# HSBC UK Mobile Banking — user reviews

> 2,404 indexed App Store user reviews of HSBC UK Mobile Banking by HSBC Global Services (UK) Limited, rated 4.80/5 from 21,555 ratings.

- Source: https://appshunter.io/ios/app/hsbc-uk-mobile-banking/id1220329065/reviews
- App overview in markdown: https://appshunter.io/ios/app/hsbc-uk-mobile-banking/id1220329065.md
- Rating breakdown: 5★ 19,260 · 4★ 1,500 · 3★ 324 · 2★ 112 · 1★ 359

## What do users think of HSBC UK Mobile Banking?

Overall sentiment: neutral

**Pros**

- 🚀 Easy to use
- 👍 Convenient mobile banking
- 🔒 Secure login process
- 💡 Useful features like fast balance and money transfers

**Cons**

- 🐛 Frequent login issues and app crashes
- 🤔 Overly complex security setup
- 😕 Lack of feature parity with online banking
- 🤯 Frustrating customer service experience

**Commonly reported bugs**

- Login process not working consistently
- Cheque deposit feature not functioning properly
- Notifications not clearing even after reading messages
- Compatibility issues with newer iOS versions

**Most requested features**

- Dark mode option
- Ability to update personal details within the app
- Improved transaction details and categorization
- Seamless integration with other HSBC accounts and services

## Newest reviews (18 of 2,404)

### 5/5 — HSBC

*2026-08-29, version 3.73.31*

Great app

### 4/5 — Sending money

*2026-08-29, version 3.73.31*

Would be a lot easier if there was a option where you could click someone who sent money and send them back

### 5/5 — GRATITUDE.✍🏽

*2026-08-29, version 3.73.31*

Gratitude.🙌🏽

### 5/5 — Easy

*2026-08-29, version 3.73.31*

Very easy to use and money transferred immediately to wherever it’s going

### 5/5 — Safety

*2026-08-29, version 3.73.31*

I feel that the bank has good security for online payments

### 5/5 — Great Banking

*2026-08-28, version 3.73.31*

Accurate, safe and peace of mind

### 3/5 — Very worrying

*2026-08-28, version 3.73.31*

I am just moving a large chunk of my savings out of this account.  It is extremely worrying the lack of security when you use online banking on your mobile phone it’s just one pin number and you’re in!  I honestly think it’s the worst bank for Online security at all the banks I use.  there is not a two-step verification process, which is really worrying when people have got savings and it’s just so easy to access..

### 5/5 — Ease of use

*2026-08-28, version 3.73.31*

I find the mobile banking g app very easy to use, lots of information to hand. Please don’t change it .

### 5/5 — Seher Ayyildiz

*2026-08-28, version 3.73.31*

I love it

### 5/5 — Fast payment on app

*2026-08-28, version 3.73.31*

I transfer money to my husband and it’s with his bank immediately …so easy on the app

### 5/5 — Review

*2026-08-28, version 3.73.31*

Excellent service

### 5/5 — Excellent

*2026-08-28, version 3.73.31*

Fantastic hsbc

### 5/5 — Online payment

*2026-08-28, version 3.73.31*

Excellent

### 5/5 — Simply ✨ magical 🧙‍♀️ easy banking… 4 everyone

*2026-08-28, version 3.73.31*

Easy to use platform / App / tech thingy & very user friendly and Very Uber intuitive .

User interface is as Chrystal clear as uncut diamonds ♦️ @ diamond diamonds are us shop 🏬..💎 and Very Uber simples 2 use, whilst the end user interface looks good 😊, is user friendly, and easy to work around.

Navigating 🧭 through the platform is a … Lush experience anytime of day or night you feel like doing a bit 🤏 of ……banking , life admin and all that jazz to ensure your bank 🏦 doesn’t go overdrawn and of course , 
You stay in the black .

Otherwise you gotta avoid getting into the red zone and getting overdrawn gosh 😅- how worrying is that. 

Otherwise will have to keep asking mammas and Pappas and 👵 granny and granpops x2 for dough / money.. how embarrassing 🙈 is that ……

Definitely 💯 a thumbs up 👍 from us. 

By the way’s some people were saying that the interest free 🆓 overdraft that can 👌 bee 🐝 set up on some bank accounts is also very handy - especially for a night out in the town and both the pocket & bank 🏦 ac is showing Zero 0️⃣!!!!
Love ❤️ it hurrah 🙌 
😃 😊 😀 
:) :- ) :) 
!!!!!!!!!!
👼 👼 😇 👼 👼 😇 😇 😇
😊 😊smiles are all around us 🤭

### 5/5 — 60 years Banking

*2026-08-28, version 3.73.31*

Joined Midland Bank in 1966 and still with HSBC.
Had our issues over the  years but generally very satisfied.

