# hi: Web3 Wallet-Crypto Neobank

> Web3 neobank for earning, spending, and trading crypto with an NFT debit card. (iPhone/iPad app by HI TECHNOLOGIES LIMITED OU.)

- Source: https://appshunter.io/ios/app/hi-web3-wallet-crypto-neobank/id1583215766 (this page in markdown: same URL + `.md`)
- Developer: [HI TECHNOLOGIES LIMITED OU](https://appshunter.io/developer/1580884979)
- Category: Finance, Utilities
- Price: Free
- Rating: 3.65/5 from 181 App Store ratings · 899 written reviews indexed
- Age rating: 4+
- Requires: iOS 13.0 · 179 MB
- Languages: English, Estonian, French, German, Indonesian, Italian, Japanese, Korean, Polish, Portuguese and 7 more
- Released: 2021-10-06
- Data updated: 2026-06-10
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/hi-web3-wallet-crypto-neobank/id1583215766/reviews.md

## What is hi?

Say hi to Web3 Neo-bank. Start earning up to 40% p.a. on crypto. Get your personal IBAN and NFT MasterCard. 

Buy and Sell Crypto
- Buy/Sell HI and other crypto/stablecoins, including Bitcoin (BTC), Ethereum (ETH), Dogecoin (DOGE), Litecoin (LTC), Dai (DAI) instantly.
- Deposit fiat with bank transfer, get USDT at 1:1 ratio 
- Buy crypto with credit card

Earn High Yield on Crypto 
- Earn up to 40% by staking your favourite cryptocurrency assets.
- Members are entitled to Earn "boosters" to earn up to 30% more in APY.

hi Crypto Debit Card
- The World’s First NFT Card with Mastercard
- Spend Bitcoin (BTC), Ethereum (ETH), Dogecoin (DOGE), Litecoin (LTC), Dai (DAI) worldwide
- Up to 10% Rewards on card spending
- Customize with NFT avatars for eligible members
- Rebates on multiple digital subscriptions, including Spotify, Netflix, Disney+ and 100+ more
- Buy-Now-Convert-Later functionality

Personal IBAN
- Send EUR and GBP instantly through SEPA & FPS
- Seamlessly deposit or receive EUR or GBP to invest, save or spend in Bitcoin and other crypto
- Send Money Internationally

Crypto Trading
- Candlestick Charts: Get a comprehensive overview of price fluctuations with daily close, open, high, and low prices. You can also rotate to Landscape Mode for full screen view. 
- Open Orders: Set a price range to Buy/Sell your assets with Limit or Market orders. 
History: Track your activities and view your open orders, order history, and trading transactions at a glance with customized filters. 
Watchlist: Build your own watchlist by starring your favourite trading pairs to keep a tab on price movements.

hi Play
- 10+ Play-to-Earn mobile crypto games

*The availability of the products and services on the hi App is subject to jurisdictional limitations.

===============


About hi
hi‘s mission is to democratize blockchain technology and enable a community of billions to take control of their money, with fluid interoperability between the universe and metaverse. Through progressive decentralization, our vision is broken down into three strategic phases and will see hi becoming the preeminent DAO for Web3. The hi ecosystem is powered by its native token HI - throughout each phase, our goal is to maximize value for holders of HI.

Need more help?
Visit help.hi.com for information and to contact hi Support.

Privacy
View hi’s legal privacy policy at https://hi.com/support/privacy

## Key features

- Earn up to 40% APY on crypto staking
- Buy/Sell Bitcoin, Ethereum, Dogecoin, and more
- NFT Mastercard for global crypto spending
- Personal IBAN for EUR/GBP deposits and transfers
- Advanced crypto trading with charts and orders
- Play-to-earn crypto games

## What do users think of hi?

Overall sentiment: neutral

**Pros**

- 🚀 Easy to use
- 💡 Innovative crypto features
- 👍 User-friendly interface
- 🚀 Convenient daily rewards
- 💡 Potential for future growth

**Cons**

- 🐛 Occasional login/authentication issues
- 🐛 Withdrawal/transfer problems
- 🐛 App crashes and bugs
- 🔒 Security and privacy concerns
- 💡 Limited functionality compared to promises

**Commonly reported bugs**

- Inability to receive verification codes
- Accounts getting locked without explanation
- Inconsistent app performance and stability
- Delayed or missing transaction updates

