# Hoard: Budget & Save — Fund your dreams, guilt-free

> Fund your dreams, guilt-free (iPhone/iPad app by SCALES Ventures Pte. Ltd..)

- Source: https://appshunter.io/ios/app/hoard-budget-and-save/id6787685706 (this page in markdown: same URL + `.md`)
- Developer: [SCALES Ventures Pte. Ltd.](https://appshunter.io/developer/1878420031)
- Category: Finance
- Price: Free
- Age rating: 4+
- Requires: iOS 17.0 · 7 MB
- Languages: American English
- Released: 2026-07-09
- Data updated: 2026-10-10

## What is Hoard?

Most budgeting apps turn money into homework.
Hoard turns your plan into one honest number: what is truly free to spend.
No scolding. No account. No spreadsheet.

Start with the cash you have and the dreams you care about. Add the commitments that need paying and the pouches that pace everyday spending. Hoard does the arithmetic and shows your Spare Stash, the money left after the plan.

- Know what is free to spend. Spare Stash and Days of Gold show what is available now and how long it may last at your current pace.
- Pace everyday spending. Pouches reset with your cycle and show what is left.
- Honor every commitment. Tributes handle recurring bills, custom frequencies, and dated one-offs without calling them debts.
- Save toward real dreams. Set a target, add a date if you want one, and see the monthly pace required.
- Start from your Home Screen. Widgets keep Spare Stash, a dream, or a pouch visible and open the exact spend entry when tapped.
- Log the way that suits you. Use the app, a quick action, Siri, or the Action Button.
- Get gentle reminders. Hoard celebrates progress, reminds you when something is due, and respects quiet hours.
- Keep your data yours. Hoard works without an account. Your plan stays on your device and can sync through your private iCloud account.

Works with multiple currencies, locale-correct number entry, and a home timezone that keeps your budget stable when you travel.

Build your den. Feed the hoard. Let the dragon guard what matters.

## Is Hoard safe?

Not enough ratings yet to assess Hoard.

## Is Hoard legit?

Hoard: Budget & Save has limited verification signals. The AppsHunter Legitimacy Score for Hoard is 48 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 5 releases)

### 0.1.5 — 2026-08-07

Your money, in your currency. Hoard now offers 63 home currencies, with real coverage across Africa and Latin America — South African rand included. Find yours in a searchable list by name or code instead of scrolling a dropdown, and a new den starts on the right currency for your region automatically. Currencies without cents, like yen, won, rupiah, and dong, now show and accept whole amounts the way they are actually spent.

### 0.1.4 — 2026-08-03

Choose System, Light, or Dark in Settings. Hoard and its widgets now follow the appearance you pick. We also fixed the confirmation after you log money so it stays visible long enough to read.

### 0.1.3 — 2026-07-30

One-off tributes now keep their exact due month, and Hoard follows your home timezone when you travel. Amounts and exchange rates now respect your iPhone's decimal and grouping format. We also tightened web imports, widget refreshes, notifications, and exchange-rate updates so the numbers you see stay current.

### 0.1.2 — 2026-07-24

Tributes now keep your rhythm: set rent, bills, and subscriptions to weekly, monthly, or a custom cycle, and pick the budgeting method that fits you. Switch currency right at the amount field when you log. And when a pouch runs over, patch it straight from your Spare Stash, no scolding. Widget fixes too: new pouches and dreams show up right away.

### 0.1.1 — 2026-07-14

Faster spend logging, currency-matched quick amounts, and a fresh coat of paint.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-10.*