# Hilltop Bank Personal

> Secure mobile banking for managing accounts, transfers, bill pay, and mobile deposits. (iPhone/iPad app by Hilltop National Bank.)

- Source: https://appshunter.io/ios/app/hilltop-bank-personal/id1259902057 (this page in markdown: same URL + `.md`)
- Developer: [Hilltop National Bank](https://appshunter.io/developer/623478297)
- Category: Finance
- Price: Free
- Rating: 4.79/5 from 1,181 App Store ratings · 18 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 99 MB
- Languages: English
- Released: 2017-07-31
- Data updated: 2026-09-02
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/hilltop-bank-personal/id1259902057/reviews.md

## What is Hilltop Bank Personal?

Hilltop Bank's Mobile Banking App is a fast, secure, and free* service from Hilltop Bank. It is optimized for iOS devices and available 24/7 using your existing Hilltop Bank Mobile Banking App Username and Password.

Your security is our priority — Mobile data transmissions are safeguarded by 128-bit SSL (Secure Socket Layer) to prevent unauthorized access. We will never transmit your account number, and no personal, financial data is stored on your phone. 

ACCOUNT ACTIVITY

• View your account balances and activity 
• Available balance and pending deposits — learn more about how your available balance is calculated and what’s still pending. Note, some transaction activities may not be immediately recorded to your account and may not yet be reflected in the available balance 
•·Find the transaction you're looking for in just a few swipes
• Detailed transactions list — View the date, location, amount, and more for transactions on one page, just like you see in Online Banking

TRANSFERS

• Make transfers between accounts

BILL PAY

• Schedule payments and pay bills right from your mobile device
• If you're already a Bill Pay customer, your payees are automatically available for use in Mobile Bill Pay

SEND AND RECEIVE MONEY

• Zelle® - Send money, using a mobile number or email address, to friends, family or any other person

MOBILE DEPOSIT 

• Deposit checks with your mobile device

Hilltop Bank is Member FDIC, Equal Housing Lender, NMLS ID 527730.

Getting started is easy.  Simply download the app and sign on with your Hilltop Online user credentials.  [No additional fees apply.*].  For more information about Hilltop Bank’s mobile services, please visit https://www.hilltop.bank/ or call us at 307-265-2740.  *Carrier’s data rates may apply.

## Key features

- View account balances and activity
- Transfer funds between accounts
- Schedule and pay bills
- Deposit checks remotely
- Send and receive money with Zelle®

## What do users think of Hilltop Bank Personal?

Overall sentiment: negative

**Pros**

- 👍 User-friendly
- 🚀 Easy to navigate
- 💡 Great features
- 🔒 Very secure
- 👍 Excellent customer service

**Cons**

- 🐛 Frequent login issues
- 🐛 Slow loading
- 🐛 App crashes and freezes
- 🐛 Compatibility issues
- 🐛 Unreliable app and online banking

**Commonly reported bugs**

- Password reset issues
- App not showing up in list of apps

**Most requested features**

- Bring back Zelle quick link
- Improve app stability and performance

## Recent user reviews (10 of 18)

All indexed reviews: https://appshunter.io/ios/app/hilltop-bank-personal/id1259902057/reviews.md

### 1/5 — Terrible app

*2026-03-14, version 25.2.100*

Constant issues with the app not letting me do anything I need to. It’s almost more worth my time driving the 3.5 hours to the nearest branch to withdraw my cash than transfer it.

### 5/5 — Personal review of the Hilltop National Bank.

*2025-03-13, version 24.2.50*

The people in the organization are the key to the secret the Hilltop National Bank. Personally I'm an idiot but they were always there to tell me what I did wrong & how I did it & solid help suggestions on how to fix it.
And, all the while not laughing themselves sick at whatever I had done.

### 5/5 — Very user friendly

*2024-10-07, version 24.1.70*

I have had many different accounts and this is one of the best on line banking/mobile apps that I have used. Very easy to navigate, great features and very secure. Thank you Hilltop Bank.

### 1/5 — Password/ apps goes not show up under apps

*2024-03-23*

The password, every month when I need to pay bills I am required to inter my PW To access the bill pay and I have to reset my PW and of the time the bank has to change my PW and then I can get into bill pay! I have downloaded the app but it doesn’t show up with all the other apps, to check to see if the app needs updating, I have to search for the hilltop app to see if it needs updating!

### 4/5 — Does Not Have Zelle

*2024-03-02, version 23.2.30*

Easy access to account(s), however bank and Zelle app say they have Zelle on the app, but it doesn’t—4 stars just for that alone

### 1/5 — Slow loading

*2023-12-27, version 23.1.70*

The app often loads very slow and it can take me like ten minutes to get the card section opened to open or close my card. Please fix it!

### 1/5 — Doesn’t load

*2023-03-14, version 22.2.41*

App doesn’t load, opens then closes

### 1/5 — Zelle

*2023-03-11, version 22.2.41*

Why did you take away the Zelle quick link?? I can no longer use Zelle because the app doesn’t have the link

### 1/5 — Dissatisfied

*2022-06-02, version 21.3.59*

I’ve had nothing but problems with Hilltop’s app and online banking. It does not work well with other apps, there are frequent login problems, and the login problems are not easily resolved. The app, online banking, and poor quality of debit cards has me looking for a different bank.

### 1/5 — Constantly freezes up

*2021-10-03, version 21.1.30*

This app would be so much better if I didn’t have to uninstall it, and then reinstall it, over and over again because it freezes up so much. I love how easy it is to use when it actually works.

## Frequently asked questions about Hilltop Bank Personal

### What can I do with the Hilltop Bank mobile banking app?

The app allows you to view your account balances and activity, transfer funds between your accounts, schedule and pay bills, deposit checks using your mobile device, and send money to others using Zelle®. It provides 24/7 access to your banking needs.

### Is the Hilltop Bank mobile banking app secure?

Yes, your security is a top priority. The app uses 128-bit SSL encryption for mobile data transmissions to prevent unauthorized access. Your account number is never transmitted, and no personal financial data is stored on your phone.

### How do I get started with the Hilltop Bank mobile banking app?

Getting started is easy. Simply download the app and sign on using your existing Hilltop Bank Online user credentials. No additional fees apply for using the app, though your carrier's data rates may apply.

### What are the compatibility requirements for the app?

The app is optimized for iOS devices. You will need your existing Hilltop Bank Mobile Banking App Username and Password to access your accounts.

### Can I pay bills and send money to people with this app?

Yes, you can schedule payments and pay bills directly from your mobile device. Additionally, you can use Zelle® within the app to send money to friends and family using their mobile number or email address.

## Version history (last 5 releases)

### 26.1.20 — 2026-06-03

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 25.2.100 — 2026-02-11

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 25.1.70 — 2025-12-08

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 25.1.31 — 2025-07-09

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 24.2.50 — 2024-12-09

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

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## More apps by Hilltop National Bank

- [Business Hilltop Bank](https://appshunter.io/ios/app/business-hilltop-bank/id1259490989)
- [Hilltop Bank Wealth Management](https://appshunter.io/ios/app/hilltop-bank-wealth-management/id6451268639)

All apps by Hilltop National Bank: https://appshunter.io/developer/623478297

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-02.*
