# HiRoad® Car Insurance — Earn rewards for safe driving > App-powered auto insurance that rewards safe driving habits with monthly discounts. (iPhone/iPad app by HiRoad.) - Source: https://appshunter.io/ios/app/hiroad-car-insurance/id1269731942 (this page in markdown: same URL + `.md`) - Developer: [HiRoad](https://appshunter.io/developer/1269731941) - Category: Finance - Price: Free - Rating: 3.70/5 from 278 App Store ratings · 97 written reviews indexed - Age rating: 4+ - Requires: iOS 16.0 · 225 MB - Languages: American English - Released: 2017-11-04 - Data updated: 2026-08-13 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/hiroad-car-insurance/id1269731942/reviews.md ## What is HiRoad® Car Insurance? Drive mindfully and save up to 50% each month on your auto insurance. This all-in-one app-powered insurance is perfect for good drivers who want to earn rewards. HiRoad offers more than just great insurance. Unlike traditional insurance providers, HiRoad gives you the tools to understand your driving behaviors and make meaningful changes when you’re on the road. Best of all, you’ll earn monthly rewards for good driving, making our roads a little safer. So, if you’re the kind of person who puts the shopping cart back, holds the elevator door for coworkers and takes the high road in whatever you do, you’ll love HiRoad . ============================= What’s in the HiRoad app? Driving Scores We use the smart technology in your phone to measure your driving behavior. We look at things like: - Distraction-Free Driving–keeping your eyes on the road and away from your phone - Driving Patterns–when and how long you drive - Safe Speeds–how well you keep to the speed limit - Smooth Driving–turning and braking with ease If you score high on all of the above scores, you have a chance to save up to 50% each month. The HiRoader Recap At the end of each month you’ll get a summary that shows your end-of-month driving scores, your monthly reward and the improvements you’ve made to your driving. It’s one of the many ways HiRoad celebrates you being your most mindful self. Tip Cards Had a bad trip? A bad week? A bad month? That’s okay. With the HiRoad app, you’ll get helpful tips to improve your score and to earn more rewards on next month’s bill. Good drivers love HiRoad for the rewards but even the best drivers make mistakes. When that happens, the best reward is a fresh opportunity to improve your scores and save. Other Helpful Tools - Bill Pay–pay your monthly bill using Apple Pay or any major credit or debit card - Policy information–ID cards, coverages and documents - Claims–describe, upload pictures and submit your claim to HiRoad’s 24/7 claims team - Billing History–see your full payment history, including your rewards - Policy changes–request to add drivers and cars to your policy on the HiRoad app - Chat with Customer Care–our team is here to help you solve any issues you have using the HiRoad App ============================= Get to Know HiRoad What is HiRoad? HiRoad is an insurance company that rewards you each month for your good driving using the smart technology in your phone. Where can I get HiRoad insurance? Currently, we offer insurance in Rhode Island and Arizona. What kind of insurance does HiRoad offer? We offer auto insurance with a range of different coverage options to fit your lifestyle. We also offer renters coverage. When you purchase auto and renters insurance, you’ll receive a multi-policy discount. What does the app do? The HiRoad app uses the smart technology in your phone to measure your driving. The better you drive, the better your scores. The better your scores, the bigger your rewards. And, with the HiRoad app, you have the ability to improve your driving each month by following our driving tips. The HiRoad app also lets you view your policy, pay your bill, file your claims and more, all from your device. How does the app know I’m driving? To earn rewards, you’ll need to record and classify your trips in the app. If you’re driving to work, you’ll classify your trip as “driving.” If you’re taking the bus or using rideshare, choose “not driving.” Do I need to use the HiRoad app? To earn rewards for your driving, yes you need to use the HiRoad app. You’ll want to check the app regularly and review all of your recorded trips. Where can I get HiRoad insurance? Currently, we offer insurance in Rhode Island and Arizona. ================================= So, why does HiRoad reward good driving? We believe when you earn rewards, everyone earns the reward of safer, cleaner roads. Our goal is to build a better future together–a future where doing right pays off for all of us. ## Key features - Driving behavior tracking - Monthly rewards for good driving - Personalized driving tips - Distraction-free driving scores - Bill pay and policy management - Claims submission ## Recent user reviews (10 of 97) All indexed reviews: https://appshunter.io/ios/app/hiroad-car-insurance/id1269731942/reviews.md ### 5/5 — Excellent Service! *2026-06-23* HiRoad has exceeded my expectations! From the beginning, I have experienced nothing but positivity from the app, customer service team, and roadside assistance services! I have recommended them to everyone I know who is seeking help with finding their long term auto insurance company. I have shopped various other insurance companies over the past 3 years, and I have remained with HiRoad because they are simply unbeatable when it comes to their pricing structure and their exceptional service. I highly recommend HiRoad Insurance. You won’t be disappointed! 