# Henrico FCU Digital Banking

> Aggregates financial accounts, offering transaction management, payments, and mobile check deposit. (iPhone/iPad app by Henrico Federal Credit Union.)

- Source: https://appshunter.io/ios/app/henrico-fcu-digital-banking/id1491410485 (this page in markdown: same URL + `.md`)
- Developer: [Henrico Federal Credit Union](https://appshunter.io/developer/762915811)
- Category: Finance
- Price: Free
- Rating: 4.80/5 from 3,494 App Store ratings · 34 written reviews indexed
- Age rating: 4+
- Requires: iOS 18.4 · 172 MB
- Languages: American English, European Spanish
- Released: 2020-03-01
- Data updated: 2026-09-03
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/henrico-fcu-digital-banking/id1491410485/reviews.md

## What is Henrico FCU Digital Banking?

Henrico FCU Digital Banking is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances.

Here’s what else you can do with Henrico FCU Digital Banking:

 - Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks.
 - Set up alerts so you know when your balance drops below a certain amount
 - Make payments, whether you’re paying a company or a friend
 - Transfer money between your accounts
 - Deposit checks in a snap by taking a picture of the front and back
 - Reorder your debit card or turn it off if you’ve misplaced it
 - View and save your monthly statements
 - Find branches and ATMs near you

Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. 

To use the Henrico FCU Digital Banking app, you must be enrolled as a Henrico FCU digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

## Key features

- Aggregate financial accounts
- Organize transactions with tags and notes
- Set balance alerts
- Make payments and transfers
- Mobile check deposit
- Debit card management
- Find branches and ATMs

## What do users think of Henrico FCU Digital Banking?

Overall sentiment: negative

**Pros**

- 👍 Ease of use
- 🚀 Efficient digital banking
- 💡 Convenient mobile deposit
- 🤗 Great customer service

**Cons**

- 🐛 Frequent app crashes
- 🔒 Restrictive security measures
- 🔋 High storage/memory requirements
- 😞 Frustrating app updates

**Commonly reported bugs**

- Login screen freezes
- Bill pay feature not working
- Delayed fund transfers

**Most requested features**

- Legacy app support for older devices
- Improved transaction history visibility
- Seamless account access for deployed users

## Recent user reviews (10 of 34)

All indexed reviews: https://appshunter.io/ios/app/henrico-fcu-digital-banking/id1491410485/reviews.md

### 1/5 — WORST APPLICATION EVER!!!

*2026-08-18, version 3.36.0*

The banking app is horrendous. I recently purchased a vehicle and used HFCU to finance. Cannot create an account to access my loan. Does not recognize my member number. My wife was able to sign on eventually because they only put her name on the vehicle I suppose.   

Then when we finally get access to the loan information there is guidance that claims you can set up an ACH auto draft with an external bank routing number and account. However, no where on the site does it provide a place to actually do this. 

Frustrating!!!!

### 1/5 — Small town

*2026-08-03, version 3.36.0*

mentality With eyes off primary purpose of a banking institution. My deposit was delayed three days . Your poor regular customers. They don’t realise the distain and contempt your organisation for its customers.

### 5/5 — Mobile

*2026-07-06, version 3.35.1*

Awesome

### 4/5 — I have to turn off my vpn to use it.

*2026-05-04, version 3.33.0*

It’s useful and convenient for when I need to make quick transfers or check my balances. 

They have certain ip addresses blacklisted, I think. If connected to a vpn, you will get a html error. You just need to disconnect from the vpn for however much time you plan to use the app. It took me a little while to realize why I was getting the errors, so I hope that it can help others by sharing how I solved it :)

### 1/5 — Worst bank in Richmond

*2026-01-21, version 3.30.0*

Everything’s absolutely awful zero customer service unenrolled you from things that you’re enrolled from just Absolute awful

### 1/5 — MOBILE APP

*2025-12-02, version 3.17.0*

Cannot pull up HFCU new Mobil app version on my iPhone 8. HAVE TO CALL AND SPEAK TO A MACHINE.. I'VE BEEN A CUSTOMER  FOR YEARS AND THIS IS EXTREMELY FRUSTRATING

### 5/5 — Haven’t been able to see account on phone for 3+ weeks

*2025-11-22, version 3.17.0*

Ridiculous….. my phone is full and it takes a lot of time to get rid of the junk that comes to your phone. So, I can’t update to the version the bank is requiring for me to see my account. I have to make phone calls which is tedious and inconvenient. The more I delete on my phone, 10 more spammy things come in. I started the year at 135k emails from a variety of spam distributions. I have removed apps, offloaded apps, deleted thousands of emails, purchased more storage, emptied trash, cleared cache, and now I have over 265k emails! It is never ending!!!

### 5/5 — Jus Us

*2025-10-31, version 3.28.0*

I enjoy the ease of using the app

### 1/5 — App update means I can’t use, due to old phone

*2025-10-30, version 3.17.0*

Really annoyed that all of a sudden the app is requiring iOS 17 or later. This means using my iPhone 8 I simply cannot use the app anymore. I’m particularly disappointed because I just put a new battery in this phone to extend its life. Screw you, HFCU, you should’ve offered a legacy app for continued use.

### 1/5 — Terrible

*2025-07-11, version 3.24.0*

This app is actually so terrible it makes me want to go to another credit union

## Frequently asked questions about Henrico FCU Digital Banking

### What does Henrico FCU Digital Banking do?

This app allows you to manage all your financial accounts, including those from other banks and credit unions, in a single view. It provides tools to organize transactions, make payments, transfer money, deposit checks remotely, and manage your debit card.

### What are the key features of this banking app?

Key features include aggregating all your financial accounts, organizing transactions with tags and photos, setting balance alerts, making payments and transfers, depositing checks via photo, managing your debit card, and finding nearby branches and ATMs.

### Is Henrico FCU Digital Banking free to use?

Yes, the app itself is free to download and use. However, to access its features, you must be enrolled as a Henrico FCU digital banking user. Standard data rates from your mobile carrier may apply.

### What devices is Henrico FCU Digital Banking compatible with?

The app is designed for mobile devices. It supports security features like 4-digit passcodes and fingerprint or face recognition on supported devices, indicating compatibility with modern smartphones and tablets.

### How can I use this app to manage my money?

You can use the app to get a consolidated view of all your financial accounts, track spending by adding notes and tags to transactions, set up notifications for low balances, pay bills or friends, move money between your accounts, and deposit checks without visiting a branch.

## Version history (last 5 releases)

### 3.37.0 — 2026-08-19

Version 3.37.0
• Bug fixes and performance improvements

### 3.36.0 — 2026-07-16

Version 3.36.0
• Bug fixes and performance improvements

### 3.35.1 — 2026-06-12

Version 3.35.1
• Bug fixes and performance improvements

### 3.35.0 — 2026-06-09

Version 3.35.0
• Bug fixes and performance improvements

### 3.34.1 — 2026-05-22

Version 3.34.1
• Bug fixes and performance improvements

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## Related topics

[henrico federal credit union](https://appshunter.io/ios/topics/henrico-federal-credit-union) · [henrico fcu digital banking](https://appshunter.io/ios/topics/henrico-fcu-digital-banking) · [henrico](https://appshunter.io/ios/topics/henrico) · [bridgeton onized fcu](https://appshunter.io/ios/topics/bridgeton-onized-fcu)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-03.*