# HSBC HK Business Express — Keep track of what's next.

> Mobile banking app for HSBC HK business customers to manage finances and payments. (iPhone/iPad app by The Hongkong and Shanghai Banking Corporation Ltd..)

- Source: https://appshunter.io/ios/app/hsbc-hk-business-express/id1321395920 (this page in markdown: same URL + `.md`)
- Developer: [The Hongkong and Shanghai Banking Corporation Ltd.](https://appshunter.io/developer/306028848)
- Category: Finance
- Price: Free
- Rating: 4.90/5 from 1,466 App Store ratings · 78 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 340 MB
- Languages: American English, Chinese (Simplified, China), Chinese (Traditional, Hong Kong SAR China)
- Released: 2019-11-20
- Data updated: 2026-08-29
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/hsbc-hk-business-express/id1321395920/reviews.md

## What is HSBC HK Business Express?

No matter where you are amongst your busy schedule, staying on top of your business finances is crucial to your success. Introducing the new HSBC HK Business Express mobile app, another magnificent tool co-created by HSBC and our customers. Now, you can gain better control of your cash flow and receive financial insights tailored to your business needs anytime, anywhere.

Features and benefits
•	Secured and easy access: Mobile Security Key or biometric logon through fingerprints or facial recognition
•	Simpler and faster payment: You can now make local and international payments on the go, and make it even easier by using Mobile Security Key instead of your physical Security Device. If your payee is in Hong Kong, you can make payments using their mobile number, email address, FPS ID or by scanning a QR code. Once completed, you can tap to save or share a copy of the payment confirmation
•	Pay bills: Settle various types of bills including public utilities, government organisations and insurance companies
•	Smarter FX solutions: Tailored FX insights and instant quotes for multiple currencies
•	User-friendly navigation: View all your accounts on one single page
•	Effortless tracking: Check the real-time status of recent payments in details, end-to-end from HSBC to the beneficiary bank
•	Instant help: Message our customer service officers for any enquiry, including account-specific information. You can view the conversations at any time
•	If you are a user of Microsoft Dynamics 365 Business Central, you can now go to HSBC Smart Solution and use the app to make payments to vendors in your payment journals

Download HSBC HK Business Express now to stay on top of your business finances.

* Important Note:
This App is provided by The Hongkong and Shanghai Banking Corporation Limited (‘HSBC HK’) for the use of HSBC HK customers only. If you (or the entity you represent, as applicable) are not our HSBC HK customer, please leave this App. If you attempt or continue to access or use this App, you (or the entity you represent, as applicable) will be deemed to have confirmed you are our HSBC HK customer, agreed to our applicable terms and conditions and complied with the applicable laws and regulations of competent jurisdictions in connection with the use of this App.

## Key features

- Secure mobile login (biometrics, Mobile Security Key)
- Local and international payments
- Bill payment for utilities, government, and insurance
- FX insights and instant quotes
- Real-time payment tracking
- In-app customer support messaging

## What do users think of HSBC HK Business Express?

Overall sentiment: neutral

**Pros**

- 🚀 Convenient and easy to use
- 🔒 Secure banking experience
- 👍 User-friendly interface
- 💡 Innovative features like Face ID
- 🚀 Fast and efficient transactions

**Cons**

- 🐛 Compatibility issues with newer devices
- 🐛 Frequent app crashes and service unavailability
- 🐛 Unreliable auto-login and session management
- 🐛 Slow loading and lagging performance
- 🔒 Mandatory security device requirement for certain transactions

**Commonly reported bugs**

- No internet connection error despite active internet
- Inability to update app on App Store
- Accounts not syncing properly after device change
- Touch ID/Face ID authentication not working

**Most requested features**

- Add support for multiple accounts
- Improve transaction history and reporting
- Enable FPS payments in foreign currencies
- Allow customizable notification settings
- Provide copy-paste functionality

## Recent user reviews (10 of 78)

All indexed reviews: https://appshunter.io/ios/app/hsbc-hk-business-express/id1321395920/reviews.md

### 1/5 — Pop-ups

*2026-07-29, version 1.48.1*

Generally the app is OK but it’s infuriating in its endless demands that I rate it between every authorisation of a payment, freezing everything until I’ve dismissed it.  I don’t want to keep rating your infuriating app!

