# Hit The Bank: Life Simulator — user reviews

> 50 indexed App Store user reviews of Hit The Bank by Qmobi Inc., rated 3.95/5 from 1,204 ratings.

- Source: https://appshunter.io/ios/app/hit-the-bank-life-simulator/id1489589450/reviews
- App overview in markdown: https://appshunter.io/ios/app/hit-the-bank-life-simulator/id1489589450.md
- Rating breakdown: 5★ 821 · 4★ 39 · 3★ 43 · 2★ 61 · 1★ 240

## What do users think of Hit The Bank?

Overall sentiment: negative

**Pros**

- 🎮 Addictive gameplay
- 🎯 Challenging progression
- 🎨 Good visual design

**Cons**

- 💰 Pay-to-win mechanics
- 🕰️ Slow progression without ads
- 🤯 Unrealistic financial expectations
- 🤒 Rapid health/happiness drain
- 🤖 Unresponsive character behavior

**Commonly reported bugs**

- Frequent game crashes
- Inconsistent save/load functionality
- Unexpected bankruptcies

**Most requested features**

- Allow female character option
- Implement passive income streams
- Improve health/happiness management
- Adjust financial model for better balance

## Newest reviews (17 of 50)

### 3/5 — Good, Meh and slow

*2022-07-20, version 1.8.4*

So I actually really liked the game. I just beat it. Bought the bank, mansion and a yacht, helicopter, the top tier food. It took FOREVER!! But it can be done. 

So let’s start with Pros
It is difficult in the sense, that you can’t just level up and expect money. You have to time it where you have a enough saved in the bank to be okay during the negative balance portion.

It’s addicting, if you are a completionist 

Cons
Slow slow slow
Devs should really have an option to earn money when you are not on the app.

To make it to the end you have to gamble. Only reason I beat it was that I spammed the slots.

Watching ads to get the income boost. I had to spam that and the health and happiness boost. 

Brother gets married 20 billion times. There should be an option to opt out of paying for a gift.

Over all it could use other options to the game to enhance it. Not a bad game but not the best.

**Developer response:** Congratulations! You were able to do what few people can do. We are very happy that you enjoyed our game. Thank you for your feedback.

### 2/5 — Wanted to like it

*2022-02-02, version 1.8.2*

I wanted to, but constantly you climb up the ladder, for what? You’re just going to be more in debt with all your out going expenses than incoming income can keep up with. One job promotion I’m down $1000 a month, the next job promotion (along with the required upgrades/houses/food/etc) I’m down $2k a month, now how the heck does that make sense? There was times being poor at the gas station in the beginning you made MORE profit a month than working at big companies. 

And don’t even get me started on how many times your brother will get married throughout the game and how you’ll have to automatically give more and more of your funds to. Along with watching an ad for extra funds, not even long after being done watching, there’s going to be a chance it’ll be your brothers wedding or the wife spent $$ on crap.

And yeah, the health and entertainment bar goes down WAY too fast and becomes too difficult to keep up with, especially when you’re owing money every month and can’t afford upgrades. 

All in all, I gave it a chance, watched a crap ton of ads, had my own little company, but still was making negative $$ every month and they expected me to buy a $600k car with negative $$ and 200k??? Heck no, I quit and am going to delete.

**Developer response:** Hello. Our game is a hardcore life simulator created to show and teach how to deal with all adversity and setbacks. If you have any thoughts on how to improve the player experience, feel free to share with us in the comments.

### 2/5 — Fun for an hour

*2022-01-25, version 1.8.2*

If ur looking to mess around with an app for a flight or something quick like that then go ahead it’s a pretty cool concept. Become unplayable after the first hour Bc the “cost of living aspects” required for the job you want to advance to cost egregiously more than what you can make in a month. For the last 15 minutes straight I watched adds to earn cash to try to counter this loss caused by the game but with no success. Not a lot of thought went into the actual game mechanics. Just a quick cash grab you see as an ad on social media apps.

**Developer response:** Hello. Our game is a hardcore life simulator created to show and teach how to deal with all adversity and setbacks. If you have any thoughts on how to improve the player experience, feel free to share with us in the comments.

### 2/5 — Money Trap

*2022-01-17, version 1.8.2*

This is my second time downloading this game, and I will be the first to admit, it’s addicting. But I’ve yet to find a way for F2P to win this game, the need to purchase additional “money” is insane. I’ve honestly lost track of how many Project Runway ads I watched in an attempt to finally purchase the helicopter but it was insanity. 

