# HerVest: Save. Invest. Loans — Financial Inclusion in Africa > Financial growth services for African women: savings, impact investments, and loans. (iPhone/iPad app by HerVest.) - Source: https://appshunter.io/ios/app/hervest-save-invest-loans/id1509714516 (this page in markdown: same URL + `.md`) - Developer: [HerVest](https://appshunter.io/developer/1509714515) - Category: Finance, Business - Price: Free - Rating: 4.60/5 from 23 App Store ratings · 2 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 97 MB - Languages: American English - Released: 2020-05-17 - Data updated: 2026-08-19 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/hervest-save-invest-loans/id1509714516/reviews.md ## What is HerVest? HerVest provides financial growth services including target savings, impact investments and credit tailored towards financially elevating African women. With a robust community of over 40,000 members, HerVest is dedicated to helping women take control of their finances one impact at a time. Welcome to HerVest! A safe space for you to build wealth and achieve financial freedom. How does HerVest work? Flexible and Locked Savings: With HerVest, you can save daily, weekly, monthly or on your terms. You can also save as low as N100. There is no minimum amount required to save. You can save manually or automate your savings with your debit card or the HerVest Purse. HerVest provides three savings plans: Personal Savings for your short-term flexible savings, Locked Savings for long-term, disciplined savings HerVest Cliq: Save as a group towards financial milestones. You also earn up to 10-14% annual returns across all HerVest savings plans. Save today! Invest and make Impact: Invest securely in women-owned farms and businesses in Nigeria and earn competitive returns on your money. All HerVest investments are pre-vetted and insured by Royal Exchange General Insurance Company. Get Quick Loans: Access business and personal loans on the HerVest app. Get instant access to funds when you need it. What you should know about HerVest Loans: Loan amounts range between ₦50,000 to ₦1,000,000 with repayment periods from 61 days to 12 months with a monthly interest rate of 4%. Maximum Annual Percentage Rate (APR) - 24% Instant approval within 24-48 hrs Flexible repayment terms No collateral or guarantor (T&Cs apply) Unlock higher loan amounts by transacting more on the HerVest app Representative example: Loan amount of ₦1,000,000 borrowed for 12 months. Monthly Interest Rate: 4%. Total amount payable: ₦1,480,000.00 APR: 24%. Security and Trust: Your financial security is our top priority. The HerVest app utilises bank-grade encryption to ensure your data and money are always protected. In addition, HerVest savings are placed with VFD Microfinance Bank, which is NDIC-insured and regulated by the Central Bank of Nigeria. Transparency: Stay on track with your account balance and accrued interests on the app. You will receive app notifications of the daily interest on your personalised savings and investment plans. You can also request your monthly account statements to stay on track with your transactions on the HerVest app. Customer Support: Got a question? We are just a second away! Please contact us at Hello@hervest.ng or DM us at @hervestng across all social channels. You can also utilize the self-support channel on the HerVest app. With HerVest, you can: Get instant loans for your personal and business needs. Save and invest Buy airtime and data across all networks Refer family and friends and earn cash bonuses. Enjoy zero withdrawal fees. Zero maintenance charges. Free in-app transfers. Join over 40,000 women who use HerVest to save, invest and grow their finances. Download the HerVest app today! ## Key features - Target savings plans - Impact investments - Business and personal loans - Earn up to 14% annual returns - Bank-grade encryption security - Zero withdrawal fees ## Recent user reviews (2 of 2) All indexed reviews: https://appshunter.io/ios/app/hervest-save-invest-loans/id1509714516/reviews.md ### 5/5 — Great Experience *2025-02-23, version 8.3.39* Amazing App. Really help my savings habit. Love there amazing automated savings and great customer service. ### 5/5 — Great App *2023-05-19, version 8.0.9* Amazing app! I’ve been able to save and invest on this app. Great work HerVest team! ## Frequently asked questions about HerVest ### How does HerVest help women financially? HerVest provides tools for target savings, impact investments in women-owned businesses, and access to personal and business loans. It aims to financially elevate African women and help them