# HSA Vault - Receipt Tracker — Smart Receipt Tracker

> AI-powered HSA receipt scanner and expense tracker with on-device processing. (iPhone/iPad app by Pensive Products LLC.)

- Source: https://appshunter.io/ios/app/hsa-vault-receipt-tracker/id6759198475 (this page in markdown: same URL + `.md`)
- Developer: [Pensive Products LLC](https://appshunter.io/developer/1798589397)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 5.00/5 from 3 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 26.0 · 4 MB
- Languages: American English
- Released: 2026-05-26
- Data updated: 2026-07-23
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/hsa-vault-receipt-tracker/id6759198475/reviews.md

## What is HSA Vault?

HSAVault 1.1 brings significant improvements to eligibility accuracy — the AI no longer hallucinate eligible amounts on grocery receipts, and the keyword engine has been tightened to avoid false positives on general merchandise. You can now upload PDFs directly from the Files app, manual entry is instant, and your merchant preferences (category, dependent) are reliably remembered across future scans. The Insights tab year picker now handles any number of years gracefully.


Stop losing money from your HSA. HSAVault turns medical receipts into organized, expense records in seconds — with AI-powered scanning that runs entirely on your device.

HOW IT WORKS
Point your camera at any receipt. HSAVault instantly reads the merchant, date, amount, and tax. It checks IRS Publication 502 to confirm eligibility, suggests the right category, and saves everything securely on your device. No typing. No cloud uploads. No accounts to create.

FEATURES
• AI-powered receipt scanning with on-device OCR
• HSA eligible amount auto-detection from receipt codes
• Split transactions for mixed-eligibility receipts
• HSA balance tracking with annual limits
• Dependent tagging (Self, Spouse, Child)
• Smart merchant rules that learn your preferences
• Export as CSV, PDF report, or full image bundle
• Year-end tax summary with IRS form references
• Monthly spending insights and category breakdowns
• Face ID & Touch ID biometric lock
• Duplicate receipt detection

PRIVACY BY DESIGN
HSAVault processes everything on-device using Apple Vision. We don't have cloud servers. We don't collect data. We don't require accounts. Your health financial information is protected by Apple's built-in device encryption and for backup only lives in your own iCloud. 

FREE & PRO
Start free with 5 AI scans per month, unlimited manual entry, balance tracking, and CSV export. Upgrade to Pro for unlimited scanning, PDF reports, full exports, tax summaries, and spending insights — just $9.99/year or $19.99 lifetime.

Download HSAVault today and start turning receipts into tax savings. 

DISCLAIMER: HSAVault is a personal organizational tool for tracking HSA receipts. It does not provide tax, medical, or financial advice. Eligibility determinations are based on general IRS Publication 502 categories and may not be accurate for your specific situation. Contribution limits and IRS figures are informational only and subject to annual changes. Always consult a qualified tax professional or your HSA administrator before making financial decisions. Not affiliated with the IRS.

We Follow Apple's EULA for subscriptions - https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- AI-powered receipt scanning
- HSA eligibility auto-detection
- Split transaction support
- HSA balance tracking
- Dependent tagging
- Export to CSV/PDF
- On-device processing

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| HSA Vault Pro | $9.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| HSAVault Pro — Lifetime | $19.99 | one-time |


## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/hsa-vault-receipt-tracker/id6759198475/reviews.md

### 5/5 — Fantastic FIRE app

*2026-06-05*

This HSA app makes it easy to snap and store receipts so everything’s tracked in one spot. It’s really helpful if you’re into FIRE since you can track expenses now and reimburse yourself tax-free later when it makes sense, basically letting your HSA work more like a long-term savings tool.

## Frequently asked questions about HSA Vault

### Does HSA Vault have ads?

No, HSA Vault does not contain advertisements. The app is free to use with basic features, and an optional Pro upgrade is available for unlimited scanning and advanced reporting.

### How does HSA Vault ensure my financial data is secure?

HSA Vault prioritizes privacy by processing all data on-device using Apple Vision. It does not use cloud servers, collect user data, or require accounts, relying on Apple's built-in device encryption for security.

### What are the costs associated with HSA Vault?

The app offers a free tier with 5 AI scans per month. For unlimited scanning, PDF reports, and tax summaries, users can upgrade to HSA Vault Pro for $9.99 per year or a $19.99 lifetime purchase.

### What devices is HSA Vault compatible with?

HSA Vault is available for iPhone and iPad devices, supporting the latest iOS features and security protocols.

### How often is HSA Vault updated?

The latest version, 1.1, was released on July 20, 2026, indicating regular updates to improve features and accuracy. Users can expect ongoing enhancements to the AI and keyword engine.

### What is the age rating for HSA Vault?

HSA Vault has an age rating of 4+, making it suitable for users of all ages who manage HSA accounts.

### Can HSA Vault help me track expenses for dependents?

Yes, HSA Vault allows you to tag expenses for specific dependents, including yourself, your spouse, and your children. This feature helps in organizing and reporting medical costs accurately.

### What kind of reports can I generate with HSA Vault?

HSA Vault allows you to export your expense data as a CSV file, a PDF report, or a full image bundle. The Pro version also provides a year-end tax summary with references to IRS forms.

## Version history (last 2 releases)

### 1.1 — 2026-07-20

• Fixed eligibility accuracy — grocery and general merchandise receipts no longer incorrectly marked as HSA-eligible
• Upload PDFs directly from Files app alongside photos from your library
• Manual entry now opens a clean form instantly (no processing delay)
• Recent Activity on Home tab now shows most recently scanned receipts first
• Insights year selector scrolls properly with many years of data
• Smarter AI parsing for long receipts (no more context overflow errors)
• Merchant preferences now correctly remembered for future scans

### 1.0 — 2026-05-26

No release notes.

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All apps by Pensive Products LLC: https://appshunter.io/developer/1798589397

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-23.*