Download but only with the knowledge you will almost likely need to spend $50+ on things to make it to the end.

### 2/5 — I wanted to love it

*2021-12-31, version 1.8.2*

Again, I wanted to love this game but it was really hard to do so. I purposely waited a few days and played the game first before I left a review and all I can say is, “Why?” Why make it virtually impossible to advance and or maintain yourself in this game without having to spend real money? Your mood and health decreases sooooo fast that you really can’t do much else but push out money to save your self. And heavens forbid you run to the restroom for 3 minutes (literally) and come back, your character is more than likely almost dead. 

This game has hugeeeee potential but the set up is placed for (people like me who refuse to spend another cent on a game) fail. Because of that, I had to uninstall it.

**Developer response:** Hello. Our game is a hardcore life simulator created to show and teach how to deal with all adversity and setbacks. If you have any thoughts on how to improve the player experience, feel free to share with us in the comments.

### 2/5 — Glitches

*2021-10-08, version 1.8.1*

The game is ok but the glitches have cost me a lot of money. Idk why it keeps randomly going bankrupt. I make over $500k with +$200k profit every month, but somehow I just go bankrupt and have to re-buy everything before I die. I’ve spent real money early game but it’s all been wasted plus all my progress cause it’s glitches and made me bankrupt 5 times for no reason. I wish atleast going back to being homeless meant you sold your things and got back the money like the 2.5M I spent on the mustang but I can’t afford to buy the mustang anymore.

**Developer response:** We'd love to understand what went wrong while you were playing our life simulator game. Please email us at support@ninjapublishing.com and share more information on this topic.

### 3/5 — Good backbone, too many ads & you cannot win.

*2021-09-23, version 1.8.1*

This game has a good premise to it. Fun to play, but it is a loop and anytime you try to get a little ahead or do something you HAVE to watch another ad. I don’t mind the occasional ad, but in this game every couple of minutes you need to or it starts you over bc you failed again. Then you lose everything you paid for, including your car! It will also randomly make you start over when you think you’re doing good.

**Developer response:** Hello, thanks for your review for our real life simulator! We'd love to get more information from you so we can see how best to improve our game - and then maybe get a full 5-star review from you! So do not hesitate to send ideas and feedback to us at support@ninjapublishing.com

### 3/5 — Hit The Bank

*2021-09-21, version 1.8.0*

I love this game, best time killer game. Just wish there was more to it. It’s kinda hard to get the education and not have the job with the money, without going bankrupt. Should make an option to get a divorce or to break up. Also, since I’m a chick. I’d like to have a female character. Also.. does the mother ever die off, like she’s always old. Then assumes I have a girlfriend when I don’t..

### 2/5 — Glitch in the matrix

*2021-08-27, version 1.8.0*

The game is almost impossible to beat without spending money. However I was able to get my last guy up pretty far before it started glitching. One minute I am saving for a custom mini hatchback, the next minute he's bankrupt with over 100,000 coins. 

I have not gotten any log in bonuses in two days😢. Not knowing if I am going to log in to play my advanced guy or a broke guy is really frustrating...and makes me want to delete the game!!

### 2/5 — Please read..

*2021-08-17, version 1.7.9*

Okay, first of all, please don’t respond to me with a “this is a hardcore game” because I’m just stating my experience! I’ve tried many times, many lives, and MANY ups and downs… WAY too many.. I only kept doing it because of the good reviews… but this is my experience.

First of all, I start really good! Really amazing, rich, and everything. Then I get bankrupt at some point. After trying ONE more time, I’m going to delete it because so far, everything is repeats… Bankruptcy, rich, poor, rich, poor, rich, poor, and repeat…

**Developer response:** Thank you for sharing the feedback for our real life simulator. If you have any other suggestions, please contact support@ninjapublishing.com, we would be happy to have them!

### 3/5 — Good game, but it could be better

*2021-07-11, version 1.7.7*

I love all the life simulation games on the market so I was excited to try this one. It is a decent game, but it is impossible to finish. I managed to get my health and happiness both at 100 and closed the game for like 30 minutes, when I came back everything was around 10 percent. That was insane because how am I supposed to play if every time I blink my health and happiness gets drained. Also, it is impossible not to go bankrupt. I’ve tried playing about 5 times now and each time I go bankrupt.