🙌👍🤗🏁🚘 **Developer response:** Wow, thank you so much for this incredible review! Hearing that we've exceeded your expectations across the app, customer service, and roadside assistance means the world and we can't wait to share this review with our team! Thank you for being with us as long as you have and for recommending us to others. If you ever need a hand with anything, you can always reach us at support@hiroad.com. See ya on the high road! ### 5/5 — Good easy app *2026-06-16, version 3.7.0* It’s pretty good and the app is so easy to navigate plus lots of interactive options for driver ### 5/5 — Best app *2026-05-27, version 3.5.0* The way how the app is made made more interesting manage you score on everything ### 5/5 — The best *2026-05-27, version 3.5.0* This is the best insurance. If you’re tired of paying outrageous monthly fees, then change over to the winning team. There’s no time for loosing in life. Thank you HiRoad for always supporting my every need. ### 5/5 — HiRoad *2026-05-13* I absolutely LOVE HiRoad insurance company. I have yet to find an insurance company that’s as inexpensive as HiRoad’s policies!!! Great customer service as well. I’ve had to call about 3 times for locking my keys in my car and they are so quick to get someone to come to you (Roadside assistance) and they are always friendly too. ALL AROUND THE BEST INSURANCE COMPANY I’VE EVER HAD!!! Thank you sooooo much for being the MOST AWESOME Insurance Company there is!!! **Developer response:** This review just made our day - we can't wait to share it with the team! Thank you for sharing your experience with our roadside assistance service and Customer Care team. We know that insurance is really about being there for the unexpected moments, and we’re glad we could get you back on the road quickly and with a smile. Keep those keys in hand ;) and see ya on the high road! ### 5/5 — . *2026-05-05, version 3.4.0* Great app, easy to use! ### 5/5 — Great experience *2026-05-03* I was skeptical at first with having to use an app to monitor me but I was paying over $300 at Progressive and thought what could be worse! I am so glad I tried HiRoad I love the little challenges and driving insights and the discounts that come with it I am paying under $230 for my insurance and recently had my windshield replaced with my $0 deductible and it was a smooth process. I haven’t had any problems so far and I will continue using HiRoad. **Developer response:** Thanks for this awesome review! We know insurance isn't usually something people want to think about, so we're really glad you're trying a new kind of coverage with us! Super glad to hear you're loving the app's challenges and discounts so far, and that your claims process was smooth. Feel free to reach out to us for any future policy needs at support@hiroad.com. Thanks for being on the high road with us! ### 3/5 — App quality *2026-04-08, version 3.2.0* I mean it’s alright, for a new driver it’s for sure a really solid insurance plan. I personally don’t really like the app and what it decides for its “scoring”, of which myself am a bit confused about because if you follow things to a tee nothing seems to change (I’d go as far as to say it goes down), however that is just my experience. ### 2/5 — Accuracy *2026-03-22* The accuracy of the app is crucial to getting discounts and although when I first starting using the app it worked correctly. Now it changes streaks and takes down my score for apparently no other reason except to give me a smaller discount. I have not used my phone while driving and not even when I’m in the car with other bc even if you say you weren’t driving it still penalizes you. My current stres says 9. Which is not true. Be on the look out for a new insurance company as soon as you get HiRoad and only use this company in a pinch. My vehicle was in the shop for a couple weeks. I called and informed them I would t be driving and I noted the app. My monthly bill still went up 30 dollars. Hiroad is a scam that targets ppl that are having a hard time securing another policy. My bill the first 2 months was $180. I drive the same car and use the same driving habits except I drive a little less and I have the same address I had when I set this plan up and now by bills the lat 2 months are above $210. Scam. Actively working