# Harbor: Debt Tracker — For when you're afraid to look > For when you're afraid to look (iPhone/iPad app by Eren Tutgun.) - Source: https://appshunter.io/ios/app/harbor-debt-tracker/id6792325424 (this page in markdown: same URL + `.md`) - Developer: [Eren Tutgun](https://appshunter.io/developer/6787316902) - Category: Finance, Productivity - Price: Free - Age rating: 4+ - Requires: iOS 16.4 · 31 MB - Languages: American English, French (France), German (Germany), Hindi, Indonesian, Italian, Japanese, Korean, Polish, European Portuguese and 5 more - Released: 2026-07-30 - Data updated: 2026-08-22 - User reviews in markdown: https://appshunter.io/ios/app/harbor-debt-tracker/id6792325424/reviews.md ## What is Harbor? Harbor is for people who avoid looking at what they owe -- not because they don't care, but because looking feels like being judged. Open it and nothing bad happens. No score, no ranking, no red numbers, no lecture about what you should have done differently. Just the real total, and a quiet place to sit with it. You add what you owe by hand: the name, the balance, and -- if you know them -- the interest rate and the minimum payment. No bank linking, no account, no sign-up. Nothing you type here leaves this phone. WHAT'S INSIDE -- Your real total, right now, in your own currency (23 to choose from) -- A weekly check-in that takes under a minute: tap how it feels (heavy / okay / a bit lighter -- there is no wrong answer), update a balance if you know it, done -- "Since your last check-in" -- the interest that quietly added up while you were away. Information, not a scolding, and deliberately capped so it never becomes a frightening number -- A clear-by date: enter a rate and a monthly payment and Harbor estimates the month each debt finishes -- Progress counted from what you actually brought down, so entering a forgotten balance later can't erase it -- A history chart of your total over time -- Optional Face ID or passcode lock, because debt is something people hide from the people closest to them, not just from themselves -- An optional weekly reminder. One quiet nudge, nothing more -- Light, dark, or automatic appearance, in 15 languages WHAT HARBOR NEVER DOES -- No streaks. A missed week is never drawn as a broken chain -- No payoff strategy, no snowball-versus-avalanche coaching, no financial advice. This is not a coach. It's a mirror -- No bank connection, no account, no ads, no analytics, no tracking of any kind Harbor doesn't sell your data because it never collects any. Everything you enter stays on this device, and it is still there -- quiet, honest, and never judging you -- whenever you are ready to look again. ## Version history (last 3 releases) ### 1.0.2 — 2026-08-19 A clear-by date. Enter an interest rate and a monthly payment and Harbor now estimates the month each debt finishes -- still no strategy and no advice, just the arithmetic. Weekly check-ins now record what you actually brought the total down by, so entering a forgotten balance later can't wipe out your progress. A new progress line in History: how much you have brought the total down since your first check-in. Harbor now speaks 15 languages instead of two. Settings can now open the App Store to rate Harbor, and quietly lists the other two apps I make. Both are optional, and the app list can be hidden for good. ### 1.0.1 — 2026-08-11 Store listing update. No changes to the app itself. ### 1.0 — 2026-07-28 No release notes. ## Related topics [debt relief app](https://appshunter.io/ios/topics/debt-relief-app) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-22.*