achieve financial freedom. ### What are the savings options on HerVest? HerVest offers flexible and locked savings plans, including Personal Savings for short-term needs, Locked Savings for long-term goals, and HerVest Cliq for group savings. You can save as little as N100 daily, weekly, or monthly. ### What are the loan terms on HerVest? Loans range from ₦50,000 to ₦1,000,000 with repayment periods of 61 days to 12 months. The monthly interest rate is 4%, resulting in a maximum APR of 24%. Approval is typically within 24-48 hours with no collateral required. ### How secure is HerVest? HerVest uses bank-grade encryption to protect your data and money. Savings are placed with VFD Microfinance Bank, which is NDIC-insured and regulated by the Central Bank of Nigeria, ensuring high security and trust. ### Can I invest through HerVest? Yes, HerVest allows you to invest securely in women-owned farms and businesses in Nigeria. These investments are pre-vetted and insured by Royal Exchange General Insurance Company, offering competitive returns. ### Does HerVest have ads? No, HerVest does not contain advertisements. The app is free to use and focuses on providing financial services without ad interruptions. ### What devices does HerVest support? HerVest is available on iOS devices, including iPhones and iPads. It is designed to be accessible on the most popular mobile platforms. ### How often is HerVest updated? The latest version of HerVest is 8.5.9, last updated on March 25, 2026. This indicates a commitment to regular updates and improvements for its users. ## Version history (last 5 releases) ### 9.0.5 — 2026-08-17 Improved Agro and Investment Update ### 9.0.4 — 2026-08-07 What's New in HerVest This release brings a refreshed, modern design system built to make managing your finances easier, faster, and more intuitive. What's New A brand-new visual design with improved typography, and icons. Enhanced navigation for a smoother experience. Faster interactions and improved app performance. Consistent layouts across the app for a seamless experience. Stability improvements, and UI enhancements. Update now to enjoy a more delightful HerVest experience! ### 9.0.3 — 2026-07-31 What's New in HerVest This release brings a refreshed, modern design system built to make managing your finances easier, faster, and more intuitive. What's New A brand-new visual design with improved typography, and icons. Enhanced navigation for a smoother experience. Faster interactions and improved app performance. Consistent layouts across the app for a seamless experience. Stability improvements, and UI enhancements. Update now to enjoy a more delightful HerVest experience! ### 9.0.2 — 2026-07-16 What's New in HerVest This release brings a refreshed, modern design system built to make managing your finances easier, faster, and more intuitive. What's New A brand-new visual design with improved typography, and icons. Enhanced navigation for a smoother experience. Faster interactions and improved app performance. Consistent layouts across the app for a seamless experience. Stability improvements, and UI enhancements. Update now to enjoy a more delightful HerVest experience! ### 9.0.1 — 2026-07-08 What's New in HerVest This release brings a refreshed, modern design system built to make managing your finances easier, faster, and more intuitive. What's New A brand-new visual design with improved typography, and icons. Enhanced navigation for a smoother experience. Faster interactions and improved app performance. Consistent layouts across the app for a seamless experience. Stability improvements, and UI enhancements. Update now to enjoy a more delightful HerVest experience! ## Apps similar to HerVest | App | Rating | Price | Category | | --- | --- | --- | --- | | [Hometown - Banking Solution](https://appshunter.io/ios/app/hometown-banking-solution/id1525335534) | 4.2 (667) | Free | Finance | | [GoldMan-Mobile Banking](https://appshunter.io/ios/app/goldman-mobile-banking/id6474889918) | 4.4 (9) | Free | Finance | | [Monéé Powered by Citygate](https://appshunter.io/ios/app/monee-powered-by-citygate/id1668239974) | 5.0 (1) | Free | Finance | | [Fortress MFB](https://appshunter.io/ios/app/fortress-mfb/id6444297811) | 1.0 (1) | Free | Finance | | [Kiakia P2P](https://appshunter.io/ios/app/kiakia-p2p/id1526010726) | 3.0 (18) | Free | Finance | | [Lendbox \| AI Loan Management](https://appshunter.io/ios/app/lendbox-ai-loan-management/id1610722829) | 5.0 (3) | Free | Finance | ## Related topics [female invest](https://appshunter.io/ios/topics/female-invest) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-19.*