# Heartland Bank Mobile Banking > Mobile banking app for managing accounts, payments, and deposits. (iPhone/iPad app by Heartland Bank and Trust Company.) - Source: https://appshunter.io/ios/app/heartland-bank-mobile-banking/id492582362 (this page in markdown: same URL + `.md`) - Developer: [Heartland Bank and Trust Company](https://appshunter.io/developer/492582365) - Category: Finance - Price: Free - Rating: 4.80/5 from 6,492 App Store ratings · 94 written reviews indexed - Age rating: 4+ - Requires: iOS 16.0 · 180 MB - Languages: American English - Released: 2012-01-10 - Data updated: 2026-08-26 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/heartland-bank-mobile-banking/id492582362/reviews.md ## What is Heartland Bank Mobile Banking? Conveniently connect to your Heartland Bank accounts to check balances, pay bills, deposit checks, transfer money, and more - anytime, anywhere! Features: -Check account balances and view transaction history -Manage your debit and credit cards -Make transfers -Set balance and transaction alerts -Mobile Deposit a check -Pay bills or another person -Secure chat with our customer support team AND much more… ## Key features - Check account balances - View transaction history - Manage debit and credit cards - Make transfers - Mobile check deposit - Bill payment - Secure chat support ## What do users think of Heartland Bank Mobile Banking? Overall sentiment: negative **Pros** - 👍 User-friendly app - 🚀 Convenient mobile banking features - 🔒 Secure banking experience - 💡 Helpful budgeting tools - 👍 Simple and easy to navigate **Cons** - 🐛 Frequent crashes and glitches - 🐛 Login and authentication issues - 🐛 Mobile deposit not functioning - 🐛 Unreliable push notifications - 🐛 Outdated and buggy app **Commonly reported bugs** - Mobile deposit not working - Zelle feature missing - Inconsistent login and authentication process - Push notifications not working as expected - Frequent app crashes and freezes **Most requested features** - Add Zelle integration - Implement real-time debit card usage notifications - Improve check number visibility in transactions - Introduce dark mode option - Enhance app performance and stability ## Recent user reviews (10 of 94) All indexed reviews: https://appshunter.io/ios/app/heartland-bank-mobile-banking/id492582362/reviews.md ### 1/5 — App Frequently Does Not Work *2026-06-22, version 4021.1.3* I have noticed the app very frequently does not work. Sometimes it is very slow. Other times it’s “scheduled maintenance” that just suddenly happens, and you can’t log in or transfer money which has left me stranded multiple times without money in my checking. I do like the app layout but the functionality of the app is very poor. ### 1/5 — can’t login ever *2026-03-29, version 4020.2.0* app is so buns I have to make a new password everytime I open because it makes me? ### 1/5 — Mobile check deposit still does not work *2026-03-20, version 4020.1.1* 3/20/26 - had 10 checks to deposit today. EVERY ONE was stamped with my endorsement. First 7 went thru fine. Last 3, “no endorsement found.” It is the EXACT same as the other checks that worked, so this is obviously not me. Whoever is giving this app 5 stars is not using the check deposit functionality, because this is horrible. I’ve reached the point where am giving up and just go to the branch. 6/3/25 - this is really frustrating. I have a Heartland Bank expense check and mobile deposit won’t even accept that check. Again, “there is an issue with your deposit.” What is the issue? Would like to fix it, but not knowing the issue, makes that tough. Please actually have someone try to use this functionality so you can see had bad it is. 5/12/25 + Mobile check deposit still too glitchy. Error message “there is an issue, try again.” Tell me what the issue is so I can correct it, guess I’m going to the branch tomorrow. Posted a review some time ago concerning lack of functionality of remote deposit. Tried today (4/14/22) hoping there would be some improvement. After 5 tries I gave up. Each attempt I received the message “no endorsement found.” Not sure what I can do. The check was endorsed using a stamp as follows: “FOR HBT MOBILE DEPOSIT ONLY. Heartland Bank and Trust. Account #xxxxxx. The entire endorsement was all in caps. If your system can’t find an endorsement from that you may as well take the functionality out of the app. Now I have a check to deposit at the branch (wasting your teller’s time on something I should be able to do at home) that is endorsed for mobile deposit only. Hope I can deposit it. ### 2/5 — Zelle does not work *2025-12-17, version 4019.0.3* Heartland just responds to all the comments about Zelle not working with a link to instructions that tell you to select options that just AREN’T THERE. That’s why people are saying it’s not working! Re-reading the instructions about nonexistent options does not help, and when am I supposed to call between 8 and 5 when that’s when I’m at work all day? The mobile deposit, as others have stated, has been horribly glitchy as well. It’s 2025 and I need to be able to use an app to bank. I am seriously considering switching banks because of these continued issues. ### 2/5 — Mobile deposit doesn’t work anymore *2025-11-04, version 4018.1.1* This app used to be great. Still allows you to check your balances and transactions but mobile deposit was