# HSA Vault: Receipt Tracker — Maximize tax-free HSA growth

> HSA receipt tracker and financial planner for tax-free growth. (iPhone/iPad app by FourTwo Enterprises LLC.)

- Source: https://appshunter.io/ios/app/hsa-vault-receipt-tracker/id6771852470 (this page in markdown: same URL + `.md`)
- Developer: [FourTwo Enterprises LLC](https://appshunter.io/developer/6771852472)
- Category: Finance, Medical
- Price: Free with in-app purchases
- Rating: 5.00/5 from 1 App Store ratings
- Age rating: 4+
- Requires: iOS 15.1 · 53 MB
- Languages: American English
- Released: 2026-06-04
- Data updated: 2026-06-28
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/hsa-vault-receipt-tracker/id6771852470/reviews.md

## What is HSA Vault?

Stop leaving tax-free money on the table. HSA Vault is the ultimate receipt tracker and financial planner designed specifically for Health Savings Account optimizers and the FIRE (Financial Independence, Retire Early) community.

The smartest way to build long-term wealth is to pay for today’s medical expenses out-of-pocket, leave your HSA funds invested, and claim your tax-free reimbursements decades down the road. HSA Vault acts as your digital shoebox, securely logging every eligible expense and safeguarding your proof so your investments can compound uninterrupted.

Whether you are logging a copay, tracking a trip to the dentist, or exporting your yearly summaries for tax season, HSA Vault does the heavy lifting.

Core Features

AI-Powered Receipt Scanning: Snap a photo and let AI automatically extract the merchant, date, and totals. The scanner instantly identifies and separates HSA-eligible items from non-eligible items, making mixed grocery or pharmacy receipts effortless to log.

Medical Mileage Tracker: Keep IRS-compliant driving logs. Quickly input your destination and roundtrip miles to automatically calculate your exact eligible deduction using standard medical mileage rates.

FIRE Growth Calculator: Visualize your true withdrawal power. See exactly how much your logged receipts will be worth in the future if left invested, and calculate the clear opportunity cost of reimbursing yourself today.

Tax-Ready Exports: Generate complete, audit-ready reports in seconds. Export beautiful PDFs with receipt images attached or clean CSV spreadsheets. Get the exact line-by-line numbers you need for IRS Form 8889 to hand straight to your CPA.

Advanced Organization: Filter your expenses by year, category, or family member. Beautiful, dynamic charts give you a bird's-eye view of your lifetime medical spending and available tax-free withdrawal balance.

Private & Secure Sync: Your financial and health data belongs exclusively to you. Maintain total control over your records with encrypted backups that you can securely sync to your own iCloud, Google Drive, or local storage.

Turn your healthcare expenses into a massive tax-free retirement vehicle. Start tracking with HSA Vault today.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- AI-powered receipt scanning
- Medical mileage tracking
- FIRE growth calculator
- Tax-ready export reports
- Advanced expense organization
- Private and secure sync

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| HSA Vault Pro | $9.99 | per month |
| HSA Vault Pro | $59.99 | per year |



## Frequently asked questions about HSA Vault

### What is HSA Vault?

HSA Vault is a receipt tracker and financial planner designed to help users maximize tax-free growth from their Health Savings Accounts (HSAs). It allows for logging eligible expenses, tracking mileage, and generating tax reports.

### How does HSA Vault's AI receipt scanning work?

The AI-powered scanner automatically extracts merchant, date, and totals from receipt photos. It also identifies and separates HSA-eligible items, simplifying the logging of mixed receipts from pharmacies or grocery stores.

### Can HSA Vault help with tax preparation?

Yes, HSA Vault generates tax-ready export reports in PDF or CSV formats. These reports include receipt images and detailed numbers needed for IRS Form 8889, making tax season easier.

### What are the subscription options for HSA Vault?

HSA Vault offers a Pro subscription at $9.99 per month or $59.99 per year. This likely unlocks advanced features or removes limitations present in the free version.

### Is my financial data secure with HSA Vault?

HSA Vault prioritizes privacy and security with encrypted backups that can be synced to your iCloud, Google Drive, or local storage. Your financial and health data is intended to remain exclusively yours.

### What devices does HSA Vault support?

HSA Vault is available on iPhone, iPad, and iPod. It is designed for iOS devices.

### How often is HSA Vault updated?

The latest version of HSA Vault is 1.0.1, which was last updated on June 9, 2026. This indicates a recent update, suggesting ongoing development and support.

### Does HSA Vault have ads?

No, HSA Vault does not have advertisements. The app is free to download and use, with optional in-app purchases for its Pro subscription.

## Version history (last 2 releases)

### 1.0.1 — 2026-06-09

Minor fixes.

### 1.0 — 2026-06-04

No release notes.

## More apps by FourTwo Enterprises LLC

- [Pursely: Handbag Tracker](https://appshunter.io/ios/app/pursely-handbag-tracker/id6773184556)

All apps by FourTwo Enterprises LLC: https://appshunter.io/developer/6771852472

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-28.*