# HSA Bank — user reviews

> 286 indexed App Store user reviews of HSA Bank by Webster Bank®, rated 4.20/5 from 1,655 ratings.

- Source: https://appshunter.io/ios/app/hsa-bank/id6443886451/reviews
- App overview in markdown: https://appshunter.io/ios/app/hsa-bank/id6443886451.md
- Rating breakdown: 5★ 1,147 · 4★ 134 · 3★ 85 · 2★ 55 · 1★ 234

## What do users think of HSA Bank?

Overall sentiment: negative

**Pros**

- 👍 Easy to navigate
- 🚀 Clear and straightforward
- 💡 Helpful product eligibility scanner

**Cons**

- 🐛 Frequent login issues
- 🔑 Lack of biometric login options
- 🔍 Poor visibility and readability
- 🤖 Feels like a web wrapper, not a true app
- 💾 Lost previous app data and receipts

**Commonly reported bugs**

- Inconsistent login behavior
- Unreliable app performance and stability
- Inability to access or upload receipts

**Most requested features**

- Add dark mode support
- Improve investment management features
- Streamline login and authentication process
- Optimize app layout and interface for mobile

## Newest reviews (17 of 286)

### 3/5 — Works but has issues

*2026-08-15, version 3.27.64*

You can find out what you need to know but you have to work for it.  The main dashboard should total your total balance with and without investment money but does not.   It is left for you to go to different sections of the app and add them together yourself if that’s something you want to do.
  Also a big problem is when you are using Face ID ….at least from an iPhone 12 when you log out,  it automatically tries to re scan your face and log in.   I believe this is causing the most pain in the butt part of the app…..which is a few days or even the next day you go to log in and the the Face ID is disabled and you have to constantly re-setup Face ID.
  Even when you set up Face ID,  the process has issues.   You have to log manually to set up which is expected,  but then when you hit the buttons to set up Face ID it makes you log in manually again…WHY?   You just did that to get to that screen.  
  Like I said the app works but you yourself feel like you are constantly working to use it.

### 3/5 — Dispute

*2026-06-09, version 3.27.28*

Disputing a charge

### 4/5 — App improvements

*2026-06-06, version 3.27.28*

They fixed the face ID issue. Now, if only  it didn’t require 2FA… The face token should be enough At least it is for all my other bank apps.

### 2/5 — Horrible personal banking transaction history requirement

*2026-05-26, version 3.27.24*

Really disappointing to learn what’s required in order to set up direct reimbursement with your bank. HSA Bank requires you to share the banking and all transaction history with them via their data service provider just to process a direct deposit for expense reimbursement. Thats right, the entire “transaction history” from your connected bank. This means EVERY account associated with your bank login. Under any circumstances does HSA Bank need your account transaction history to process a deposit. This is a bad violation of personal privacy. After speaking with their customer service department they do not offer a manual work around to prevent this type of personal intrusion and didn’t even care about the concern I raised.

### 3/5 — Menu shifts too high to function

*2026-05-07, version 3.26.96*

App works ok. But once you use something in the menu, the ui shifts up into the top of the screen to a point that makes it unusable on iOS.

### 1/5 — Pathetic app experience

*2026-05-06, version 3.26.96*

This app never allow to login to my own account after recent updates

### 1/5 — Do not do the latest update it is garbage

*2026-05-04, version 3.26.96*

On the Apple phone the begin chat button is on top of the submit button.  Making it almost impossible to submit a claim.  This must of been done by a third grader.

### 1/5 — Not very good

*2026-04-25, version 3.26.96*

Recent updates to this app have caused it to function poorly. The menu button is difficult to access to move around in the app and to log out. Please improve this poorly functioning app.

### 3/5 — Interface Buggy

*2026-04-24, version 3.26.96*

The interface is a buggy and not optimized for iPhone.

### 2/5 — Buggy and poorly organized

*2026-04-23, version 3.26.96*

Where would you order a second card? Not under profile, but that’s where it’s hidden.
Also, every time you use a feature that opens a browser, the top navigation goes behind the time, signal, and battery indicators making them unreachable. It feels like no one used this app before releasing this version.

### 3/5 — Not bad

*2026-04-21, version 3.26.64*

The buttons/icons at the top of the app will mesh with the top buttons/icons of your phone making it so that you can’t use the HSA app correctly. Other than that this app is good.

### 1/5 — Why is HSA bank neglecting its patients?

*2026-04-18, version 3.26.64*

The app does not function. Upon login, the loading wheel spins and spins and spins and will continue to spin. I have uninstalled and reinstalled the app a dozen times. I’ve tried downloading the app on different devices. I’ve tried with and without VPN active. On both wifi and mobile service. It’s been months. It does not matter what I do. I cannot log in to view my balance. And it seems like everyone is having some variation of this problem according to recent reviews. Refusing to release an update that puts that app back into working condition is neglecting the patients that HSA bank signed up to help when they offered a service like this and they should be ashamed.