**Most requested features**

- Add more crypto trading options
- Improve customer support response times
- Provide more transparency on coin value and roadmap
- Implement biometric login and 2FA
- Allow instant withdrawals and transfers

## Recent user reviews (10 of 899)

All indexed reviews: https://appshunter.io/ios/app/hi-web3-wallet-crypto-neobank/id1583215766/reviews.md

### 1/5 — скам)

*2025-05-12, version 2.19.0*

честно слово. они постоянно меняют условия. и нуль в итоге будет всегда

### 1/5 — Avoid at all costs

*2025-03-19, version 2.19.0*

Deposits take days to arrive, every withdrawal they ask you for selfies after hours/days of your withdrawal stuck on pending - even if it is the same address you deposited from. 

The app has very limited functionality - I deposited USDC and was unable to: Trade it, convert it, put it on their card - only thing I could do is withdraw it (which they initially blocked!!) so whats the point of having USDC deposits at all??? 

Only + is the card which if you use USDT with works well.

### 1/5 — Kimlik

*2025-02-20, version 2.19.0*

Kimlik doğruluyorum kabul etmiyo ibanıma nasıl ulaşacağım

### 1/5 — Scam

*2025-02-11, version 2.19.0*

Don’t even bother, this is a scam

### 1/5 — 詐騙集團？？

*2024-11-28, version 2.19.0*

原來太久沒登入還會被刪除帳號   直接把人的貨幣歸零 詐騙集團嗎？

### 1/5 — Scam

*2024-11-12, version 2.19.0*

Scam

### 1/5 — Scam!

*2024-08-29, version 2.18.0*

Do not even download this app. This is a scam coin. Do not invest!

### 1/5 — Scam

*2024-05-23, version 2.16.0*

Это самый настоящий скажи проект. Одним словом мошенники

### 1/5 — サインインできなくなった

*2024-05-08, version 2.15.1*

ではじめた頃1日一回のアンケートで1コインづつ貰えるからと続けてたら案の定毎週新規ユーザーを紹介しないとマイニング出来なくなり、さらにpoolされたコインは課金しないと下ろせなくなり、課金したら1年間は出勤できないとなり、、1年経ったら価値がゴミになり、とうとうアプリのバージョンアップのタイミングでアカウントにサインインできなくなった。
登録したメールアドレスは使われていないと表示される

### 5/5 — New account

*2024-04-13, version 2.15.1*

Just registered a hi account, simple and intuitive dashboard. Waiting account Activation @AimanH

## Frequently asked questions about hi

### What does the hi: Web3 Wallet-Crypto Neobank app do?

This app acts as a Web3 neobank, enabling users to earn high yields on their cryptocurrency holdings, buy and sell various digital assets like Bitcoin and Ethereum, and spend cryptocurrency worldwide using an NFT-enabled Mastercard. It also offers a personal IBAN for fiat transactions and includes features for crypto trading and gaming.

### What are the key features of this crypto neobank app?

Key features include earning up to 40% APY on crypto staking, instant buying and selling of major cryptocurrencies, a unique NFT debit card for global spending with rewards, a personal IBAN for seamless fiat transfers, advanced crypto trading tools with candlestick charts and order types, and access to play-to-earn crypto games.

### How can I earn money with this app?

You can earn money by staking your favorite cryptocurrency assets to earn up to 40% APY. Additionally, members can receive 'boosters' to increase their APY by up to 30% more. The app also offers up to 10% rewards on card spending and rebates on digital subscriptions.

### Is this app available on all devices?

The description does not explicitly state compatibility with specific operating systems (iOS/Android) or device types. However, it is presented as a mobile application, implying availability on smartphones and potentially tablets. Users should check their respective app stores for specific device compatibility.

### What are the common use cases for this app?

Common use cases include earning passive income on crypto through staking, easily buying and selling digital assets, using a debit card to spend cryptocurrency globally, managing fiat currency with a personal IBAN for seamless transfers, and engaging in crypto trading or playing crypto games.

## Version history (last 1 release)

### 2.4.6 — 2023-01-19

Update your App to v2.4.6 and enjoy a more seamless IBAN experience, empowering members in the EEA / UK to spend using the hi Debit Card with added functionality.

Look out for Trading Referral Rewards and Referral Spend Rewards for even more ways to earn HI.

Also includes minor bug fixes and KYC optimizations.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*