the only thing I used it for so now it’s useless to me. ### 1/5 — No More Zelle *2025-09-11, version 4018.0.0* I scoured the app for any information about signing up for Zelle and I can’t find anything. ### 3/5 — Where is Zelle? *2025-07-25, version 4018.0.0* Since Zelle is becoming accessible exclusively through bank apps, I was relieved to see that HBT was added to the list. Unfortunately, Zelle is nowhere to be found in the HBT app. On its website, HBT has steps to find Zelle by going to the transfers tab. I have scoured the app and Zelle is nowhere to be found. My app is updated and everything. Lost a star for it being impossible and not intuitive to find, and another one for it being missing altogether. ### 1/5 — Mobile check deposit still does not work *2025-06-03, version 4017.1.1* 6/3/25 - this is really frustrating. I have a Heartland Bank expense check and mobile deposit won’t even accept that check. Again, “there is an issue with your deposit.” What is the issue? Would like to fix it, but not knowing the issue, makes that tough. Please actually have someone try to use this functionality so you can see had bad it is. 5/12/25 + Mobile check deposit still too glitchy. Error message “there is an issue, try again.” Tell me what the issue is so I can correct it, guess I’m going to the branch tomorrow. Posted a review some time ago concerning lack of functionality of remote deposit. Tried today (4/14/22) hoping there would be some improvement. After 5 tries I gave up. Each attempt I received the message “no endorsement found.” Not sure what I can do. The check was endorsed using a stamp as follows: “FOR HBT MOBILE DEPOSIT ONLY. Heartland Bank and Trust. Account #xxxxxx. The entire endorsement was all in caps. If your system can’t find an endorsement from that you may as well take the functionality out of the app. Now I have a check to deposit at the branch (wasting your teller’s time on something I should be able to do at home) that is endorsed for mobile deposit only. Hope I can deposit it. ### 2/5 — App and whole backend need help *2025-03-13, version 4016.0.1* The could use a much needed refresh to the UI. The login process and pw reset process are a security nightmare. I’m at a point where I am going to close my account and go where the standards for a financial institution are current. ### 2/5 — Disappointing *2024-05-13, version 4013.0.0* Update 5/13/24- The recent update is glitchy and inconsistent. When I can get into it, it frequently won’t let me past the overview/snapshot page. I use Face ID and even after it confirms it is me, I cannot get in to my individual accounts to check the activity. Sometimes it does, but more often it doesn’t work. The live chat couldn’t see an issue and suggested I reboot. I literally had rebooted the moment before I went into the app. Update 1/31/22 App no longer works on Apple devices upgraded to iOS 15.3. HBT hasn’t updated this app in over 2 years. That’s pretty wretched when you consider most people use electronic banking to do just about everything-check balances, pay bills, transfer money, etc. I’m not sure how HBT plans to support their community without this. Very disappointing. Original post: Great if you only want to check balances. Since the most recent update the app crashes and closes if you attempt any transactions. So frustrating!! Not worth using until it is fixed. Other bank's apps do so much more without any hassles. ## Frequently asked questions about Heartland Bank Mobile Banking ### What can I do with this banking app? This app allows you to conveniently connect to your Heartland Bank accounts. You can check your account balances, view transaction history, manage your debit and credit cards, make transfers between accounts, and deposit checks directly from your phone. ### How do I pay bills or transfer money? The app provides features to pay your bills or send money to another person. You can also make transfers between your own Heartland Bank accounts, offering flexibility in managing your finances on the go. ### Is there a cost to use this mobile banking app? Based on the provided information, the app is free to download and use. There are no upfront costs associated with accessing your Heartland Bank accounts through this mobile application. ### What devices is this app compatible with? While specific operating system versions are not detailed, this is a mobile banking application designed for smartphones and tablets. It allows for anytime, anywhere access to your banking needs. ### Can I get help if I have a problem? Yes, the app includes a secure chat feature that allows you to connect with Heartland Bank's customer support team. This provides a convenient way to get assistance with your banking inquiries directly through the app. ## Version history (last 5 releases) ### 4022.1.1 — 2026-08-13 Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience. ### 4021.2.0 — 2026-06-23 Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience. ### 4021.1.3 — 2026-06-09 Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience. ### 4021.0.2 — 2026-05-04 Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience. ### 4020.2.0 — 2026-03-24 Our new experience provides easier access to the features you use most while on the go. 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User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*