# Hey Money – AI Budget Tracker — Say It. AI Tracks Your Budget.

> AI-powered personal finance app for effortless expense tracking and budgeting. (iPhone/iPad app by Goateraction.)

- Source: https://appshunter.io/ios/app/hey-money-ai-budget-tracker/id6745731930 (this page in markdown: same URL + `.md`)
- Developer: [Goateraction](https://appshunter.io/developer/1647805479)
- Category: Finance, Lifestyle
- Price: Free with in-app purchases
- Rating: 4.80/5 from 4 App Store ratings · 8 written reviews indexed
- Age rating: 4+
- Requires: iOS 26.4 · 12 MB
- Languages: British English, Dutch, French (France), German (Germany), Hindi, Indonesian, Italian, Japanese, Korean, Polish and 7 more
- Released: 2025-05-12
- Data updated: 2026-08-15
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/hey-money-ai-budget-tracker/id6745731930/reviews.md

## What is Hey Money?

"Coffee $5, Lunch $12"
Just say it — Hey Money takes care of the rest.

Hey Money is a personal finance app powered by Apple's on-device AI.
Less typing, more tracking. Start your money habit today.


◆ Record Expenses Like You're Texting
"Sandwich $8, Uber $14, Coffee $4.50"
One line is all it takes. Hey Money creates multiple transactions and assigns categories automatically.
AI does the sorting — you just keep spending (and recording).

Most budgeting apps fail because they're too complicated.
Hey Money lowers the barrier so you actually stick with it.


◆ On-Device AI — Your Data Stays on Your Phone
All AI processing happens 100% on your device. Your income and expenses never leave your phone.
Track your finances with complete peace of mind.
* Apple Intelligence is currently available in 16 supported languages only.


◆ See Your Spending at a Glance
View daily transactions right on a calendar, with monthly income and expense totals always visible.
Your home dashboard shows today's spending and this month's trends — all in one screen.


◆ Smart Analysis, Real Insights
Check monthly spending trends and category breakdowns in easy-to-read charts.
See exactly where your money goes — groceries, transport, shopping, subscriptions — and build a budget that actually fits your life.


◆ Location-Based Spending Log
Pin transactions to the map so you always remember where and what you spent.


◆ Auto-Log Recurring Expenses
Set up rent, insurance, phone bills, and subscriptions once. Hey Money logs them automatically every month.
Automate the routine so your records stay accurate.


◆ Private Notes (Face ID Protected)
Store budget plans, payment schedules, and loan notes in a Face ID-protected space.


◆ 35 Currencies · 17 Languages
Live exchange rates make tracking international travel or foreign purchases effortless.
Supports KRW, USD, JPY, EUR, GBP, and 30+ more currencies.


◆ iCloud Sync & Backup
Pick up where you left off on any iPhone or iPad. Your data is always backed up and secure.


Hey Money — talk, track, done.
Start your money journey today.

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- Record expenses via voice input
- Automatic transaction categorization with AI
- On-device AI for data privacy
- Visual spending trends and charts
- Location-based spending log
- Auto-log recurring expenses
- Face ID protected private notes

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Yearly | $5.99 | per year |
| Monthly | $1.99 | per month |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Lifetime | $19.99 | one-time |


## Recent user reviews (8 of 8)

All indexed reviews: https://appshunter.io/ios/app/hey-money-ai-budget-tracker/id6745731930/reviews.md

### 5/5 — 멋진 앱 & 위젯 요청

*2026-02-22*

음성으로 간단히 금액을 입력하는 부분과 앱의 디자인 모두 훌륭하네요! 한가지 아쉽다면 위젯 추가되어 조금 더 직관적으로 다가가면 좋겠어요~ :)

### 1/5 — 根本无法同步

*2026-02-04*

垃圾

### 4/5 — 没有总余额

*2026-01-13*

没有总余额，其他的还不错

### 2/5 — 哎不能用ai

*2025-12-29*

国行版不能用ai，四舍五入等于没啥用

### 5/5 — UI超级喜欢

*2025-11-12*

加油

**Developer response:** 感谢您使用 Hey Money！很高兴您喜欢我们的 UI 设计。
我们会继续努力为您提供更好的服务！

### 5/5 — This app has gotten so much better

*2025-08-29, version 7*

Like tesseract, this app is beautiful and useful now🤙🤙

### 5/5 — 沒有台幣可以用

*2025-07-23, version 4*

尚可

### 4/5 — Feature request

*2025-05-29*

Love the simplicity of the app. I wish there is a way to switch currency for different expenses since I travel abroad pretty often.

**Developer response:** Hello!
Thank you for your feedback. 😄
We will review the feature to change the currency and work on updating it.
Please bear with us a little longer. Thank you for using Plus Minus!

## Frequently asked questions about Hey Money

### How does Hey Money use AI to track my budget?

Hey Money uses on-device AI to process your spoken expenses, automatically categorizing them and identifying spending trends. This allows for less typing and more intuitive tracking of your financial habits.

### Is my financial data secure with Hey Money?

Yes, Hey Money prioritizes your privacy by performing all AI processing 100% on your device. Your income and expenses never leave your phone, ensuring complete peace of mind.

### What are the subscription plans for Hey Money?

Hey Money offers a monthly subscription for $1.99 and an annual subscription for $4.99. These plans unlock premium features and enhanced functionality for your budgeting needs.

### Does Hey Money support multiple currencies?

Yes, Hey Money supports 35 currencies with live exchange rates, making it effortless to track international travel expenses or foreign purchases. This includes popular currencies like USD, EUR, and JPY.

### How often is Hey Money updated?

The latest version of Hey Money is 15, and it was last updated on March 16, 2026. This indicates a commitment to regular updates and improvements for the app.

### What devices is Hey Money available on?

Hey Money is available on iPhone and iPad, with iCloud sync and backup ensuring you can pick up where you left off on any of your Apple devices.

### What is the age rating for Hey Money?

Hey Money has an age rating of 4+, making it suitable for a wide range of users looking to manage their finances. This indicates it contains no mature content.

### Can I set up recurring expenses in Hey Money?

Yes, Hey Money allows you to auto-log recurring expenses like rent, insurance, and subscriptions. Once set up, these transactions are logged automatically each month, keeping your records accurate.

## Version history (last 5 releases)

### 16 — 2026-05-04

Improved AI input for faster, more accurate expense logging.
General stability and usability improvements.

### 15 — 2026-03-16

We fixed bugs and improved usability.

### 14 — 2026-02-18

We fixed bugs and improved usability.

### 13 — 2026-01-12

We fixed bugs and improved usability.

### 12 — 2026-01-07

Added a new Home tab, fixed bugs, and improved usability.

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All apps by Goateraction: https://appshunter.io/developer/1647805479

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-15.*