### 1/5 — Does not work

*2026-06-27, version 1.47.3*

If you are trying to use a passport as a means of identification, don’t bother. This is a very badly written app, to the extent that I am wondering if it really is from HSBC or is a scam!

### 5/5 — Fast and easy to use

*2026-06-09, version 1.47.3*

Fast and clear platform

### 1/5 — Stop the adverts

*2026-03-24, version 1.45.3*

This is supposed to be a business banking app. Instead I get annoying push notification adverts all the time. Remove the nonsense.

### 4/5 — On line payment

*2026-03-15, version 1.45.3*

It took several tries!!

### 3/5 — Prudential Insurance

*2025-12-31, version 1.44.2*

Prudential insurance company is missing from bill payment options. How can such large company be missing.

### 1/5 — hostile spam notifications

*2025-10-28, version 1.43.1*

I never enabled them. this app always keeps sending them. and they send emails asking to enable notifications. and app inside has no way to disable them or configure what they send. very hostile app to its users.

### 5/5 — 方便好用

*2025-10-13, version 1.43.1*

安全方便好用，服务也好，我有多余的钱一定转到你行，

### 2/5 — App

*2025-09-08, version 1.42.6*

App is not friendly can’t understand the command and or instruction.

### 3/5 — Auto relogin always broken

*2025-08-31, version 1.42.6*

Once session expired, the prompt for re-login doesn’t work. I need to logout or kill the app to do login again. This feature is fixed some time ago, but it’s broken again. Quite wasting time if we need to check transactions multiple times a day. Please fix asap.

## Frequently asked questions about HSBC HK Business Express

### What does the HSBC HK Business Express app do?

The HSBC HK Business Express app allows existing HSBC HK business customers to manage their business finances on the go. It provides secure access, simplified local and international payments, bill settlement, FX solutions, and real-time payment tracking.

### What are the key features of this app?

Key features include secure and easy access via biometrics or Mobile Security Key, simpler and faster local and international payments, bill payment for various services, tailored FX insights and instant quotes, user-friendly account overview, effortless real-time payment tracking, and instant messaging support.

### Is this app free to use?

Yes, the app is provided free of charge for use by HSBC HK customers. There are no in-app purchases or advertisements mentioned.

### Who can use the HSBC HK Business Express app?

This app is exclusively for existing customers of The Hongkong and Shanghai Banking Corporation Limited (‘HSBC HK’). If you are not an HSBC HK customer, you should not access or use this app.

### How can I make payments with this app?

You can make local and international payments on the go. For payments within Hong Kong, you can use a payee's mobile number, email address, FPS ID, or scan a QR code. The app also allows integration with Microsoft Dynamics 365 Business Central for vendor payments.

## Version history (last 5 releases)

### 1.48.2 — 2026-08-21

Bug fixes and improvements

### 1.48.1 — 2026-07-24

Bug fixes and improvements

### 1.47.12 — 2026-07-02

-  Bug fixes and improvements

### 1.47.3 — 2026-06-01

-  You can now trade Hong Kong stocks on mobile! Simply log on and tap “More”  > “Investment” > “Hong Kong Stocks”

-  Introduced new “Respond to bank” feature, enabling you to reply to bank enquiries directly

-  Bug fixes and improvements

### 1.47.2 — 2026-05-29

-  You can now trade Hong Kong stocks on mobile! Simply log on and tap “More”  > “Investment” > “Hong Kong Stocks”
-  Introduced new “Respond to bank” feature, enabling you to reply to bank enquiries directly
-  Bug fixes and improvements

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| --- | --- | --- | --- |
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## More apps by The Hongkong and Shanghai Banking Corporation Ltd.

- [PayMe by HSBC](https://appshunter.io/ios/app/payme-by-hsbc/id1184264977)
- [HSBC Private Bank Hong Kong](https://appshunter.io/ios/app/hsbc-private-bank-hong-kong/id1485553600)
- [My Wayfoong](https://appshunter.io/ios/app/my-wayfoong/id1533408540)
- [HSBC Bangladesh My Calendar](https://appshunter.io/ios/app/hsbc-bangladesh-my-calendar/id1572667670)
- [HSBC Open Wallet](https://appshunter.io/ios/app/hsbc-open-wallet/id6444148473)

All apps by The Hongkong and Shanghai Banking Corporation Ltd.: https://appshunter.io/developer/306028848

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*