# hoco - Contracts & Finance — Your finances, fully on‑device

> Your finances, fully on‑device (iPhone/iPad app by Armando Schreder.)

- Source: https://appshunter.io/ios/app/hoco-contracts-and-finance/id6789985638 (this page in markdown: same URL + `.md`)
- Developer: [Armando Schreder](https://appshunter.io/developer/6789985640)
- Category: Finance, Business
- Price: Free
- Age rating: 4+
- Requires: iOS 15.1 · 46 MB
- Languages: American English
- Released: 2026-08-30
- Data updated: 2026-10-16

## What is hoco?

Keep your finances under control with ease: Manage your contracts and subscriptions securely on your device – with no bank account required, no mandate, and no login.
Never miss a deadline thanks to smart reminders, and keep all your documents accessible whenever you need them.

Features at a glance:  
• Clear overview of all contracts and subscriptions
• Intelligent reminders for cancellation deadlines
• Secure document storage directly on your device
• Expense analysis for better financial control
• No bank details, no mandate, no account
• 100% local storage – complete privacy

hoco is the simple, secure, and private way to stay on top of your recurring costs.

## Is hoco safe?

Not enough ratings yet to assess hoco.

## Is hoco legit?

hoco - Contracts & Finance has limited verification signals. The AppsHunter Legitimacy Score for hoco is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 2 releases)

### 1.1.5 — 2026-09-04

What’s new?

- UI improvements for an even smoother and more enjoyable experience.
- Stability improvements and bug fixes for a more reliable app.
- New: You can now securely back up your local hoco data as a ZIP file and as individual folders directly to your personal Microsoft OneDrive or Google Drive. Use the ZIP file to easily restore your data on a new device.

### 1.0 — 2026-08-29

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-16.*