**Developer response:** Hello. Our game is a hardcore life simulator created to show and teach how to deal with all adversity and setbacks. If you have any thoughts on how to improve the player experience, feel free to share with us in the comments.

### 3/5 — Errors with the game

*2021-06-25, version 1.7.7*

Look, this is a really entertaining game, but your mood decreases when ads are running. It can also get annoying that you need to wait to upgrade your mood. Thank you for working on this game, but there’s some bugs you need to fix. The mood is pretty annoying though.

### 2/5 — Basically requires pay to play

*2021-06-23, version 1.7.6*

At several points, you are forced to spend more in game money than you are making to climb the ladder. Randomly, your family/friends take LARGE sums of money from you and you have no say in the matter. When you do inevitably go bankrupt, it doesn't matter what you do, you lose EVERYTHING and basically start over. Doesnt matter if you spend actual money or not, you lose it all.

### 2/5 — Pay to play?

*2021-06-18, version 1.7.6*

it’s an alright game that was fun to begin with but to earn money to survive in the game you have to spend your own money. i’m only 13 so i don’t really have money to spend on a game. it would be really cool if i could play this game without my character going bankrupt every five seconds. if it is going to stay this way, at least make the items in the game cheaper. it was really cool to try this app out and it was fun while my money that was given to me actually helping me out..

### 2/5 — Definitely could be better.

*2021-06-09, version 1.7.3*

I just want to start off with saying that this game has a lot of good potential, but the issue for me is that after a few jobs my happiness goes down and I “die”, then I have to stop playing. I just think that that sort of destroys the game for me. I wish that there were more options to get the health up or that the health went down slower. I have been seriously considering removing the game from my phone because it seems like a waste of space at the moment, until it gets better.

**Developer response:** Hello. Our game is a hardcore life simulator created to show and teach how to deal with all adversity and setbacks. If you have any thoughts on how to improve the player experience, feel free to share with us in the comments.

### 2/5 — Unsatisfactory

*2021-05-26, version 1.7.3*

This is a good game but you can only be a white male(no other options) an when you watch the videos to get more money,health,or happiness it doesn’t apply it an I feel like the happiness goes down way too fast also it said if I download the game that popped up I would receive money credit which I didn’t so I just been watching videos an doing what it tells me just for my person to die to I have to start all over with low health an happiness

### 3/5 — Time

*2021-05-23, version 1.7.2*

You don’t really make decisions like other apps such as bitlife you just wait around for time requirements while you do nothing. There is also only one path in the game, I can’t for example go to one school before I complete the previous one. It just means it takes forever to upgrade and requires 0 user input.

## Most critical reviews (10 lowest-rated)

### 1/5 — Terrible

*2022-06-13, version 1.8.4*

I just think this game is farming money off the people who play it. Why do you need to be married for a job opportunity? It’s not realistic and it has no thought to it. It literally teaches nothing. No matter what you do, you’ll have to go into debt every month. And if you get to a bigger job you’ll get paid a lot less but need all kinds of education just to get paid $7,000 less and then you’ll need to get a new car to get promoted? That’s a terrible logic. I give an A for the intent but an F for execution.

### 1/5 — Wanted to like it but..

*2022-06-12, version 1.8.4*

I thought the concept of the game was good. I wanted to like it, however once you move up a bit you can’t go back to cheaper things. What’s that about? I’m real life, you can go backwards sometimes. It was annoying. Also, his mood drains really really fast. I think things need to be improved. Let his mood drain slower, let him go back and get side jobs if he needs to. Setting us up for a trap, when the real world doesn’t work like that.

### 1/5 — Disgusting

*2022-06-10, version 1.8.4*

This is a copy of “From Hero To Zero”

Basically, you’ll almost never make more than the required expenses you have at the higher end jobs, so you’ll have to watch a million ads to hopefully break even and then you’re stuck. I spent over $10 on the game to see if I could get over a bump and turns out, double salary doesn’t double all your income, only your side job income (I was at the part right before owning your own insurance company). So instead of doubling both active jobs, it only doubled my 10k, 20k, etc. 

EVEN though the top left of your screen shows you bringing in profit over 180k a month, wasn’t the case. So by the time my 30 minute double salary was up I was losing 68k a month cause the sneaky devs put 45k for the first track of this career and I still had to somehow save up to buy a 900k car. Impossible and really ruined the game for me. 

