# Honeycomb Credit — Invest in local business

> Invest in local small businesses and earn returns. (iPhone/iPad app by Honeycomb Credit Inc.)

- Source: https://appshunter.io/ios/app/honeycomb-credit/id6508168944 (this page in markdown: same URL + `.md`)
- Developer: [Honeycomb Credit Inc](https://appshunter.io/developer/1755410686)
- Category: Finance
- Price: Free
- Rating: 4.70/5 from 87 App Store ratings · 32 written reviews indexed
- Age rating: 17+
- Requires: iOS 15.1 · 118 MB
- Languages: American English
- Released: 2024-08-06
- Data updated: 2026-08-26
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/honeycomb-credit/id6508168944/reviews.md

## What is Honeycomb Credit?

Honeycomb Credit – Invest in Small Businesses
Earn returns. Fuel Main Street. Make your money matter.


Back the businesses you believe in.
Honeycomb lets you invest directly in small businesses raising capital to grow—coffee shops, breweries, salons, manufacturers, and more. With just $100, you can own a piece of their future and earn potential returns along the way.


Discover investment opportunities.
Browse active campaigns from entrepreneurs across the country. Every raise includes financials, business plans, and repayment terms so you can make informed decisions.

Invest in minutes.
Select a raise, choose your amount, and complete your investment with a few taps. It’s simple, secure, and built for everyday investors.

Track your portfolio.
See your repayment history, monitor your returns, and watch the businesses you supported grow. Honeycomb makes it easy to follow your impact.

Why invest through Honeycomb?

- Earn potential returns while supporting real businesses
- Start with as little as $100
- Transparent investment terms and data
- Quarterly repayments sent straight to your Honeycomb wallet
- Back entrepreneurs in your community


Your money doesn’t just grow—it creates growth.
Join thousands of investors fueling the next generation of small business success.

## Key features

- Invest in small businesses
- Start with $100
- Discover investment opportunities
- Review business financials
- Track portfolio and returns
- Quarterly repayments

## What do users think of Honeycomb Credit?

**Pros**

- 🚀 Fast app
- 🔍 Easy to navigate
- 🌟 User-friendly interface
- 📈 Portfolio feature appreciated
- 🌍 Supports local businesses
- 🗺️ Request for a map feature to show business locations
- 💰 Easy investment process
- 🔧 App provides all necessary information
- 🎯 Encourages supporting small businesses
- 🎉 Great for beginners in investing
- 🎨 Aesthetically pleasing design

**Cons**

- 🔍 Lack of a map feature
- 📉 Limited customization options
- 🚧 Potential improvements in interface personalization
- 💬 Limited communication features
- ❗️Some users may prefer web interface

## Recent user reviews (10 of 32)

All indexed reviews: https://appshunter.io/ios/app/honeycomb-credit/id6508168944/reviews.md

### 1/5 — Steer clear of way clear

*2026-06-12*

Lousy app and company.  Invested in five different businesses and all but one defaulted. Absolutely, no support in collecting from honeycomb. They say, vote on whether to collect or write off. And if vote to pursue collections, they say good luck.  80% default rate tells me they aren’t doing much vetting of investments before offering them.  Wouldn’t invest with them again if they gave me money

### 5/5 — Love investing local on the app

*2026-06-09*

Longtime user and investor. App makes it so easy to invest and fun? Cool being able to invest in a biz owner’s dream.

### 2/5 — Good app

*2026-05-24*

Easy to use. Can do pretty much everything in the app as on the webpage. 

They ramp up fees and offer a bunch of unattractive opportunities recently. I doubt any of them would be funded, given the high fees on both ends.

### 5/5 — Awesome Main St Investing

*2026-04-24*

I invested in a local soup and sandwich shop here in Pittsburgh. Being able to physically walk into the business I invested in is an unparalleled experience. It is the first time i felt like my investment mattered to a real person doing real work.

### 5/5 — Great app!

*2026-02-25, version 1.11.3*

Investing local is amazing!!

### 1/5 — Don’t bother

*2025-10-30*

Don’t bother downloading. Concept sounded good but their execution isn’t. If a company you fund decides not to pay, Honeycomb basically walks away.   There doesn’t appear to be many protections for the lenders. Even simple steps like issuing the company refusing to pay a 1099 so that the IRS can go after them for the ill gotten gains isn’t done. Out of five investments, one paid back. Other four either no payment, just small qtrly payment or in limbo.

### 1/5 — Companies failure to respond

*2025-10-23*

THIS APP IS A SCAM STAY AWAY!!!!!!

I downloaded the Honeycomb app and followed all the setup instructions, but it won’t let me invest in any businesses due to an identity verification failure. I contacted their support team on October 11, 2025, and still haven’t received a response. If this is how Honeycomb treats its users, the app is useless, and I don’t recommend anyone waste their time downloading it.

### 1/5 — Companies failure to respond

*2025-10-16*

THIS APP IS A SCAM!!!!!!

I downloaded the Honeycomb app and followed all the setup instructions, but it won’t let me invest in any businesses due to an identity verification failure. I contacted their support team on October 11, 2025, and still haven’t received a response. If this is how Honeycomb treats its users, the app is useless, and I don’t recommend anyone waste their time downloading it.

### 1/5 — Companies failure to respond

*2025-10-13*

I downloaded the Honeycomb app and followed all the setup instructions, but it won’t let me invest in any businesses due to an identity verification failure. I contacted their support team on October 11, 2025, and still haven’t received a response. If this is how Honeycomb treats its users, the app is useless, and I don’t recommend anyone waste their time downloading it.

### 5/5 — Honeycomb credit

*2025-05-22*

We love the opportunity to learn about and support small entrepreneurial businesses. They are great for us and our community and look forward to investing in more!

## Frequently asked questions about Honeycomb Credit

### What does Honeycomb Credit do?

Honeycomb Credit allows you to invest directly in small businesses that are raising capital to grow. You can support businesses like coffee shops, breweries, and salons, and earn potential returns on your investment.

### How can I start investing?

You can start investing with as little as $100. Browse active campaigns, review the provided financials and business plans, select an investment amount, and complete your investment securely within the app.

### What are the costs associated with using Honeycomb Credit?

The app is free to download and use for discovering investment opportunities. While the description doesn't explicitly state fees for investors, it mentions that repayments are sent to your Honeycomb wallet. The app does have advertisements.

### How do I track my investments?

The app provides a portfolio tracking feature. You can view your repayment history, monitor your earnings, and see the progress of the businesses you've supported. This makes it easy to follow your impact and returns.

### Who is this app for?

This app is designed for everyday investors who want to support local businesses and potentially earn returns. It's suitable for those who want to start investing with a small amount and prefer transparent investment terms.

## Version history (last 5 releases)

### 1.14.0 — 2026-08-17

- bug fixes

### 1.13.5 — 2026-07-30

bug fixes

### 1.13.4 — 2026-06-30

- bug fixes

### 1.13.3 — 2026-06-10

bug fixes

### 1.13.2 — 2026-05-20

- Bug Fixes

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*