# HPCU Mobile Banking — user reviews

> 81 indexed App Store user reviews of HPCU Mobile Banking by Houston Police Federal Credit Union, rated 4.92/5 from 6,783 ratings.

- Source: https://appshunter.io/ios/app/hpcu-mobile-banking/id791707885/reviews
- App overview in markdown: https://appshunter.io/ios/app/hpcu-mobile-banking/id791707885.md
- Rating breakdown: 5★ 5,861 · 4★ 304 · 3★ 52 · 2★ 8 · 1★ 11

## What do users think of HPCU Mobile Banking?

Overall sentiment: positive

**Pros**

- 👍 Easy to use
- 🚀 Convenient mobile banking
- 🔒 Excellent fraud detection/prevention
- 👍 Friendly and professional staff
- 👍 Reliable and timely information
- 👍 Secure and top priority
- 👍 Great app experience
- 👍 Excellent customer service
- 👍 Longstanding member satisfaction
- 👍 Convenient features like mobile check deposit

**Cons**

- 🐛 Occasional app crashes or glitches
- 🔍 Lacking some features like Zelle and more ATM locations
- 🔍 Outdated app design and layout

**Commonly reported bugs**

- Account transfer functionality not working
- Credit card transaction details not showing
- Frequent login issues and security questions
- Mobile check deposit not always working

**Most requested features**

- Add Zelle integration
- Expand ATM network
- Improve app design and layout
- Add note feature for transfers
- Implement Face ID/Touch ID login

## Newest reviews (20 of 81)

### 5/5 — On line banking

*2024-06-28, version 4013.1.0*

I ♥️the new snapshot feature! I can keep track of my account at a glance.

### 5/5 — Great

*2024-05-22, version 4012.2.1*

Excellent service

### 5/5 — Easy to use and understand

*2024-04-10, version 4012.2.1*

Love it! Easy to use and to access.

### 5/5 — Hpcu

*2024-04-07, version 4012.2.1*

I’ve been banking with the Houston Police credit Union since 1989. The service is outstanding, the fairness and loans and handling situations I would say is also satisfactory. The only thing I can say has changed is the faces in the credit union and we’ve lost our familial environment because we’ve gotten older but I cannot say enough of how good the credit union has been to me, and every way, never disappointed me… that’s a long time of outstanding service 🤓

### 5/5 — Great Service online and in person always..,

*2024-01-14, version 4010.3.3*

5 stars well earned

### 5/5 — Awesome!!!

*2023-12-05, version 4010.3.3*

Awesome!!!!
The Best Credit Union in the world!!!

### 5/5 — Comment

*2023-11-01, version 4010.2.1*

I myself am extremely grateful for HPFCU they are my only financial institution since 1991. Thanks.

### 5/5 — THE BEST CREDIT UNION EVER!

*2023-10-23, version 4010.2.1*

Ive

### 5/5 — Member

*2023-10-13, version 4009.1.1*

We as a family have our accounts with HPCU and are very privileged to be members. HPCU has always been there for us! Over 25 + years of great service and caring. 
Grateful!
The Torres’s.

### 5/5 — Staff

*2023-10-11, version 4009.1.1*

The staff are wonderful and I only had one bad incident when my account was hacked. They used to have higher interest rates.

### 5/5 — HPCU IS THE GREATIST

*2023-10-10, version 4009.1.1*

Every time I call the credit union I always ge great service.

### 5/5 — Houston Police Credit Union

*2023-10-10, version 4009.1.1*

I have been a member of the Houston Police Credit Union throughout my forty year career as a Houston Police Officer and now retired I feel safe with my money and love the personal service provided. Yes, it’s a smaller institution but I’ve always felt comfortable and welcomed by the staff of the HPCU. My children through my service are also members now and enjoy the same benefits. There’s truly no reason for anyone eligible to not be a member. Thank you to the Great staff, tellers, loan officers and reception personnel.. 🙏🏼❤️ forever member

### 5/5 — Great Credit Union

*2023-10-09, version 4009.1.1*

I love the credit union, they are always so helpful. It’s a great place to bank

### 2/5 — Needs updating

*2023-10-08, version 4009.1.1*

The banking app does have a good layout, however it needs to have Zelle like other traditional banking apps. Also I wish they had more locations to get cash out instead of shady ATMs across the city.

### 5/5 — Love

*2023-10-05, version 4009.1.1*

HPD always helps when needed and they get a problem resolved the same day.

