# Hedge – Invest With Friends — Make a Hedge Fund With Friends

> Multiplayer and personal investing platform for building wealth collaboratively. (iPhone/iPad app by Hedge Capital Markets Inc..)

- Source: https://appshunter.io/ios/app/hedge-invest-with-friends/id6468492082 (this page in markdown: same URL + `.md`)
- Developer: [Hedge Capital Markets Inc.](https://appshunter.io/developer/1627117476)
- Category: Finance, Social Networking
- Price: Free
- Rating: 4.18/5 from 194 App Store ratings · 54 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 71 MB
- Languages: English
- Released: 2025-01-29
- Data updated: 2026-09-09
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/hedge-invest-with-friends/id6468492082/reviews.md

## What is Hedge?

Hedge | Make a Hedge Fund With Your Family / Friends

An inclusive, multiplayer investing platform where you can invest together with family & friends, as well as by yourself (personal), and for kids (custodial).

HEDGE IS A FEDERALLY-LICENSED FINANCIAL INSTITUTION. Our mission is to empower underserved families to build wealth together, and to restore upward mobility to the American Dream. We aim to grow alongside you and to earn the opportunity to support our customers for their entire lives as their primary financial institution. Our strategy is simple: as you grow, so do we.

SUMMARY
1. Multiplayer / Group Investing
2. Personal Investing
3. Hedge Kids (UTMA/UGMA Custodial)

INVEST WITH FAMILY & FRIENDS ("Make a Hedge Fund With Family / Friends")
* Invite family/friends to join a group
* Send proposals & vote on what to invest in together
* Collaborate, chat, learn, and grow together
* No joint tax liability, lockups, or red tape; no accreditation required
* You have full control and ownership over your assets at all times
* Transfer assets out of groups and into your Personal Portfolio at the click of a button
* Start investing together in seconds

PERSONAL INVESTING 
* Commission-free individual investing 
* Invest in a broad range of US Exchange-listed stocks, ETFs, etc.
* Start investing with as little as $5, with the flexibility to purchase fractional shares
* Recurring Investments

COMING SOON
* Interactive Learning Tools: Built to help onboard you into sustainable, long-term investing
* Inclusive Network of Investor Communities: Find a community of your own to learn/grow alongside

© 2026 Hedge Capital Markets Inc.
© 2026 Hedge Pro LLC
© 2026 Hedge
All rights reserved.

All investing involves risk.

Brokerage services are offered to eligible, self-directed customers through Hedge Pro LLC, a broker dealer registered with the Securities and Exchange Commission (SEC). HP is a member of the Financial Industry Regulatory Authority (FINRA) and the Securities Investor Protection Corporation (member SIPC).

Hedge Pro is a member of SIPC, which protects securities customers of its members. SIPC coverage protects assets up to a total of $500,000 (incl. up to $250,000 cash). An explanatory brochure is available upon request or at www.sipc.org.

Our clearing firm has purchased an additional insurance policy that provides protection in excess of standard SIPC limits. The coverage limits provide protection for securities and cash up to an aggregate of $150 million, subject to a maximum limits of up to $37.5 million for any one customer’s securities, and up to $900,000 for any one customer's cash. Similar to SIPC coverage, this additional insurance does not protect against a loss in the market value of securities. Custody, execution, and clearing services are provided by Apex Clearing Corporation (“Apex Clearing" or "AC"), an SEC-registered broker-dealer and member FINRA/SIPC. Margin accounts and margin services are provided by AC, not HP. AC is not a bank. Important disclosures can be found on Apex’s website (apexfintechsolutions.com). 

Hedge means Hedge Capital Markets Inc. (“HCM”) and its in-application experiences with its family of wholly-owned subsidiaries, including without limitation Hedge Pro LLC (“Hedge Pro”, “HP”, the “Firm”). Please see our Customer Agreement and Entity Disclosure Document for more. HP is not a bank. Nothing on this page, Hedge's Platform or website should be considered an offer, solicitation of an offer, recommendation, or advice to buy or sell securities or open a brokerage account in any jurisdiction where Hedge Pro is not registered. Hedge Pro does not recommend any securities or provide investment advice. Likewise, nothing on this page is to be considered Firm communications with the public (as per FINRA Rule 2210), a recommendation to form a Hedge Pro investment group, or a solicitation or offer to join any investment group on the Hedge platform. Please see disclosures at hedge.io/disclosures.

## Key features

- Multiplayer group investing
- Personal investing
- Fractional shares
- Collaborative decision making
- Interactive learning tools
- Investor communities

## What do users think of Hedge?

Overall sentiment: negative

**Pros**

- 👍 Easy to use for beginners
- 🤝 Great for group investing
- 💡 Innovative social investing concept
- 🚀 Seamless experience
- 📈 Educational for new investors
- 💬 Interactive community features
- ✨ Simple and intuitive interface

**Cons**

- ❌ Withdrawal issues
- 🐛 App crashes frequently
- 🔒 Sketchy information requests
- 🚫 Unable to open application
- 💸 Money not being returned
- 🤔 Confusing navigation
- ⚠️ Unreliable sign-in process
- 🚫 No delete account option
- 🚫 Limited ID options for verification

**Commonly reported bugs**

- App won't open after depositing money
- App keeps crashing
- Withdrawal function is broken
- Money not going through after withdrawal
- No withdrawal button visible
- SMS code not being sent
- Cannot enter full phone number due to character limit
- App says user is already signed in but cannot access account
- Unable to withdraw entire amount
- App crashes when tapping on group section
- Cannot delete account

