# Hometown - Banking Solution — Pay, Save, Get a loan, Spend > Comprehensive mobile banking for payments, savings, loans, and investments. (iPhone/iPad app by Hometown Fintech Limited.) - Source: https://appshunter.io/ios/app/hometown-banking-solution/id1525335534 (this page in markdown: same URL + `.md`) - Developer: [Hometown Fintech Limited](https://appshunter.io/developer/1525335536) - Category: Finance, Utilities - Price: Free - Rating: 4.23/5 from 667 App Store ratings · 62 written reviews indexed - Age rating: 4+ - Requires: iOS 12.4 · 69 MB - Languages: English - Released: 2020-08-03 - Data updated: 2026-08-31 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/hometown-banking-solution/id1525335534/reviews.md ## What is Hometown? Welcome to a world of financial freedom and convenience, where your dreams become reality and banking becomes effortless. Experience Hometown - the online banking solution that empowers you, 24/7, no matter where you are. ◇ The Ultimate Banking Experience: Hometown is not just an app; it's your passport to financial bliss. Say hello to seamless online banking with just a few taps. We embody freedom, hope, and renewal - the pillars of your financial success. ◇ Transactions Made Simple: Sending and receiving money has never been easier. With Hometown, transfer funds to any Nigerian account effortlessly, and witness the magic of swift transactions. ◇ Pay with Ease: Why wait another minute? Settle essential services like DSTV, GoTV, Startimes, Showmax, PHCN subscriptions, and more in seconds, right from the Hometown app. ◇ Grow Your Savings: Unlock the power of the Akawo feature and watch your savings thrive with up to 12% interest. You can sleep soundly knowing your money is working tirelessly to secure your future. ◇ Get Instant Loans: You are not alone. Let’s help you ease the financial burdens. Get asses to the lowest-interest loans at the click of a button. ◇ Book Your Next Flight Flying to any destination now begins from home. Book your next local or international flight easily and at the best price with the Hometown. Hometown Advantage: ◯ Skip the Queues: No more wasting time in bank lines - transact from the Hometown app and access your account statement anytime, free of charge. ◯ Peace of Mind: Trust that your funds are in safe hands. Our automatic reversal system ensures your money always finds its way back without hassles. ◯ Bank Anywhere, Anytime: Embrace banking freedom. Manage your finances from the comfort of your home, office, or while you're on the move - 24/7 accessibility guaranteed. ◯ Customer Delight: Experience unparalleled customer service from a team that cares. Your satisfaction is our mission. ◇ Join the Revolution: With an ever-growing customer base, Hometown is revolutionizing online banking. Embrace a brighter financial future today. Your Financial Toolbox: * Invest in Tomorrow: Grow your wealth and withdraw anytime with our flexible investment options - "Open Akawo" or "Lock-up Akawo". * WAEC results: Pay for WAEC e-vouchers and access your results effortlessly through Hometown. * Recharge & Data: Stay connected. Top-up airtime and data for yourself, family, and friends - even Smile data subscriptions are covered. * Bet with Confidence: Never miss a bet. Fund betting accounts seamlessly through Hometown. * User-Friendly Design: Effortless navigation - bank smart without assistance. ONE APP FOR ALL TRANSACTIONS Experience the future of banking. Download Hometown now and take control of your financial destiny. Embrace hassle-free banking at your fingertips. GET IN TOUCH! The Hometown App is owned by Hometown Fintech Limited, a registered financial services company with the CAC. Our payment processing companies are CBN regulated and PCI DSS compliant. We can be reached via the following medium; * Email us at connect@gethometown.app * Like our Facebook page www.facebook.com/gethometown * Follow us on Twitter: www.twitter.com/apphometown * Follow us on Instagram: www.instagram.com/gethometown * Call us on +234 8031230668, +234 8138686589 * Visit our website: www.gethometown.app PS: Hometown loans are extremely useful in emergency situations. Customers are advised to apply for the Hometown Loan only when it is extremely necessary to do so. Please visit www.gethometown.app to learn more. ## Key features - Send and receive money - Pay bills for services - Grow savings with interest - Access instant loans - Book flights - Invest in flexible options - Top-up airtime and data ## What do users think of Hometown? Overall sentiment: negative **Pros** - 💯 Reliable and fast transactions - 🤑 Offers small loans - 🏠 Hometown app with local focus **Cons** - 🤖 Unreliable customer service - 🔒 Strict verification requirements - 💰 Delayed or reversed transactions - 🔄 Inability to withdraw or transfer funds - 🚫 Accounts being blocked or deactivated **Commonly reported bugs** - Login and verification issues - Inconsistent app functionality - Delayed or failed transactions **Most requested features** - Improve loan application process - Enhance user-friendliness of the app - Provide better communication and transparency ## Recent user reviews (10 of 62) All indexed reviews: https://appshunter.io/ios/app/hometown-banking-solution/id1525335534/reviews.md ### 2/5 — Ole *2026-04-06, version 2.2.2* They are not real bank ### 1/5 — Bad bank *2026-01-27, version 2.2.2* Hometown app like reversing money.. you can’t even buy airtime with your money in the account it will be on hold or