# HOMY - LIC HFL Home Loan — LIC Housing Finance Limited

> Mobile app for applying and managing home loans from LIC Housing Finance Limited. (iPhone/iPad app by LIC HOUSING FINANCE LIMITED.)

- Source: https://appshunter.io/ios/app/homy-lic-hfl-home-loan/id1498302597 (this page in markdown: same URL + `.md`)
- Developer: [LIC HOUSING FINANCE LIMITED](https://appshunter.io/developer/1498302596)
- Category: Finance
- Price: Free
- Rating: 1.40/5 from 10 App Store ratings · 8 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.6 · 81 MB
- Languages: English
- Released: 2020-02-11
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/homy-lic-hfl-home-loan/id1498302597/reviews.md

## What is HOMY?

LIC HFL Home Loans (HOMY) app is the easiest, fastest, and most convenient way of availing home loans. This app is extremely easy to use and offers a wide range of services for prospective customers.

We have always been focused to offer maximum simplicity and ease in making your home buying experience hassle-free. To make it easiest and provide the best service possible, we at LIC HFL have introduced our official Home Loans mobile app!

We understand that purchasing a home is a major investment and one of the most expensive purchases in one's life. But we have made it simple for you with utmost transparency in the whole process. Build, buy, renovate or reconstruct your home with LIC HFL’s range of home loans. Enjoy irresistible offers, unbeatable rate of interest, fast processing and easy repayment options.

With the LIC HFL Home Loans (HOMY) app, your dream home is just a click away.

Download it now to instantly apply for home loans, check latest rate of interest, get instant loan offers based on your income, set your repayment duration, upload documents, and do much more.

LIC HFL Home Loans (HOMY) app facilitates:
    • Pre Application Services- Get instant loan offers based on your eligibility, set your duration of repayment, upload documents, and submit the loan application.
    • Post Application Services - Track your loan application and download your pre-filled application.

Features:
    • Apply for Home Loans Online
    • Check the latest rate of interest
    • Get loan offers based on your income and property cost
    • Calculate Eligibility and EMI
    • Set repayment duration
    • Upload documents
    • Submit loan application
    • Track your application status
    • Chatbot to answer all your queries

Enjoy a fully digitized process of availing home loans with the LIC HFL Home Loans (HOMY) app. Get the answers for all your queries in real-time with our efficient chatbot. Download the LIC HFL Home Loans (HOMY) official mobile app now!

## Key features

- Apply for home loans online
- Check interest rates
- Get instant loan offers
- Calculate eligibility and EMI
- Track application status
- Upload documents
- Chatbot for queries

## Recent user reviews (8 of 8)

All indexed reviews: https://appshunter.io/ios/app/homy-lic-hfl-home-loan/id1498302597/reviews.md

### 1/5 — Worst app Does not keep the loan account stored

*2024-07-15*

Worst app Does not keep the loan account stored so every time I have to come here and reEnter all info to login again..

And on the other side, there is no online payment option .. that’s bad .. regretting why I took Lic ..

### 1/5 — Biggest mistake in life is taking loan from Lic

*2023-05-14*

Hope they become private.

### 1/5 — Not satisfied with the app.

*2023-04-05*

This is worst application I saw in apple store these days. When I saw low ratting before installation I thought its ok, but after started using its not ok. I tried multiple times to login my home loan account with user id and valid password never let me in. Same worked when tried with chrome on laptop. Such a successful organization, why does it not consider fixing issues and provide proper service to customers. Today’s world everything is on mobile apps you need to be compete too.

### 1/5 — Best example of worst service

*2022-05-19*

They are maintained by govt, so these idiots don’t reply, don’t pick the calls, pathetic online services, once loan taken from them, they don’t provide any online options to make principal payments and make you pay until end of tenure. If ROI is increased they update your loan to get more money and if the ROI is reduced these beggars need money to change ROI and visit branch or contact online when they are working. My biggest mistake in life is getting loan from them. I never seen any other worst service example then LICHFL in India or overseas except reliance telecom. I wish govt should make them private so these lazy idiots will learn how to work for people. I curse these people to take loan from lichfl and enjoy the service.

### 1/5 — Hameed

*2021-10-14*

Every time same update can't see any further update, even no online payment option but still LIC is the biggest firm with thousands of customers and services is very poor.

### 1/5 — Online principal amount payment required

*2021-06-03*

Please add online principal payment option World is suffering from lock down but you are forcing to meet with agents/ demand draft / walk to your branches to pay checks or cash  
Not good That’s the reason people choose banks over you because purposeful inconvenience

### 1/5 — No option to pay home loan premium

*2021-02-15, version 16*

This app is mostly for the agents. To make their life easy and get more business. No option anywhere to pay home loan online. They don’t want us to close the loan early and keep paying interest.

### 1/5 — Does not support international phone numbers

*2020-11-17*

If your phone number is not from india, you cannot even get beyond the first screen.

## Frequently asked questions about HOMY

### How can I apply for a home loan with HOMY?

You can apply for a home loan directly through the HOMY app by submitting your loan application, uploading necessary documents, and providing your income details to receive instant loan offers.

### What services does HOMY offer after I apply for a loan?

After applying, HOMY allows you to track your loan application status in real-time and download your pre-filled application form for your records.

### Can I check the interest rates on home loans using HOMY?

Yes, the HOMY app provides access to check the latest interest rates offered by LIC Housing Finance Limited for their home loan products.

### Does HOMY help me understand my loan repayment?

Yes, HOMY enables you to calculate your estimated EMI and set your preferred repayment duration, helping you plan your loan repayment effectively.

### Is HOMY available on Android devices?

The provided data indicates support for iPhone and iPod, but does not specify Android compatibility. It's recommended to check your device's app store for availability.

### What is the user rating for HOMY?

HOMY has a user rating of 1.4 stars based on 10 ratings, suggesting potential areas for improvement in user experience or functionality.

### Does HOMY have ads?

No, the application data indicates that HOMY does not contain advertisements, providing an ad-free experience for users.

### How often is HOMY updated?

The latest version of HOMY is 64, and it was last updated on May 27, 2025, indicating recent development and maintenance.

## Version history (last 5 releases)

### 64 — 2025-05-27

Bug fixes and application stability

### 63 — 2025-05-08

Bug fixes and application stability

### 62 — 2025-04-22

Bug fixes and application stability

### 61 — 2025-04-11

Bug fixes and application stability

### 60 — 2025-04-01

Bug fixes and application stability

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