**Most requested features**

- Add a delete account button
- Provide more ID options for verification
- Improve SMS code delivery

## Recent user reviews (10 of 54)

All indexed reviews: https://appshunter.io/ios/app/hedge-invest-with-friends/id6468492082/reviews.md

### 1/5 — hedge

*2026-02-21, version 2.4.2*

I cannot even open the application anymore after depositing money do not download this application

### 1/5 — The app won’t open now $300 invested and now it won’t even stay open

*2026-02-21, version 2.4.2*

The app just won’t start up at all it just keeps crashing it’s not a storage or phone issue I need it resolved now

### 1/5 — Don't trust it they keep your money

*2026-02-11, version 2.4.1*

I have multiple screenshots showing that my withdrawal was successful, but the money never goes through. They keep my funds, and thankfully I only deposited $60. It's been about two months of trying to withdraw that $60. The app claims the transaction goes through and that it will be completed within 1 to 5 business days, but when I check the transaction history, it never shows up. I repeatedly attempt to withdraw, but it never succeeds. I highly doubt I will ever see that money again. I want to warn others to avoid making the same mistake—stick to reputable apps like Robinhood. It was my mistake to put money into an app that was promoted on TikTok.

### 5/5 — Stocks

*2026-02-01, version 2.4.1*

This app makes it so easy to invest this is the best app

### 4/5 — Solo Withdraw Issues

*2026-01-29, version 2.4.1*

Great app, i love how simple it is to trade! My issue is im doing a solo portfolio and  i am not able to withdraw at all

### 2/5 — Can’t Withdraw

*2026-01-16, version 2.3.9*

I’ve had the app for a decent amount of time. I finally decided to withdraw my money from the app, and it never went through. The whole process is a bit confusing, and uneasy to navigate. I just reached out to their support, let’s see how that goes.

### 2/5 — Issues regarding code

*2026-01-10, version 2.3.9*

I’ve been facing issues with receiving the SMS code after entering my phone number in the correct format and right country. It would choose pause and not send any code to my SMS

### 2/5 — Not the best

*2025-12-29, version 2.3.9*

I downloaded the app and wanted to put my number I put my country and it didint let me put 8 digits my number is 8 digits!

### 1/5 — They got all my info (SSN, past addresses, etc.) off my name and birth date alone…

*2025-12-21, version 2.3.8*

they have a little button in the bottom to click if you’re confused on how they acquired the information… i kid you not, it gives the worst explanation i’ve ever read in my life, there’s so many spelling and grammatical mistakes. sentences aren’t complete. it says “phone phone number” somewhere in there. they won’t let me post a screenshot of it on here. they’re also missing a few addresses BUT goes back to where i lived in 2009-2011… very creepy Hedge team id love some reassurance tbh. (edit: i gave up using the app cause it seemed too sketchy by the time it had me log into my bank)

### 5/5 — Awesome app

*2025-12-06, version 2.3.8*

Great app — I can finally work with a platform that can educate me while I trade.

## Frequently asked questions about Hedge

### What is Hedge?

Hedge is a federally-licensed financial institution that offers a multiplayer investing platform. It allows users to invest together with family and friends by creating shared hedge funds, or to invest personally. The platform aims to empower communities to build wealth together and offers commission-free trading for individual investments.

### How does group investing work on Hedge?

Users can invite family and friends to join a group, then send proposals and vote on investment decisions together. This collaborative process allows for shared learning and growth without joint tax liability or accreditation requirements. Users retain full control and ownership of their assets, with the ability to transfer them to their personal portfolio.

### What are the costs associated with using Hedge?

The application description indicates commission-free individual investing. While the core functionality of investing is presented as free, the presence of ads suggests a 'free with in-app purchases' or 'ad-supported' model, though specific in-app purchase details are not elaborated upon.

### What can I invest in with Hedge?

With Hedge, you can invest in a broad range of US Exchange-listed stocks and ETFs. The platform supports fractional shares, allowing you to start investing with as little as $5. Recurring investment options are also available for personal investing.

### Is Hedge suitable for beginners?

Yes, Hedge is designed to be inclusive and offers interactive learning tools to help onboard users into sustainable, long-term investing. The collaborative features also allow beginners to learn and grow alongside experienced friends and family members.

## Version history (last 5 releases)

### 2.4.8 — 2026-06-20

Hedge: Invest together with family and friends

- Various bug fixes & upgrades

### 2.4.7 — 2026-06-15

Hedge: Invest together with family and friends

- Kids Hub for users with custodial accounts
- Upgraded Hedge Kids & Custodial Groups experience
- Various bug fixes & upgrades

### 2.4.6 — 2026-06-04

Hedge: Invest together with family and friends

- Upgraded Hedge Kids experience
- Custodial Groups
- Various bug fixes & upgrades

### 2.4.5 — 2026-05-20

Hedge: Invest together with family and friends

- NEW: Custodial Accounts (UMTA / UGMA)
- Invest for a child's future
- Recurring investments for kids
- Family, home, & retirement growth planning & visualization tools
- Compound growth simulator
- Various bug fixes & upgrades

### 2.4.4 — 2026-04-29

Hedge: Invest together with family and friends

- NEW: Portfolio Summary View & Control Panel
- Navigation improvements
- Various bug fixes & upgrades

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-09.*
