# HomeLedger by ZO — Bills, Budgets, Tasks & More

> Offline-first household finance and task management app with local data storage. (iPhone/iPad app by RYAN J OSGOOD.)

- Source: https://appshunter.io/ios/app/homeledger-by-zo/id6758956978 (this page in markdown: same URL + `.md`)
- Developer: [RYAN J OSGOOD](https://appshunter.io/developer/1875967642)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 5.00/5 from 1 App Store ratings
- Age rating: 4+
- Requires: iOS 17.6 · 4 MB
- Languages: American English
- Released: 2026-02-22
- Data updated: 2026-07-12
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/homeledger-by-zo/id6758956978/reviews.md

## What is HomeLedger by ZO?

HomeLedger helps you manage your household finances and responsibilities in one simple, private, and offline-first app.

Track bills, budgets, net worth, chores, reminders, and important household information — all without accounts, ads, or data tracking.

FEATURES
• Bill and payment tracking
• Household budgets and spending insights
• Net worth tracking and projections
• Chore scheduling and reminders
• General household reminders
• Secure household vault for important information
• Offline-first design — your data stays on your device

PRIVACY FIRST
HomeLedger stores all data locally on your device.
No accounts. No tracking. No analytics. No external servers.

HOMELEDGER PRO

HomeLedger Pro Monthly – $4.99 per month
HomeLedger Pro Annual – $49.99 per year

A 7-day free trial is available for eligible users. Trial eligibility is determined by Apple.

Payment will be charged to your Apple ID account at confirmation of purchase (or after any applicable free trial). Subscriptions automatically renew unless canceled at least 24 hours before the end of the current billing period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage or cancel your subscription at any time in your Apple ID account settings in the App Store.

Privacy Policy:
https://homeledger96-ro.github.io/homeledger/

Terms of Use (EULA):
https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- Bill and payment tracking
- Household budgets and spending insights
- Net worth tracking
- Chore scheduling
- Household reminders
- Secure household vault
- Offline-first design

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| HomeLedger Pro Monthly | $4.99 | per month |
| HomeLedger Pro Annual | $49.99 | per year |



## Frequently asked questions about HomeLedger by ZO

### What is HomeLedger?

HomeLedger is an offline-first application designed to help you manage household finances, bills, budgets, chores, and important household information. It prioritizes privacy by storing all data locally on your device.

### Does HomeLedger have ads?

No, HomeLedger is ad-free. The application is designed with a privacy-first approach and does not contain advertisements.

### What are the subscription options for HomeLedger Pro?

HomeLedger Pro offers monthly and annual subscription plans. The monthly subscription is $4.99, and the annual subscription is $49.99. A 7-day free trial is available for eligible users.

### How is my data secured in HomeLedger?

HomeLedger stores all your data locally on your device, ensuring it is private and secure. There are no accounts, tracking, analytics, or external servers involved in data storage.

### Can I use HomeLedger on multiple devices?

HomeLedger is available on iPhone and iPad. Since it is an offline-first app, data is stored locally on each device, and syncing between devices is not a feature of the base application.

### How do I cancel my HomeLedger Pro subscription?

You can manage or cancel your subscription at any time in your Apple ID account settings in the App Store. Subscriptions automatically renew unless canceled at least 24 hours before the end of the current billing period.

### What kind of financial information can I track with HomeLedger?

You can track bills and payments, manage household budgets with spending insights, and monitor your net worth with projections. The app also includes a secure household vault for important information.

### How often is HomeLedger updated?

The latest version of HomeLedger was released on February 22, 2026, with version number 1.0. Updates are provided by the developer, RYAN J OSGOOD, to enhance functionality and reliability.

## Version history (last 1 release)

### 1.0 — 2026-02-22

No release notes.

## More apps by RYAN J OSGOOD

- [HomeSupply by ZO](https://appshunter.io/ios/app/homesupply-by-zo/id6759532209)

All apps by RYAN J OSGOOD: https://appshunter.io/developer/1875967642

## Related topics

[homeledger by zo](https://appshunter.io/ios/topics/homeledger-by-zo)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-12.*