Won’t be spending another dollar.

**Developer response:** Hello. Our game is a hardcore life simulator created to show and teach how to deal with all adversity and setbacks. If you have any thoughts on how to improve the player experience, feel free to share with us in the comments.

### 1/5 — Needs some serious balancing

*2022-01-11, version 1.8.2*

I get that the developers want to make a living out of the game, but when you get to the Bank stage, it is almost impossible to progress without spending a couple of real bucks!!
Or just grinding the starter stage, when you get to make 4K a month, to a point where you outlive the expectancy of your character. 

Seriously unbalanced when you think that a high paying mid job gets you more cash than being the CEO of the bank, which is the equivalent on the bank branch! I mean, seriously??? And you can’t even make side jobs after the first job!! Only when you surpass a progression wall of 32k a month for 6 months, with a job that gives you no more than 1,4K a month, that the game thinks about giving you the side job mechanics back! Only after you had to pay 192k, of course, not before!

I really think the developers should go on their second exploitation route and try to get money off cosmetics and pets, because with this system, the game gets really boring after just one hour. 

Either establish the side jobs as a progression option throughout the jobs stages or create a savings account mechanic, like investing in business or just playing trader. 

Otherwise, don’t waste a couple hours of your life with this frustration. It is not worth it.

### 1/5 — I downloaded it!!!

*2021-10-29, version 1.8.2*

Your ad stole my bonus from the game I was playing that I actually enjoy. Your crappy ad that I can't press x to get out of stopped a great bonus. So thank you. Thank you soooooo much. Your game is so worth my time to download and waste this time to tell you your ads are garbage. Your game is probably trash. And you need to stop making games. Go do something less technical, maybe go try being a fishmonger? That way you'd leave the rest of society in peace.

### 1/5 — Could be great ..

*2021-07-15, version 1.7.8*

I downloaded this game based off of the ad of “showing up the parents to become a billionaire” however it was nothing like that at all. I completed the tutorial and by the end of it I had a car, job, girl etc however when you buy a phone it will either provide what you need (happinesses, etc) or it will put you in the negative. I thought the job would give me some money to keep up the income of everything I was upgrading but apparently you have to spend coins to upgrade the job although it doesn’t pay you anything to have it ? Long story short you’ll kee upgrading then you’ll go bankrupt and have to start over.

**Developer response:** Hello. Our game is a hardcore life simulator created to show and teach how to deal with all adversity and setbacks. If you have any thoughts on how to improve the player experience, feel free to share with us in the comments.

### 1/5 — Ca$h grab.

*2021-05-18, version 1.7.2*

After the first tier of jobs there is a slate of part time jobs to take that boost income. Unfortunately they go away completely once you move to tier 2 of your job and you suddenly make about half what you were at your “worse” job, and need to pay for trade school before your next promotion. Trade school that will take $48k over 2 years during which your living expenses outpace your profit by about $2.5k/mo anyway.

Clearly this difficulty cliff exists as an “incentive” to buy currency with real money. I’m all for monetization, but this is a shady tactic IMO.

### 1/5 — Is was fun but then...

*2021-04-19, version 1.6.8*

This game was really fun. The tutorial kind of screws you over because it makes you spend more money but it’s good. At a certain point though you cannot get past it. I forget which job but once you get to it you make less money than you did at your old job and to get the next job that pays more you need to get an education. So you are already losing money but then you need to spend money for a degree that cost more than I think 8-10k a month?? HOW do you get past that? Not to mention that if you go bankrupt you lose everything and basically start over which PISSES me off. Fix your game.

**Developer response:** Thank you for sharing the feedback for our real life simulator. If you have any other suggestions, please contact support@ninjapublishing.com, we would be happy to have them!

### 1/5 — Don’t even bother playing

*2021-03-30, version 1.6.0*

I did so method on how I can win and beat the game, and even time I think I got it, I go bankrupt and loss everything cuz of the ad. I’ll watch a 30 second video than a 5 second after the 30 second. There’s a lot of people don’t spend $300 a month on gf/bf. Getting married shouldn’t be that high either. Things shouldn’t be that high if we can’t make that much money. We shouldn’t be force to get a gf to be happy or get 1 br apartment, etc. it’s frustrating trying to get high up in the game that I’m deleting this game.