with a broker to get out of the situation I got myself into when I signed up for car insurance through Hiroad **Developer response:** Hi there, Brian - we hear your frustration and want to help provide some clarity. The streaks feature is designed to encourage mindful habits and is separate from your driving scores or discount. While it may be frustrating to lose a streak, each trip is an opportunity to increase it, and it doesn't impact your monthly bill. Regarding your max rate and monthly bill, if your car was in the shop and no trips were logged, we can't reward what we can't see. Without trip data, your bill defaults toward your agreed-upon term max rate (which you will never exceed). Our app automatically logs a trip when it senses vehicle motion, so if it did log a trip and you weren't behind the wheel, you can always classify those trips within your current billing cycle. Marking a trip as "Not Driving" simply filters it out so we only score your actual driving; it is not a penalty. Since there are a few specific factors at play with your account, we would appreciate the opportunity to review your trips directly and answer any other questions you may have. Please give us a call at 888-912-9306. ### 1/5 — Driving scores don’t change *2026-03-20, version 3.1.0* My driving scores rarely change. That’s the whole point of the app. They used to change after almost every trip. My “Safe Speeds” number hasn’t changed in months. The app also dings me even when I choose the “not driving” option. ## Frequently asked questions about HiRoad® Car Insurance ### What does the HiRoad app do? The HiRoad app uses your phone's smart technology to measure your driving behavior. It tracks factors like distraction-free driving, driving patterns, speed, and smoothness. The better your driving scores, the bigger your monthly rewards and potential savings on your auto insurance. ### How can I save money with HiRoad? You can save up to 50% each month on your auto insurance by driving mindfully and earning high scores in the app. The app provides insights into your driving habits and offers tips to help you improve, leading to greater rewards. ### What kind of insurance does HiRoad offer? HiRoad offers auto insurance with a variety of coverage options to suit your lifestyle. They also provide renters insurance, and purchasing both auto and renters insurance can result in a multi-policy discount. ### Where is HiRoad insurance available? Currently, HiRoad insurance is offered in Rhode Island and Arizona. Users in these states can download the app to manage their policies and earn rewards. ### What driving behaviors are measured by the app? The app measures several driving behaviors, including distraction-free driving (keeping your eyes on the road and away from your phone), driving patterns (when and how long you drive), safe speeds (adhering to speed limits), and smooth driving (easy turning and braking). ## Version history (last 5 releases) ### 3.12.0 — 2026-08-10 Update today for the latest app improvements. We’re always working to make HiRoad easier to use, more reliable, and better for safer drives. ### 3.11.0 — 2026-07-28 The HiRoad app just got serviced. We made improvements to help HiRoad run better, feel more reliable, and keep safer driving easier to manage. Update today! ### 3.10.0 — 2026-07-14 Time to update! We tightened a few things up in the app. This update includes ongoing improvements to make the HiRoad app smoother, more reliable, and easier to use. ### 3.9.0 — 2026-06-25 Update now! The HiRoad app just got a tune up. We’re always improving HiRoad to make your experience simpler, smoother, and better for safer drives. ### 3.8.0 — 2026-06-16 The HiRoad app keeps getting cooler. Update today for improvements that help make your experience smoother, your trips easier to review, and safer driving simpler. ## Apps similar to HiRoad® Car Insurance | App | Rating | Price | Category | | --- | --- | --- | --- | | [Metromile - Car Insurance](https://appshunter.io/ios/app/metromile-car-insurance/id734641795) | 4.6 (24,200) | Free | Finance | | [Just: Affordable Car Insurance](https://appshunter.io/ios/app/just-affordable-car-insurance/id1471625834) | 4.3 (2,152) | Free | Finance | | [Lemonade Insurance](https://appshunter.io/ios/app/lemonade-insurance/id1055653645) | 4.8 (85,908) | Free | Finance | | [GEICO Mobile - Car Insurance](https://appshunter.io/ios/app/geico-mobile-car-insurance/id331763096) | 4.8 (4,750,661) | Free | Finance | | [Clearcover Car Insurance](https://appshunter.io/ios/app/clearcover-car-insurance/id1267703900) | 4.7 (16,969) | Free | Finance | | [Root: Better car insurance](https://appshunter.io/ios/app/root-better-car-insurance/id1021256908) | 4.7 (73,057) | Free | Finance | ## Related topics [hiroad](https://appshunter.io/ios/topics/hiroad) · [hiroad rewards](https://appshunter.io/ios/topics/hiroad-rewards) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-13.*