# heap: Expense Tracker AI — Budget, Bills & Subscriptions

> AI-powered expense tracker and budget planner for simplified personal finance management. (iPhone/iPad app by Danylo Strelchenia.)

- Source: https://appshunter.io/ios/app/heap-expense-tracker-ai/id6759523889 (this page in markdown: same URL + `.md`)
- Developer: [Danylo Strelchenia](https://appshunter.io/developer/1879282863)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 5.00/5 from 1 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.1 · 61 MB
- Languages: American English, Armenian, French (France), German (Germany), Italian, Japanese, Brazilian Portuguese, Russian, European Spanish, Ukrainian
- Released: 2026-05-04
- Data updated: 2026-09-01
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/heap-expense-tracker-ai/id6759523889/reviews.md

## What is heap?

==============================
STOP WONDERING WHERE YOUR MONEY WENT
==============================

heap is a personal finance app built around one simple idea: tracking money should feel fast enough to become a habit.

Add expenses, income, transfers, accounts, subscriptions, budgets, and goals in one clean place - then use AI to understand your spending without digging through spreadsheets.


[ TRACK MONEY IN SECONDS ]

Add transactions manually, with a quick keypad, or just say what happened.

heap can turn natural language or voice input into structured expenses, income, transfers, and account drafts, so you spend less time entering data and more time understanding it.


[ ASK AI ABOUT YOUR FINANCES ]

heap AI helps you work with your own financial data in plain language.

Ask questions like:

- "How much did I spend on food this month?"
- "Where did my money go last week?"
- "Create an expense for coffee yesterday."
- "How can I reduce unnecessary spending?"

Approve AI-created drafts instantly or edit them before saving.


[ SEE THE FULL PICTURE ]

Track cash, cards, bank accounts, savings, and other balances in one place.

Organize transactions by categories, labels, accounts, dates, notes, and transaction type, so your history stays clear even as it grows.


[ UNDERSTAND YOUR SPENDING ]

heap gives you visual analytics for balance trends, cash flow, spending flow, and category breakdowns.

Pick a period, compare where money comes from and where it goes, and spot patterns before they turn into problems.


[ STAY AHEAD OF SUBSCRIPTIONS ]

Manage subscriptions, recurring bills, rent, utilities, loans, and other repeating payments.

See what is upcoming, confirm paid charges, postpone payments when needed, and keep inactive subscriptions out of the way without losing history.


[ PLAN BUDGETS AND GOALS ]

Use heap to plan monthly budgets, follow spending limits, and stay focused on savings goals - whether you are building an emergency fund, saving for a trip, or preparing for a larger purchase.


[ BUILT FOR REAL DAILY USE ]

- Fast expense tracking
- Voice and text AI input
- Accounts and balances
- Categories and labels
- Transfers, income, and expenses
- Subscriptions and recurring payments
- Budgets and savings goals
- Spending analytics
- Personal and shared finances
- Local-first tracking with no required bank login


[ PRIVATE BY DESIGN ]

No complicated bank connection is required to get started.

You stay in control of what you enter, what you track, and how you organize your financial life.

Whether you need an expense tracker, budget planner, subscription tracker, spending tracker, or an AI finance assistant, heap gives you a faster and clearer way to manage money.

Download heap and take control of your finances today.

## Key features

- AI-powered expense tracking
- Automated transaction logging
- Subscription and bill monitoring
- Savings goal management
- Natural language financial queries
- Shared finance organization

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Individual Plan Monthly | $4.99 | per month |
| Pro Plan Monthly | $9.99 | per month |
| Pro Plan Annual | $71.99 | per year |
| Individual Plan Annual | $38.99 | per year |


## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/heap-expense-tracker-ai/id6759523889/reviews.md

### 5/5 — Best tracker

*2026-05-14*

Recommend

**Developer response:** We truly appreciate your review and rating.

Best regards,
heap team

## Frequently asked questions about heap

### Does heap have ads?

No, heap is ad-free. The app focuses on providing a clean and uninterrupted user experience for managing your finances.

### What are the subscription options for heap?

heap offers Individual and Pro plans, available on a monthly or annual basis. Annual plans include a 14-day free trial.

### How does heap ensure privacy?

heap is private by design, meaning it does not require complicated bank logins or syncing. Your financial tracking stays under your control.

### Can heap help me track subscriptions?

Yes, heap allows you to track subscriptions, recurring payments, and monthly bills in one place to avoid surprise charges and monitor repeat expenses.

### How often is heap updated?

The latest version of heap was released on 2026-06-26, indicating regular updates to improve functionality and user experience.

### What devices does heap support?

heap is available for iPhone and iPod devices, offering a streamlined experience for Apple users.

### What is the age rating for heap?

heap has an age rating of 4+, making it suitable for a wide range of users interested in managing their finances.

### How does heap's AI assist with finances?

heap's AI can answer natural language questions about your spending, such as "How much did I spend on food this month?" or "Where did I overspend?", providing instant insights.

## Version history (last 5 releases)

### 1.0.14 — 2026-08-25

∙ Bug fixes and performance improvements

### 1.0.13 — 2026-08-17

∙ Bug fixes and performance improvements

### 1.0.12 — 2026-07-29

∙ UI Improvements

### 1.0.11 — 2026-07-26

∙ Minor design improvements
∙ Improved the behavior of the “+” button on the Home screen for voice input
∙ Bug fixes and performance improvements

### 1.0.10 — 2026-07-19

∙ Updated paywall design
∙ Bug fixes and performance improvements

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*