# HAR-CO Credit Union Mobile App — user reviews > 11 indexed App Store user reviews of HAR by HAR-CO Credit Union, rated 4.70/5 from 709 ratings. - Source: https://appshunter.io/ios/app/har-co-credit-union-mobile-app/id1439931505/reviews - App overview in markdown: https://appshunter.io/ios/app/har-co-credit-union-mobile-app/id1439931505.md - Rating breakdown: 5★ 612 · 4★ 53 · 3★ 16 · 2★ 6 · 1★ 22 ## Most critical reviews (10 lowest-rated) ### 1/5 — Won’t login *2026-06-13, version 25.2.101* Endless loop of putting ID#, password, then phone number, then it asks for it all over again and again and again…. Never actually logs in ### 1/5 — Banking *2026-03-09, version 25.2.100* Not being able to see anything with my credit card transactions is ridiculous. Especially at the beginning of the month not being able to look at online banking. I can’t pay off my credit card. It’s awful and unacceptable. ### 1/5 — Latest update is not working *2026-03-03, version 25.2.100* After the latest update I cannot get in even with manual password login. I enter my credentials, it prompts me for a phone number then punts me to the login screen in an endless loop. This app worked prior to their mobile banking update on 3/1/26 so I assume the third party who handled that skipped testing. Shame, too, it worked fine before the March 1 update. ### 1/5 — Not sure what’s happening but… *2026-02-09, version 25.1.70* Lately when it takes your password from the Apple password app it just doesn’t work. ALWAYS constant login issues and we have to change our password during almost every login which is super annoying when you share an account with your partner. Face ID doesn’t stay active. It’s a huge pain to even login. Honestly it makes me want to get a new bank and move my money. You’d think in 2026 they would be able to balance security with convenience. What the point of a Face ID option if it just turns off all the time. Not sure what company they hired to make this app but they don’t know what they are doing. I’d prefer a bank with a modern app. This is ridiculous. And absolutely frustrating. ### 1/5 — This is stupid!! *2021-09-24, version 21.1.30* Im a college student and have been using Har-Co Credit Union for a few years. It was ok at first but I’ve had some issues with the app a lot. What’s really driving me crazy is I can’t even log onto the dumb app to see how much money I have!! As a college student this is very important!! If this issue isn’t changed soon I’m getting a different bank. ### 1/5 — Mobile check deposit *2020-03-24, version 19.3.30* This website does not encourage me to sign up for your services, perhaps I should switch to another credit union or bank. ### 3/5 — Nice features but has a way to go to catch up to other institutions *2019-01-30, version 18.3.70* Love the new features but the new app is slower than the previous one. The new mobile deposit is great because it saves me a trip to the bank. However, the app takes forever to log in and once your logged in you have to keep entering your password. Also a personal preference but I dislike how the accounts now show, they aren’t in order and it’s harder to tell which account is which. Overall, the app is just okay. It’s still got a way to go to reach the ease that other institutions have. ### 4/5 — Easy transfer *2023-06-15, version 22.2.200* Transfer ### 5/5 — TJ French review *2022-07-18, version 21.3.40* I have been a member at HAR-CO for about 10 years plus and I have always been happy with the service. Lately I have had a lot of transfers with money dealing with family issues and Frank Margonis has been great to me. He always takes his time and is always making sure he is precise with what he tells me. I recently refinanced my truck and he helped me greatly! Thank you very much Frank. ### 5/5 — Constantly Locked Out *2019-02-14, version 18.3.70* Every single time I try to use the app on my iPhone I get a message saying it cannot validate me as a user. I have to call and get a new password. EVERY. TIME. There is no feature to ask security questions. The app is useless and the inability to manage my money via the app is likely going to drive me to bank elsewhere after 25 years as a customer. I’ve called and no one seems to be able to figure it out... but it’s been clear that I am not the only person having the issue. ## Most praised reviews (1 highest-rated) ### 5/5 — App review *2018-11-12, version 18.2.70* I like this app User friendly New capabilities Thanks for updating --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-31.*