# Harmony - FHSA Home Saver — Save for your first home

> Save for your first home (iPhone/iPad app by Paula Faith Morante.)

- Source: https://appshunter.io/ios/app/harmony-fhsa-home-saver/id6783158960 (this page in markdown: same URL + `.md`)
- Developer: [Paula Faith Morante](https://appshunter.io/developer/6783158962)
- Category: Finance, Education
- Price: Free
- Age rating: 17+
- Requires: iOS 15.1 · 51 MB
- Languages: American English
- Released: 2026-08-06
- Data updated: 2026-10-25

## What is Harmony?

Saving for your first home in Canada shouldn't feel like guesswork.

Harmony turns "we should really save more" into an actual plan — with a real number, a real date, and a system that keeps going after month three.

BUILD YOUR PLAN IN 2 MINUTES

Answer a few questions about the home you want and what you can put aside each month. Harmony works out your target down payment, what you'll need to get there, and when you'll arrive. No spreadsheets.

SEE YOUR PROGRESS AT A GLANCE

One screen shows what matters: down payment saved, how much is left, and your time to goal. Every contribution moves the number.

YOUR FHSA ROOM, WORKED OUT FOR YOU

The First Home Savings Account is the best tool most first-time buyers don't fully understand. Harmony tracks your contribution room, carries
forward what you didn't use, and warns you before you go over.

WILLPOWER IS A BAD SAVINGS PLAN

Set up a monthly transfer at your bank, confirm the amount in Harmony, and every month gets logged toward your goal automatically. You don't
have to remember anything.

ASK PENNY ANYTHING

Penny is an in-app AI money coach who knows your plan. "How much FHSA room do I have?" "FHSA vs TFSA vs RRSP?" "Renting vs buying?" Ask in
plain language, get an answer that reflects your actual numbers.

BUILT TO STICK

Most savings plans die quietly in month three. Harmony sends milestone nudges as you hit 50%, 90%, and the finish line — plus short lessons on
using the FHSA to buy your first home.

WHAT HARMONY DOESN'T DO

Harmony never moves your money. We don't connect to your bank account and we can't make transfers. You set up the transfer yourself; Harmony
tracks it. Your plan lives in your account and nothing is shared.

Harmony is an informational tool, not financial, legal, or tax advice. Figures are estimates — confirm anything important with the CRA, your
lender, or a qualified professional.

Questions? support@harmonybudget.com
Terms: https://harmonybudget.com/terms
Privacy: https://harmonybudget.com/privacy

## Is Harmony safe?

Not enough ratings yet to assess Harmony.

## Is Harmony legit?

Harmony - FHSA Home Saver has limited verification signals. The AppsHunter Legitimacy Score for Harmony is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 4 releases)

### 1.0.3 — 2026-09-30

• New what-if slider: drag your monthly savings up or down and instantly see how it changes the date you'll reach your down payment.
• Got an idea or hit a snag? You can now send us feedback right from the app in a couple of taps.

### 1.0.2 — 2026-08-18

New accounts now confirm their email with a 6-digit code, so you can always recover your account.

### 1.0.1 — 2026-08-11

- Added an illustration to the welcome slide
- Fixed bugs in FHSA plan

### 1.0 — 2026-08-06

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-25.*