# HiveCard: Credit Card Manager — Credit cards, fully private

> Credit cards, fully private (iPhone/iPad app by midybeesolutions opc.)

- Source: https://appshunter.io/ios/app/hivecard-credit-card-manager/id6781399922 (this page in markdown: same URL + `.md`)
- Developer: [midybeesolutions opc](https://appshunter.io/developer/6781399924)
- Category: Finance, Business
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.0 · 203 MB
- Released: 2026-07-15
- Data updated: 2026-08-14
- User reviews in markdown: https://appshunter.io/ios/app/hivecard-credit-card-manager/id6781399922/reviews.md

## What is HiveCard?

iveCard is the credit card manager for Filipinos who carry more than one card.

Import your PDF statement from BPI, BDO, Metrobank, EastWest, RCBC, PNB, Chinabank, Security Bank, HSBC, UnionBank, or AUB. HiveCard reads it for you — balances, due dates, minimums, transactions — all from one tap.

— A SMART PLAN BUILT AROUND YOUR PAY DATE
Stop guessing what to pay first. The Smart Plan tells you exactly what to settle now from this paycheck, what can safely wait until next pay day, and which balances you can't cover yet — so you always know where you stand.

— SAFE-TO-SPEND AT A GLANCE
See how much you can really spend this cycle after bills, reserves, and obligations. No spreadsheets. No surprises.

— PAYMENT REMINDERS THAT ACTUALLY LAND
Get notified 7 days, 1 day, or the morning of each due date — your choice per card. Overdue alerts when something slips through.

— FASTER PAYOFF PATHS (Premium)
Avalanche scenarios show exactly how much interest you save by paying down high-rate cards first.

— EVERY CARD, EVERY STATEMENT
Free includes 2 cards. Premium unlocks unlimited cards, the full Smart Plan, payoff scenarios, and complete transaction history.

— YOUR DATA STAYS YOURS
Statements never leave your phone. The database is encrypted on-device. Export everything anytime, no lock-in.

PREMIUM SUBSCRIPTION
• 14-day free trial — full Premium access, no card required, cancel anytime
• Monthly: ₱149/month
• Annual: ₱1,400/year (₱117/month, save ₱388 vs monthly)

Subscriptions auto-renew unless cancelled at least 24 hours before the period ends. Manage or cancel anytime in Settings → Apple ID → Subscriptions. Payment is charged to your Apple ID.

Privacy Policy: https://hivecard.ph/privacy
Terms of Service: https://hivecard.ph/terms

Made in the Philippines for Filipinos juggling real credit cards.

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| HiveCard Premium | $1.99 | per month |
| HiveCard Premium | $22.99 | per year |



## Version history (last 5 releases)

### 2.0.1 — 2026-08-10

Version 2.0.1 — small follow-up on 2.0.

• Adding your first card now takes you to Home, no matter how you added it — imported a PDF, opened a PDF with HiveCard from another app, shared a PDF into HiveCard, or entered the card manually. Previously only imports done during first-run onboarding landed on Home; if you tapped "I'll do this later" and added a card any time after that, HiveCard dropped you on the card's detail page. The second card and any card after still opens on the card's detail page.

• Home's Next Bill card: the amount no longer overlaps the reason text on longer bank names or larger font settings.

### 2.0.0 — 2026-08-08

Version 2.0

• New Expenses tab. A dedicated view for the recurring cash bills you pay outside a card — rent, groceries, utilities — so they feed Safe-to-Spend without living inside the Income & Safe-to-Spend page.

• Transaction categories everywhere. Set a category in the import preview and it saves with the transaction; edit it later from Card Details. One shared list of categories across every screen.

• PDF import no longer stops to ask you to "verify the total" when you've simply paid your card off in full.

• Chinabank statements now read Previous Balance and Installment Balance from the account summary instead of the sample-computation panel.

• The "Set up a PIN" banner on Home now clears the moment you turn on biometrics.

• First-run PDF import from your email app now lands you on Home, not buried inside a card detail page.

• Fixed three cases where the app could quit without warning during rapid popup dismisses.

• Spending pie chart, dark-mode readability, refresh recovery in the Expenses tab, and several parser polish fixes.

### 1.4.4 — 2026-07-24

• Fixed a class of statement-import date errors where the year came out as "0026".
• Added a quick verify-total prompt when the extracted amount looks unusually small — helps catch OCR read errors before you save the statement.
• Improved reliability of statement extraction with better on-device logging so support can help faster if an import doesn't look right.
• Fewer noisy error reports from developer test builds.

### 1.4.3 — 2026-07-22

• Faster onboarding — start importing statements in just two taps
• Home now highlights setup steps like adding a PIN alongside other tips
• PDF import improvements: cleaner password prompt, better recovery when text is hard to read, and no more block on manually-edited previews
• Metrobank statement parsing improvements
• Fixed a freeze when typing amounts in Card Details
• Bug fixes and stability

### 1.4.2 — 2026-07-22

What's new in 1.4.2

• Import your bank statement straight from Gmail, Outlook, Yahoo Mail, Spark, ProtonMail, or your device's Mail app. Tap "Import Statement" on Home or Cards, choose "Open Email", pick your email app, then use its Share sheet to send the PDF to HiveCard.

• Privacy-preserving install measurement using Apple's SKAdNetwork. HiveCard now measures whether new users successfully import their first statement, so we can improve the onboarding flow. No personal identifier (IDFA, Advertising ID) leaves your device, no App Tracking prompt is shown, and no statement content, bank name, amount, or file name is ever transmitted — HiveCard's core promise that your financial data stays on your device is unchanged.

Bug fixes and performance improvements.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-14.*