### 1/5 — Plaid integration not working

*2026-04-16, version 3.26.64*

Get Plaid integration fixed please!! Not working

### 1/5 — Atrocious UI

*2026-04-15, version 3.26.64*

The UI for this app interface is absolutely atrocious. The upload receipts functions often don’t work across multiple sections. The sizing of the upper menu often extend to the battery bar. Whom ever did this UI should be fired.

### 1/5 — Poorly Working

*2026-04-14, version 3.26.64*

With recent updates this app doesn’t work very well. The drop down menu in the upper right corner is not working properly making it difficult to log out. Also, it is not recognizing my biometrics so I have had to use my password login. Please fix and update.

### 1/5 — Don’t Do It

*2026-04-09, version 3.26.64*

Doesn’t Show actual balances. 
Nothing is in real time. 
Find a different bank for your HSA needs.

### 1/5 — App does not function

*2026-04-09, version 3.26.64*

At some point, a couple of updates ago, this has just completely stopped working. You don’t even get presented a login screen to login   Very frustrating when you need information to pay medical bills.

## Most critical reviews (10 lowest-rated)

### 1/5 — UI

*2026-08-20, version 3.27.64*

The UI is terrible in the app. Some part of the top header cannot be clicked when there is a popup open. The popup itself cannot be closed with the “x” . App is very slow to respond and sometimes the when filing a claim the validation on the name text box is not working properly.

### 1/5 — Getting Reimbursed Is a Constant Headache

*2026-08-20, version 3.27.64*

In my experience, HSA Bank makes getting reimbursed unnecessarily difficult, even though it is your own money. I’ve had reimbursement issues involving amounts ranging from a couple hundred dollars to as little as $20, and resolving them has been an exhausting waste of time.

Customer service from a manager Taire C. was bad as well. Clearly needed help and was meet with rudeness.

### 1/5 — Awful

*2026-08-15, version 3.27.64*

App is awful and always has been. Fix the login already. Every month I have to change my password because i save it to my passwords and then suddenly it’s the wrong password. And then Face ID also stops working? Use the money you take out of my acct every month and build a working app.

### 1/5 — Spinning

*2026-06-11, version 3.27.33*

Nothing actually loads. Just a spinning animation.

### 1/5 — Useless

*2026-06-11, version 3.27.33*

Can’t even log in. Please fix your app.

### 1/5 — Does not load

*2026-05-28, version 3.27.24*

Entered UN and PW; it just hangs on the preloader and goes no further. Useless. Uninstalled.

### 1/5 — Horribly buggy app

*2026-05-21, version 3.27.24*

First off HSA Bank is terrible all around b/c it’s actual users are captives, they have no choice in which bank their HSA account is at; all the decisions are made by their employer or employer’s benefits provider. Because the users have zero control, HSA Bank thinks, nay it *knows* that it can cheap out on the app and deliver a horrible, buggy experience and never completely fix it. On my iPhone 16 Pro Max, when I go to any page after logging in, the top menu bar shrinks and hides behind the battery indicator and clock where I can’t tap it. Then I have to force quit the app and log in again. It’s utter trash!

### 1/5 — Investment Features suck big time

*2026-05-15, version 3.27.8*

I am unable to even do a regular buy and sell. App sucks

### 1/5 — Can’t login

*2026-05-11, version 3.27.8*

I tried the app and website to login and just keeps spinning trying to load

### 1/5 — No returns data!!!

*2026-05-09, version 3.27.8*

This is a basic app that’s needs work. Investments don’t have charts? No % returns? Nothing. Logging in with multiple accounts is trash, faceid doesn’t work between spouse accounts. Try logging out and faceid forces you right back in. This app needs so much work. So so bad.

## Most praised reviews (10 highest-rated)

### 5/5 — App

*2026-07-06, version 3.27.47*

This is a good app. It is quick and easy. It also provides me the information I need.

### 5/5 — Great app

*2026-05-12, version 3.27.8*

This app works great it does what it says will do I’m a new user I’ll keep updating it as I get more familiar with it and hopefully it will work for me. 
Thanks

### 5/5 — HSA Invest Update

*2026-04-22, version 3.26.96*

Love the new update were you can see the rate of return by duration now!! Love it.

### 5/5 — User Friendly Design

*2025-12-31, version 3.24.51*

It is very user friendly and I can see all money going in and out as easily as I can when viewing my bank account.

### 5/5 — Very good services

*2025-11-26, version 3.24.50*

👍

### 5/5 — Good

*2025-03-06, version 2.12.23*

Good

### 5/5 — Feedback

*2025-03-02, version 2.12.23*

Its good

### 5/5 — Major improvements!

*2025-02-21, version 2.12.23*

Thanks for making my HSA easier to use.

### 5/5 — thank you for the recent updates

*2024-11-22, version 2.11.67*

so much easier to use. Thank you.

### 5/5 — Clear and ease of use

*2024-09-11, version 2.11.1*

The application has straightforward menu options and accomplishing needed tasks is quiet easy.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-10.*