### 5/5 — Review

*2022-12-11, version 4005.5.0*

I I am very pleased with the credit union, am very pleased with HPCU

### 5/5 — App

*2022-09-24, version 4002.1.2*

I just discovered the HPCU app. It is so convenient and easy to use. I can see my account at anytime and I don’t have to be at my computer.

### 5/5 — Houston Police Credit Union

*2022-06-02, version 3023.4.0*

I like Houston Police credit union because they always help me whenever I may need their the best credit union in Houston they are very friendly staff and the workers and all Houston police officers are always there and I feel safe.

### 5/5 — HPFCU ♥️

*2022-04-29, version 3022.0.0*

I love my HPFCU app!! From payments to transfers to monitoring my accounts. It does everything.

### 5/5 — ⭐️⭐️⭐️⭐️⭐️

*2021-12-28, version 3020.1.1*

They’re Great!!⭐️

## Most critical reviews (10 lowest-rated)

### 1/5 — Terrible bank.

*2021-11-20, version 3020.1.1*

Go find another credit union.

### 1/5 — Keeps Crashing

*2020-03-21, version 3011.3*

My app hasn’t worked correctly on over a week. I updated it a few days ago, and now it crashes before it even opens. Very frustrating.

### 1/5 — Bad program

*2019-10-25, version 19.2.50*

Logged on and it’s changed  cannot find where to post to pay or what account I’ve scheduled payments. Horrible program.

### 1/5 — No CC Transactions

*2019-08-10, version 19.1.30*

Does not show CC transactions,

EBranch is a nightmare to try to login. 

Needs more features, and updates!

### 1/5 — Update is crap

*2018-11-19, version 18.2.70*

Will not accept login. 
called customer service changed my password and uninstalled and reinstalled app still not working this update is crap.

### 1/5 — Straight garbage!

*2018-04-23, version 17.3.173*

You literally can do nothing without crashing the app or being told to call the branch. Pretty much useless for for even your average banking needs. I’m using an iPhone 8plus.

### 1/5 — Trouble

*2016-06-24, version 6.0.1716*

Every time I try to enter in my member ID it says there's something wrong and I need to call to have it fixed but when I pull up the website to login everything works fine

### 1/5 — Terrible mobile experience

*2016-06-07, version 4.7.153*

I hate this app, maybe I just hate this bank too, there is no credit card access on the app, and even in their website you have to go elsewhere to see information on credit cards that THEY ISSUED, that's stupid.

### 1/5 — Horrible

*2016-05-04, version 4.7.153*

Does not work at all just asks me random questions over and over ... As with everything at this bank completely outdated

### 1/5 — Garbage

*2016-03-25, version 4.7.153*

App is complete trash. 
-Not optimized for the new iOS
-Frequently asks security questions
-Errors also frequently occur
-Very buggy and slow

## Most praised reviews (10 highest-rated)

### 5/5 — Caring

*2026-07-30, version 4021.1.3*

Always caring and helpful

### 5/5 — Customer service

*2026-07-09, version 4021.1.3*

Great customer service

### 5/5 — Loan

*2026-06-06, version 4021.0.2*

Easiest loan process

### 5/5 — Kindness

*2025-12-29, version 4018.1.1*

I IKind Every time

### 5/5 — Great!

*2025-09-05, version 4018.0.0*

Easy to use. I get my banking done on the go.

### 5/5 — Top Rated

*2025-05-29, version 4017.1.1*

HPFCU is an easy access banking system with excellent fraud detection/prevention services with friendly & professional staff that always provide reliable/timely information and are always on top of all necessary steps to ensure your business is secure and top priority.

### 5/5 — Trusted credit union bank.

*2025-03-04, version 4016.0.1*

My dad was the first member to be there. And now my whole family is members there. We love there service and support ❤️

### 5/5 — Great app

*2025-01-09, version 4015.1.2*

I really enjoy using the app. Makes paying my car loan, transferring money and managing my different accounts without having to login on a computer. Highly recommend it!

### 5/5 — Love the convenience of the app

*2024-11-30, version 4015.0.1*

By far, it’s the best banking experience I’ve had. I’ve been a member for over 20 years and love every minute of it.

### 5/5 — Ms

*2024-09-06, version 4014.0.0*

The Houston Police Credit Union is rated a Ten.
They take care of their members and find the best rate for car loans, personal loans etc.  whatever your need is. Thank you to all the staff members at the memorial branch downtown Houston.

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*
