# HomeReady: Buy a Home — Your path to mortgage-ready

> Your path to mortgage-ready (iPhone/iPad app by INESHA BAKER.)

- Source: https://appshunter.io/ios/app/homeready-buy-a-home/id6807423705 (this page in markdown: same URL + `.md`)
- Developer: [INESHA BAKER](https://appshunter.io/developer/6807423707)
- Category: Finance, Lifestyle
- Price: Free with in-app purchases
- Age rating: 17+
- Requires: iOS 15.1 · 49 MB
- Languages: American English
- Released: 2026-09-14
- Data updated: 2026-10-31

## What is HomeReady?

Buying a home shouldn't feel like a guessing game. HomeReady turns the confusing mortgage process into a clear, step-by-step plan — so you always know exactly what to do next.

Track your readiness across the things lenders actually care about: credit score, employment history, down-payment savings, and debt-to-income ratio. See a single readiness score, an estimate of how much home you may qualify for, and a personalized roadmap to get there.

WHY HOMEREADY
• Know where you stand — Your readiness score updates instantly across credit, employment, savings, and DTI, with a loan-qualification estimate. 
• Your roadmap to ready — A step-by-step plan shows the exact next move, with milestone badges and daily streaks to keep you motivated. 
• AI coaching on every step — Tap any step for tailored tips, and ask follow-up questions to a coach that understands your numbers. 
• No spam, ever — You decide who can reach you. Agents and lenders can only message you after you approve. Your contact info stays private. 
• Verify securely — Upload pay stubs or bank statements to earn a Verified badge that agents and lenders trust. 
• Live lender rates — Track current market rates and get matched with lenders that fit your goals. 
• Private by design — Your details are used only to calculate readiness. Delete your account and data anytime.

HOW IT WORKS

Add your numbers — credit, income, savings, and target home price.
Follow your roadmap — complete milestones with AI-guided tips and watch your score climb.
Connect when ready — approve trusted agents and lenders on your terms.
Whether you're months or years away from buying, HomeReady helps you build a clear plan, stay motivated, and take the next step with confidence.

Download HomeReady and start your journey to homeownership today!

What's New (1.0.1):

• New Roadmap to Ready — a step-by-step plan showing exactly what to do next to qualify. 
• AI Coach — tailored tips on any step, plus ask follow-up questions. 
• Badges & Streaks to keep you motivated. 
• DTI insights, a fresh new look, and performance improvements.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Monthly Pro Access | $49.00 | per month |
| Annual Pro Access | $490.00 | per year |


## Is HomeReady safe?

Not enough ratings yet to assess HomeReady.

## Is HomeReady legit?

HomeReady: Buy a Home has limited verification signals. The AppsHunter Legitimacy Score for HomeReady is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 2 releases)

### 1.0.6 — 2026-09-29

• New Roadmap to Ready: a step-by-step plan showing exactly what to do next to qualify.
• AI Coach: tailored tips on any step, plus ask follow-up questions.
• Badges & Streaks to keep you motivated.
• Debt-to-income insights, a fresh new look, and performance improvements.

### 1.0.5 — 2026-09-14

No release notes.

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## Related topics

[home seller readiness](https://appshunter.io/ios/topics/home-seller-readiness)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-31.*