# HiveCard PH — Credit Card Manager

> Credit Card Manager (iPhone/iPad app by midybeesolutions opc.)

- Source: https://appshunter.io/ios/app/hivecard-ph/id6781399922 (this page in markdown: same URL + `.md`)
- Developer: [midybeesolutions opc](https://appshunter.io/developer/6781399924)
- Category: Finance, Business
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.0 · 209 MB
- Released: 2026-07-15
- Data updated: 2026-09-05
- User reviews in markdown: https://appshunter.io/ios/app/hivecard-ph/id6781399922/reviews.md

## What is HiveCard PH?

HiveCard is the credit card manager for Filipinos who carry more than one card.

Import your PDF statement from BPI, BDO, Metrobank, EastWest, RCBC, PNB, Chinabank, Security Bank, HSBC, UnionBank, or AUB. HiveCard reads it for you — balances, due dates, minimums, transactions — all from one tap.

— A SMART PLAN BUILT AROUND YOUR PAY DATE
Stop guessing what to pay first. The Smart Plan tells you exactly what to settle now from this paycheck, what can safely wait until next pay day, and which balances you can't cover yet — so you always know where you stand.

— SAFE-TO-SPEND AT A GLANCE
See how much you can really spend this cycle after bills, reserves, and obligations. No spreadsheets. No surprises.

— PAYMENT REMINDERS THAT ACTUALLY LAND
Get notified 7 days, 1 day, or the morning of each due date — your choice per card. Overdue alerts when something slips through.

— FASTER PAYOFF PATHS (Premium)
Avalanche scenarios show exactly how much interest you save by paying down high-rate cards first.

— EVERY CARD, EVERY STATEMENT
Free includes 2 cards. Premium unlocks unlimited cards, the full Smart Plan, payoff scenarios, and complete transaction history.

— YOUR DATA STAYS YOURS
Statements never leave your phone. The database is encrypted on-device. Export everything anytime, no lock-in.

PREMIUM SUBSCRIPTION
• 14-day free trial — full Premium access, no card required, cancel anytime
• Monthly: ₱149/month
• Annual: ₱1,400/year (₱117/month, save ₱388 vs monthly)

Subscriptions auto-renew unless cancelled at least 24 hours before the period ends. Manage or cancel anytime in Settings → Apple ID → Subscriptions. Payment is charged to your Apple ID.

Privacy Policy: https://hivecard.ph/privacy
Terms of Service: https://hivecard.ph/terms

Made in the Philippines for Filipinos juggling real credit cards.

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| HiveCard Premium | $1.99 | per month |
| HiveCard Premium | $22.99 | per year |



## Version history (last 5 releases)

### 2.1.1 — 2026-09-03

Small polish on top of 2.1.0.

— Transactions list no longer jumps to the top when you close the category picker — it stays where you were.

— Status bar colour now matches your theme (light vs dark) across every screen, so pages don't flicker white on a dark theme.

— Behind the scenes: better data on when the bank picker is offered so future imports get more accurate.

### 2.1.0 — 2026-09-01

Import better, notice more, come back easier.

— Pick your bank when we can't tell. If HiveCard can't recognise your statement, choose from the supported list and we'll read it again — no re-finding the file.

— Scanned or image-only PDFs: clearer message, better fallback path when the embedded text is readable even if OCR stumbled.

— A quick summary after each import — balance, minimum, due date — right after the read finishes.

— Payment reminders now say what's actually happening ("Your BPI bill is due in 3 days") instead of a generic "Reminder" line.

— Statement archive lives on the card. Every past cycle you've imported is one tap away from the card's detail page.

Fixed
— Opening a PDF from Files or Email on a fresh install now completes the import correctly.
— Transactions view no longer scrolls back to the top when you close a category picker.

### 2.0.1 — 2026-08-10

Version 2.0.1 — small follow-up on 2.0.

• Adding your first card now takes you to Home, no matter how you added it — imported a PDF, opened a PDF with HiveCard from another app, shared a PDF into HiveCard, or entered the card manually. Previously only imports done during first-run onboarding landed on Home; if you tapped "I'll do this later" and added a card any time after that, HiveCard dropped you on the card's detail page. The second card and any card after still opens on the card's detail page.

• Home's Next Bill card: the amount no longer overlaps the reason text on longer bank names or larger font settings.

### 2.0.0 — 2026-08-08

Version 2.0

• New Expenses tab. A dedicated view for the recurring cash bills you pay outside a card — rent, groceries, utilities — so they feed Safe-to-Spend without living inside the Income & Safe-to-Spend page.

• Transaction categories everywhere. Set a category in the import preview and it saves with the transaction; edit it later from Card Details. One shared list of categories across every screen.

• PDF import no longer stops to ask you to "verify the total" when you've simply paid your card off in full.

• Chinabank statements now read Previous Balance and Installment Balance from the account summary instead of the sample-computation panel.

• The "Set up a PIN" banner on Home now clears the moment you turn on biometrics.

• First-run PDF import from your email app now lands you on Home, not buried inside a card detail page.

• Fixed three cases where the app could quit without warning during rapid popup dismisses.

• Spending pie chart, dark-mode readability, refresh recovery in the Expenses tab, and several parser polish fixes.

### 1.4.4 — 2026-07-24

• Fixed a class of statement-import date errors where the year came out as "0026".
• Added a quick verify-total prompt when the extracted amount looks unusually small — helps catch OCR read errors before you save the statement.
• Improved reliability of statement extraction with better on-device logging so support can help faster if an import doesn't look right.
• Fewer noisy error reports from developer test builds.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-05.*