refunded lol I don’t have anybody to make use of this bank… I have my money in the accounts for 4 months i can’t send it out.. they want me to forget it…. Thief I can’t rate you… ### 5/5 — I can’t send money after I make transfer to the bank since last month I have trying it *2025-10-02* This is scammed account ### 4/5 — I can’t make transfer *2025-09-23* I can’t make transfer ### 1/5 — Scammer *2025-09-15, version 2.2.2* This bank is a scam for about 4months I can’t withdraw my funds in it and can’t even make transfer into my bank account talk less of buying cards or data or funding my bet account for real, it’s getting out of hands for real ### 1/5 — Take note *2025-08-26, version 2.2.2* Don’t use this app because it’s a scam. My money has been stuck on the app for over a month, and they keep giving me the same excuse about their system. They just scam people. ### 1/5 — Withdrawals *2025-07-16, version 2.2.2* Hello admins I don’t know what is wrong with this app I think this bank is folding up I can’t send out my money ### 1/5 — Scam bank *2025-05-28, version 2.2.2* This bank is a scam and stealing customers money, you can’t transfer money, no customers service and can’t even reach out to them either, please do not use this bank you will regret it, you will lose your money if you use this bank, this bank is a scam. ### 1/5 — Scam *2025-04-25, version 2.2.2* Return my money for goodness sake ### 1/5 — Bad *2024-11-27, version 2.2.2* Don’t use if you don’t want to be in debt Again Don’t use! Worse service ever ## Frequently asked questions about Hometown ### What can I do with the Hometown app? The app allows you to perform a wide range of financial transactions. You can send and receive money, pay for various services like DSTV and PHCN, grow your savings with up to 12% interest, and access instant loans. Additionally, you can book flights, recharge airtime and data, invest in flexible options, and even pay for WAEC e-vouchers. ### How does the savings feature work? Hometown offers a savings feature called 'Akawo' where you can grow your money with up to 12% interest. There are flexible investment options, including 'Open Akawo' and 'Lock-up Akawo', allowing you to grow your wealth and withdraw when needed. ### Is there a cost to use Hometown? Based on the provided information, the app is free to use. There are no mentioned fees for downloading or using its core banking features. Accessing your account statement is also free of charge. ### What are the benefits of using Hometown for banking? Hometown offers several advantages, including skipping bank queues by transacting anytime, anywhere, 24/7. It provides peace of mind with an automatic reversal system for transactions and ensures customer delight with dedicated support. The app aims to make banking effortless and accessible. ### Can I get a loan through Hometown? Yes, you can get instant loans through the Hometown app. The app aims to ease financial burdens by providing access to loans at the click of a button, with the description mentioning 'lowest-interest loans'. ## Version history (last 5 releases) ### 2.2.2 — 2023-10-23 Search local and international airline flight Filter Sort flight information by cheapest price, expensive price, duration, and time Compare prices among various airlines with one search result for international and local flights Book both economy and business class flights for international and local flights Issue ticket after reservation of booked airline Subscribe for Showmax ### 2.2.1 — 2023-06-15 Fixed issues related to the inability to apply for a loan Resolved issues associated with the inability to withdraw from Akawo Corrected electricity recharge issues for BEDC and EEDC companies Airtime and data beneficiary saving or deletion handled Minor fixes and optimizations ### 2.2.0 — 2023-04-27 Fixed issues related to the inability to apply for a loan Resolved issue with "Face not detected" error while capturing selfie Minor fixes and optimizations ### 2.1.9 — 2023-04-07 Added ability to enable Biometric authentication for login Obscure or hide your wallet balance on a double tap Switch between your loan and main wallet balance with a single tap Included in-app store review rating Other upgrades and enhancements ### 2.1.8 — 2022-12-05 Corrected loan indicator screen overflow Data subscription phone number updated Updated App store images ## Apps similar to Hometown | App | Rating | Price | Category | | --- | --- | --- | --- | | [FairMoney Business](https://appshunter.io/ios/app/fairmoney-business/id1631894777) | 3.7 (15) | Free | Finance | | [Kiakia P2P](https://appshunter.io/ios/app/kiakia-p2p/id1526010726) | 3.0 (18) | Free | Finance | | [QuickBucks](https://appshunter.io/ios/app/quickbucks/id1423259718) | 2.5 (95) | Free | Finance | | [P2Vest - Loan & Insurance App](https://appshunter.io/ios/app/p2vest-loan-and-insurance-app/id1532393698) | 3.6 (165) | Free | Finance | | [Renmoney MFB](https://appshunter.io/ios/app/renmoney-mfb/id1491158086) | 3.8 (748) | Free | Finance | | [LAPO Mobile App](https://appshunter.io/ios/app/lapo-mobile-app/id6448030325) | 2.4 (35) | Free | Finance | ## Related topics [page financials](https://appshunter.io/ios/topics/page-financials) · [fintech solutions](https://appshunter.io/ios/topics/fintech-solutions) · [hometown](https://appshunter.io/ios/topics/hometown) · [hometown bank of corbin](https://appshunter.io/ios/topics/hometown-bank-of-corbin) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-31.*