# HomeGain: Family Ledger — 家庭资产全景记录与分析

> Family asset tracker for monthly balance recording and financial overview. (iPhone/iPad app by 光胜 袁.)

- Source: https://appshunter.io/ios/app/homegain-family-ledger/id6759858108 (this page in markdown: same URL + `.md`)
- Developer: [光胜 袁](https://appshunter.io/developer/1880888877)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Rating: 5.00/5 from 2 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 13.0 · 42 MB
- Languages: Chinese (Simplified, China), American English
- Released: 2026-03-28
- Data updated: 2026-07-09
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/homegain-family-ledger/id6759858108/reviews.md

## What is HomeGain?

HomeGain — the family asset tracker designed for real life.

Instead of logging every transaction, HomeGain takes a smarter approach: record each account's balance once a month, and let the app calculate your income, expenses, and net worth automatically. 2 minutes a month. A full year of insight.

WHAT YOU CAN DO
• Total Asset Dashboard — see your family's complete financial picture at a glance, broken down by member
• 12-Month Trend Chart — visualize how your wealth grows over time, automatically calculated from monthly balances
• Multi-Account Management — track bank accounts, e-wallets, and cash separately, organized by owner (Husband / Wife / Joint)
• Major Transaction Log — record big financial events (bonuses, large purchases) without logging every coffee
• Multi-Currency Support — manage assets in USD, EUR, CNY and other major currencies
• 100% Local Storage — no account required, no data leaves your device, no cloud, no subscriptions
• Encrypted Backup — export and restore your data securely

PRO FEATURES (one-time purchase, unlock forever)
• CFO Asset Allocation — liquid / investment / fixed breakdown, see your family's wealth structure at a glance
• Debt Management — loan repayment progress, monthly payments, debt health rating
• Monthly Financial Report — score trend, annual goal tracking, smart action plan

WHO IT'S FOR
• Couples who want a clear picture of their shared finances without daily bookkeeping
• Anyone juggling multiple bank accounts, payment apps, and cash savings
• Families planning ahead and wanting to track wealth growth year over year

Your financial data stays on your device. Always.

## Key features

- Monthly balance tracking
- Automated income/expense calculation
- Total asset dashboard
- 12-month trend charts
- Multi-account management
- Major transaction logging
- Multi-currency support

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| HomeGain Pro | $6.99 | one-time |


## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/homegain-family-ledger/id6759858108/reviews.md

### 5/5 — 终于找到最佳的老婆管钱方式

*2026-04-01*

以前老婆管钱都是上交，现在只要报个数字就行了，老婆安心了，我也方便了^_^

## Frequently asked questions about HomeGain

### How does HomeGain calculate my finances?

HomeGain calculates your income, expenses, and net worth automatically by analyzing the monthly balances you record for each account. This approach aims to provide a comprehensive financial overview with minimal monthly input.

### Is HomeGain secure for my financial data?

Yes, HomeGain prioritizes security with 100% local storage, meaning no account is required and your data never leaves your device. It also offers encrypted backups for secure export and restoration.

### What are the Pro features in HomeGain?

Pro features, available via a one-time purchase, include CFO Asset Allocation for wealth structure breakdown, Debt Management for loan progress and health, and a Monthly Financial Report with score trends and action plans.

### Can I track assets in different currencies with HomeGain?

Yes, HomeGain supports multi-currency management, allowing you to track assets in USD, EUR, CNY, and other major currencies, making it suitable for international financial tracking.

### How often is HomeGain updated?

The latest version, 2.0.0, was last updated on May 4, 2026. Updates typically focus on improving features and ensuring reliable performance for users.

### What devices does HomeGain support?

HomeGain is designed for Apple devices and is supported on iPhone, iPad, and iPod. It requires iOS 14.0 or later.

### What is the age rating for HomeGain?

HomeGain has an age rating of 4+, indicating it is suitable for users of all ages. This rating is based on its content and functionality.

### Does HomeGain have ads?

No, HomeGain does not contain advertisements. The app is free to download and use, with optional Pro features available through a one-time in-app purchase.

## Version history (last 2 releases)

### 2.0.0 — 2026-05-04

Introducing CFO Mode — portfolio allocation, debt management, and monthly financial reports. One-time purchase, unlock forever.

• CFO Asset Allocation: liquid / investment / fixed asset breakdown
• Debt Management: loan repayment progress + debt health rating
• Monthly Financial Report: score trend + annual goal tracking + action plan

### 1.0 — 2026-03-28

No release notes.

## More apps by 光胜 袁

- [FamilyLore](https://appshunter.io/ios/app/familylore/id6761371583)

All apps by 光胜 袁: https://appshunter.io/developer/1880888877

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-09.*