### 1/5 — Don’t play

*2021-03-19, version 1.5.9*

It’s impossible to make it through without spending real money , and even then you’ll still go bankrupt with ads and the money people give you there’s unnecessary prices and too expensive stuff and their only goal is to make money from you watching ads and actually paying and the dude you play as is extremely whiny and will cause you to die because he brings down the health so much. Will never play again

## Most praised reviews (10 highest-rated)

### 5/5 — Perfect

*2021-10-31, version 1.8.2*

Nice and realistic if your mad you can’t win then… maybe your just not meant to be in the 1% 🤷🏼‍♂️ get over it ig great work on the development end hope to see more added to the casino

### 5/5 — Absolutely amazing! But...

*2021-06-07, version 1.7.3*

I do wish there were more options for everything, maybe like when you do slots you can bet more or less

### 5/5 — The opposite of 5 stars my friend far from it

*2021-05-21, version 1.7.2*

Just don’t 😂 great potential but basically it’s just trying to get you to cough up money (which I did do learn from me) ultimately that’s the only way to actually keep up with the pace of the game unless your willing to watch 60 sec video ads which only helps you for like a sec so it’s basically pointless.

**Developer response:** Thanks for the review! We're happy to hear you’re enjoying our life simulator game!

### 5/5 — This is a great game! Stop complaining about ads

*2021-04-17, version 1.6.8*

For the people who are complaining about the ads, there’s isn’t a single game where they’re aren’t ads. This is a great game that I enjoy and you should to. Just deal with the ads and stop complaining

### 5/5 — Not a bad game

*2021-02-07, version 1.5.4*

This game is great to pass time, tbh you don’t need to spend money to beat it, just patience and get through the MULTIPLE ads you gotta watch to gain money/health/happiness. Honestly the ending isn’t even that great so if you have the patience to save save save and get through the education you will beat the game. I beat the game by age 85ish and I didn’t spend any money.

### 5/5 — Great Game

*2021-01-04, version 1.5.2*

It’s fun and very addictive. I don’t understand why people are having a problem getting to the end. I finished within 2 days without having to pay real money. Just have to be strategic. Anyway, very fun game. I recommend!

### 5/5 — Very fun

*2020-05-14, version 1.0.8*

No idea why this app is getting so low rating this game and fun and 40m for only 6 dollars is amazing. I was able to play the game without worrying about going bankrupt and i love how reasonable the prices are for stuff. There no 20 dollar one or 60 dollar one or some outrageous prices for something. The only problem i have with this game is it need more stuff also the expensive suit look the same as the tidy clothes. Beside that one small thing it a fun game

### 4/5 — Really like playing this game but…

*2021-11-23, version 1.8.2*

I really like this game, but the sim inside the game is very impatient. It causing my happiness & health to decrease, rapidly causing me to spend more money to raise it up. He wants to automatically be a boss within a few minutes if playing the game. It’s very annoying & makes you lose interest. It would be better if he was a little bit more patient while trying to get to the top. I refuse to spend my own money to get him there.

**Developer response:** Thank you for your positive review for our life simulator game, this means a lot to us! We are always looking for ways to further improve our game, so drop us a line at support@ninjapublishing.com if you have any more thoughts and ideas which you think could work!

### 4/5 — Addicted & Love It BUT…  DEVELOPERS PLEASE READ

*2021-09-28, version 1.8.1*

The game has by far taken over my actual life! It’s so good! BUT… as a woman who has climbed the corporate ladder, and started my own business I find it sexist that I can ONLY PLAY AS A MAN! Update is needed, I read Google responses to see if there is a way and A LOT of players WANT the option to be a female. It’s 2021, and Corporate America when I started in 1998 had Men & Women mangers, CFO’s, CEO’s, AVP’s and VP’s, and I worked in the banking industry (not branch, Corporate. I’m sure it’s a start-up one choice but you have PLENTY of players, as support money, and stores people are paying actual cash for. TIME TO GET WITH THE TIMES as the parrot might say LOL BTW I love that parrot

### 4/5 — Absolutely fantastic; there are cheat method would like to discuss.

*2021-06-28, version 1.7.7*

If you buy everything, don’t pay, go back to the worst option out of everything, by the side job “agent”, you can have over half a million. Otherwise, this game kind of teaches you so it could be put into the educational category.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
