# HomeStretch by NFM

> Financial assistant for mortgage readiness, budgeting, credit monitoring, and property search. (iPhone/iPad app by NFM Lending.)

- Source: https://appshunter.io/ios/app/homestretch-by-nfm/id6469190191 (this page in markdown: same URL + `.md`)
- Developer: [NFM Lending](https://appshunter.io/developer/1046892914)
- Category: Finance
- Price: Free
- Rating: 1.00/5 from 3 App Store ratings · 1 written reviews indexed
- Age rating: 12+
- Requires: iOS 15.0 · 114 MB
- Released: 2023-12-04
- Data updated: 2026-08-25
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/homestretch-by-nfm/id6469190191/reviews.md

## What is HomeStretch by NFM?

HomeStretch is a financial digital assistant available to you free through an invitation from your trusted Loan Officer.  We help you get mortgage ready and manage your financial life. 
    

Organize in one place:
Your HomeStretch dashboard summarizes important financial information such as: account balances, transactions, net worth, budgeting, credit score, cash flow analysis, estimated home value, spending analysis, offers and promotions from your financial institution, and an information center with personal finance articles and videos, all in one place. 


Budgeting:
Understand what you are spending and where. Track your spending by categories and drill down into subcategories. Receive alerts if you are off track or confirmation if you are on track. 


Free Credit Score, Report and Monitoring:
Your credit score is prominently displayed in your dashboard - and it doesn't cost you anything. Track changes month to month and learn the key factors that make up your score like length of credit, timely payment history, utilization of credit, total accounts opened and inquiries. Don't worry, this is a "soft credit pull" meaning there is no impact to your score by checking it.  Look through your credit report for accuracy.  Access helpful articles that explain credit bureaus, credit score, and more. 


Prepare:
Work with your financial partner or institution to best prepare you for home ownership by planning for a down payment, establishing reserves, managing your debt to income ratio, improving or maintaining your credit, loan scenarios through our calculators, establish your projected loan to value, and more. Visit the readiness assessment in your app to see a snapshot of your credit overview, debt to income ratio, cash reserves, employment, down payment and sales price.


Search Properties:
Looking for your first home? Want to move up, or downsize? Use your locker to search local and nationwide real estate listings. Find homes that match what you can afford. See open houses, customize searches, favorite properties you like and save your searches. 


Share:
When you are ready to move forward with a financial transaction, you choose what accounts to share with your financial institution. All data is always encrypted.  


Security:
Security is our #1 job so you can feel confident that the financial accounts you’ve connected and documents you’ve uploaded are secure. See more here: https://www.finlocker.com/security/


Privacy:
Your privacy is important to us. To learn how we protect your privacy, visit: https://www.finlocker.com/privacy-policy/

## Key features

- Financial dashboard
- Budget tracking and alerts
- Free credit score and report
- Mortgage readiness assessment
- Real estate property search
- Secure data sharing

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/homestretch-by-nfm/id6469190191/reviews.md

### 1/5 — its ok

*2024-08-11*

app is a bit slow to react. Also the bank statement does not match at all what is actually in my account.

## Frequently asked questions about HomeStretch by NFM

### How does HomeStretch by NFM help me prepare for a mortgage?

HomeStretch by NFM assists in mortgage preparation by helping you manage your debt-to-income ratio, plan for a down payment and reserves, and improve your credit score. It also includes loan scenario calculators and a readiness assessment to gauge your financial standing.

### Is my financial data secure with HomeStretch by NFM?

Yes, security is a top priority for HomeStretch by NFM. All connected financial accounts and uploaded documents are encrypted. You can find more details on their security measures at https://www.finlocker.com/security/.

### Can I track my spending with HomeStretch by NFM?

Yes, HomeStretch by NFM allows you to understand your spending habits by tracking expenses by categories and subcategories. You can receive alerts if you go off track with your budget.

### Does HomeStretch by NFM offer a free credit score?

Yes, HomeStretch by NFM provides a free credit score directly on your dashboard. You can track changes month-to-month and learn about the factors influencing your score without impacting it, as it uses a soft credit pull.

### What devices does HomeStretch by NFM support?

HomeStretch by NFM is available on iPhone and iPad devices. It is designed to help users manage their finances on the go.

### How often is HomeStretch by NFM updated?

The latest version of HomeStretch by NFM is 4.20, and it was last updated on March 10, 2026. This indicates a commitment to regular updates and improvements.

### Does HomeStretch by NFM have ads?

Yes, HomeStretch by NFM contains advertisements. Users should expect to see ads while using the application.

### What is the user rating for HomeStretch by NFM?

HomeStretch by NFM has a rating of 1.0 stars from 3 ratings. This low rating suggests potential areas for improvement in user experience or functionality.

## Version history (last 5 releases)

### 4.22 — 2026-08-20

Homebuying Readiness now shows helpful info on VA funding fees, and Refi Readiness has a new rate feature to help you explore your options. We've also cleaned up a few things behind the scenes — smoother notifications, better account syncing, and some bug fixes along the way.

### 4.21 — 2026-05-30

We're introducing the new Net Worth page, now you can track how your finances have progressed over time. Start by linking an account or property to see a comprehensive summary. We've also made some improvements to Refi Readiness and other fixes to help you explore your options with greater confidence.

### 4.20 — 2026-03-10

We've been sprucing things up! This update brings a sleeker Homes You Own with a redesigned search and property enrollment experience. We've also refreshed our fonts across the app and quashed some bugs.

### 4.19 — 2026-02-05

We've fixed some bugs and made a few improvements to the Homeownership Summary and registration experience. We're always working to make the app better, one update at a time!

### 4.18 — 2026-01-06

Take a step closer to your goals with the new Homeownership Summary. Powered by AI, it delivers a personalized snapshot of your path to homeownership and suggests practical next steps. We’ve also made improvements to keep things running smoothly.

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## More apps by NFM Lending

- [Main Street Home Loans](https://appshunter.io/ios/app/main-street-home-loans/id1478764021)
- [NFMLending](https://appshunter.io/ios/app/nfmlending/id1591253491)
- [BluPrint2Home](https://appshunter.io/ios/app/bluprint2home/id6446259510)
- [Homespire Mortgage](https://appshunter.io/ios/app/homespire-mortgage/id6765746834)

All apps by NFM Lending: https://appshunter.io/developer/1046892914

## Related topics

[nfm lending](https://appshunter.io/ios/topics/nfm-lending)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*