5 — Common sense *2026-03-16, version 5.0.42.423* Unlocks my phone with Face ID goes to bank app doesn’t recognize Face ID make it make sense ### 1/5 — App doesn’t work at *2026-02-11, version 5.0.42.423* Don’t waste your time with happy State Bank. Their app has not worked on and off four years and will auto reset your password. So tired of having to go into the bank for them to fix issues so now the app just doesn’t open and it automatically closes on its own very frustrated with happy state bank since the switch. ## Frequently asked questions about Happy State Bank Mobile ### What can I do with the Happy State Bank mobile app? The app allows you to securely access your accounts, check balances, deposit checks, transfer funds between eligible accounts, pay bills, view check images, locate nearby branches or ATMs, and access financial calculators. You can also open a new account directly through the app. ### Is the Happy State Bank mobile app free to use? Yes, the app itself is free to download and use. However, message and data rates may apply from your wireless carrier. Specific banking transactions may also have associated limits or restrictions as detailed by the bank. ### How do I get started with the mobile app? To get started, visit www.happybank.com for instructions on enrolling your device. You will need to follow the provided steps to link your accounts and begin using the app's features. ### What are the requirements to open an account through the app? To open an account through the app, you must be 18 years of age, a legal resident of the United States, and have a working device that meets the required specifications. Restrictions and limitations apply to opening deposits and funding methods, and not all products are available for all locations or through online account opening. See happybank.com for full details. ### Can I transfer money to other people using this app? Yes, you can pay bills, including to other people. For fund transfers, enrollment is required, and transfers must be made from Happy State Bank consumer checking or savings accounts to a domestic bank account or debit card. Recipients have 14 days to register to receive money, and dollar and frequency limits apply. ## Version history (last 5 releases) ### 5.0.42.423 — 2025-05-06 This update contains bug fixes and performance improvements. ### 5.0.41.705 — 2024-12-02 We are continually working to deliver an exceptional user experience within the app. This update contains bug fixes and performance improvements. ### 5.0.31.519 — 2024-02-27 We are continually working to deliver an exceptional user experience within the app. This update contains bug fixes and performance improvements. We will be sure to highlight any new features within the app as they become available. ### 5.0.20.4681749507 — 2023-04-18 We are continually working to deliver an exceptional user experience within the app. This update contains bug fixes and performance improvements. We will be sure to highlight any new features within the app as they become available. ### 5.0.10.12 — 2022-06-13 New badging "a division of Centennial Bank" ## More apps by Happy State Bank - [Happy State Bank Mobile Bank](https://appshunter.io/ios/app/happy-state-bank-mobile-bank/id6748351021) All apps by Happy State Bank: https://appshunter.io/developer/335374518 ## Related topics [oostburg state bank business](https://appshunter.io/ios/topics/oostburg-state-bank-business) · [first state bank of lecenter](https://appshunter.io/ios/topics/first-state-bank-of-lecenter) · [ennis state bank](https://appshunter.io/ios/topics/ennis-state-bank) · [belgrade state bank](https://appshunter.io/ios/topics/belgrade-state-bank) · [bippus state bank](https://appshunter.io/ios/topics/bippus-state-bank) · [first state bank of odem](https://appshunter.io/ios/topics/first-state-bank-of-odem) · [nevada state bank businessrdc](https://appshunter.io/ios/topics/nevada-state-bank-businessrdc) · [elderton state bank](https://appshunter.io/ios/topics/elderton-state-bank) · [bulsho bank](https://appshunter.io/ios/topics/bulsho-bank) · [esquire bank](https://appshunter.io/ios/topics/esquire-bank) · [travelers rest bank](https://appshunter.io/ios/topics/travelers-rest-bank) · [new centennial bank app](https://appshunter.io/ios/topics/new-centennial-bank-app) · [sicily island state bank](https://appshunter.io/ios/topics/sicily-island-state-bank) · [bank of winona](https://appshunter.io/ios/topics/bank-of-winona) · [bank of greeleyville](https://appshunter.io/ios/topics/bank-of-greeleyville) · [belgrade state bank mobile](https://appshunter.io/ios/topics/belgrade-state-bank-mobile) · [coastal states bank](https://appshunter.io/ios/topics/coastal-states-bank) · [fun bank mobile banking](https://appshunter.io/ios/topics/fun-bank-mobile-banking) · [community bank alva](https://appshunter.io/ios/topics/community-bank-alva) · [security bank of pulaski county](https://appshunter.io/ios/topics/security-bank-of-pulaski-county) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*