# How I Spend My Money — Track Smarter with AI

> Track Smarter with AI (iPhone/iPad app by Blackbeard Labs.)

- Source: https://appshunter.io/ios/app/how-i-spend-my-money/id6744576786 (this page in markdown: same URL + `.md`)
- Developer: [Blackbeard Labs](https://appshunter.io/developer/1808267550)
- Category: Finance, Lifestyle
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.6 · 94 MB
- Languages: English
- Released: 2025-05-31
- Data updated: 2026-05-18
- User reviews in markdown: https://appshunter.io/ios/app/how-i-spend-my-money/id6744576786/reviews.md

## What is How I Spend My Money?

How I Spend My Money
Track smarter. Spend better. Save together.

Forget boring expense trackers. This is personal finance with personality - powered by AI, designed for insight, and made to keep you motivated.

Scan Receipts. Understand Every Rupee.

Snap a photo. Our AI breaks down your spending by individual items, not just totals. Now you know exactly what you’re spending on - food, fashion, subscriptions, or that late-night snack run.


Smarter Budgets That Learn from You

Our system learns from your habits to predict budgets, highlight overspending, and guide you to better money habits - automatically.


Gamify Saving. Compete to Win.

Earn badges, join saving challenges, and climb leaderboards. Invite friends and turn money management into a game you actually want to play.


Why It’s Different
1. AI-powered itemized expense tracking
2. Smart, predictive budgeting
3. Lifestyle-based financial feedback
4. Gamified features to stay consistent



Whether you’re just getting started with budgeting or looking to level up your money game - this is your next step.

Download How I Spend My Money today and start turning spending into progress.

Privacy Policy: http://blackbeardlabs.org/privacy
Terms and Conditions: http://blackbeardlabs.org/terms

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Premium Monthly | $9.99 | per month |
| Premium Yearly | $99.99 | per year |



## Version history (last 5 releases)

### 1.2.3 — 2025-10-08

Bug fixes and general enhancements

### 1.2.1 — 2025-09-23

Bug fixes and general enhancements

### 1.2.0 — 2025-08-31

Added advanced ai insights and more premium features.
Added feature to upload receipts from gallery.
Other bug fixes and improvements

### 1.1.9 — 2025-06-30

Added contextual tagging (happens in the background) to provide better insights and metrics

### 1.1.6 — 2025-05-31

No release notes.

## Apps similar to How I Spend My Money

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Minty - Smart Expense Tracker](https://appshunter.io/ios/app/minty-smart-expense-tracker/id6749261115) | — | Free | Finance |
| [My Bucks -  Expense Manager](https://appshunter.io/ios/app/my-bucks-expense-manager/id6502181101) | — | Free | Finance |
| [My Budget - Do My Budget](https://appshunter.io/ios/app/my-budget-do-my-budget/id6469059910) | — | Free | Finance |
| [BudgetLog : Spending Tracker](https://appshunter.io/ios/app/budgetlog-spending-tracker/id6743999140) | — | Free | Finance |
| [SimpleSpend - 0$ Budget](https://appshunter.io/ios/app/simplespend-0-budget/id6742445753) | — | Free | Finance |
| [Expense Tracker: Better Track](https://appshunter.io/ios/app/expense-tracker-better-track/id6478887161) | — | Free | Finance |

## More apps by Blackbeard Labs

- [PikPic - Gallery Zero](https://appshunter.io/ios/app/pikpic-gallery-zero/id6739137139)
- [EmberlyAI](https://appshunter.io/ios/app/emberlyai/id6754082096)

All apps by Blackbeard Labs: https://appshunter.io/developer/1808267550

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-05-18.*