### 5/5 — Making online banking easy

*2026-08-28, version 3.73.31*

HSBC mobile banking is a very easy app to manage accounts and navigate key areas of daily banking. Payments are always quick and helps make managing personal finances very easy.

### 5/5 — amazing service

*2026-08-28, version 3.73.31*

amazing, always very helpful

### 5/5 — HSBC app

*2026-08-28, version 3.73.31*

Fantastic, very easy to use and 100% safe

## Most critical reviews (10 lowest-rated)

### 1/5 — Terrible customer service and archaic banking app

*2026-08-29, version 3.73.31*

Banking app is abysmal. Stuck in the Stone Age with the user interface and user experience. Using Monzo and Revolut - those apps are much more intuitive and feature rich. HSBC is very slow to bring any type of enhancements whatsoever. 

Very terrible banking experience. Cannot even open secondary accounts or pots in the app. I do not recommend banking with HSBC and definitely don’t advise using their app. Garbage!

### 1/5 — Kerem

*2026-08-28, version 3.73.31*

How on earth I can scan QR code on mobile app using my phones camera? Why did you make payment transfer so difficult now that I have to logon from desktop for any transfer….App getting worse..

### 1/5 — Bank being obstinate

*2026-08-27, version 3.73.31*

Dealing with one of your colleagues

### 1/5 — Underwhelmed

*2026-08-27, version 3.73.31*

If you are having difficulty with your account, don’t bother with the customer service messaging service. Chocolate teapots.

### 1/5 — App is good but team isn’t

*2026-08-26, version 3.73.31*

App is good but HSBC support team isn’t

### 1/5 — Annoying

*2026-08-26, version 3.73.31*

Really annoying you can’t provide a reference when transferring between HSBC accounts

### 1/5 — Poor app

*2026-08-26, version 3.73.31*

Poor app, cant search amounts, doesnt have saving pots, cant round up.

### 1/5 — Santander

*2026-08-25, version 3.73.0*

Together we are Santander

### 1/5 — Unreliable information

*2026-08-25, version 3.73.0*

Unreliable information about credit card spending, as the app showed double payments for lots of purchases (Uber, Amazon, etc) when in reality there were no double payments. It took me an hour on the phone to HSBC to finally figure out it was an app mistake, not actual facts.

### 1/5 — Irritating changes

*2026-08-23, version 3.73.0*

I really don’t need or want a constant balance forecast dominating my online banking experience. I’m unable to remove this irritating and completely inaccurate feature. In fact I find it so annoying when I have the time and energy I will close my accounts and bank elsewhere (after 40yrs with the bank)

## Most praised reviews (10 highest-rated)

### 5/5 — Years of outstanding service

*2026-09-02*

I have been with HSBC for over 35 years, having originally banked with Midland Bank before it became HSBC. Throughout that time they have supported me through so many important milestones in my life, from my university years and first job, to buying my first car, managing savings and ISAs, credit cards, and loans.
What has always stood out is how easy and reliable HSBC has been. Their app is fantastic, simple to use, intuitive, and makes managing all my finances effortless. Whether it's checking accounts, moving money, monitoring savings, or managing credit cards, everything is straightforward and convenient.
Over the years HSBC has earned my trust time and time again, to the point where I would never consider moving my banking elsewhere. I've been so happy with the service that all of my children now have accounts with HSBC too.
After 35 years as a customer, I honestly cannot rate HSBC highly enough. Excellent service, great products, and a banking experience that has evolved with me through every stage of life.

### 5/5 — Functionality

*2026-08-30, version 3.73.31*

HSBC app is hands on heart the best app for personal and business banking. Team HSBC - Kudos

### 5/5 — Mr sa hassan

*2026-08-30, version 3.73.31*

Excellent bank.

### 5/5 — Mobile Banking

*2026-08-30, version 3.73.31*

Brilliant 
Easy to use.

### 5/5 — Easy to understand

*2026-08-30, version 3.73.31*

I’m 78 & I am at risk of being intimidated by certain banking apps. But HSBC is extremely straightforward & easy to negotiate.

### 5/5 — Review

*2026-08-30, version 3.73.31*

I’m very happy with your services

### 5/5 — Simple

*2026-08-30, version 3.73.31*

The HSBC apps for both Business and Private banking are just so simple to use. Highly recommended.

Customer support team are superb too

### 5/5 — Secured

*2026-08-30, version 3.73.31*

Very fast and secure transaction

### 5/5 — BTPB

*2026-08-30, version 3.73.31*

Brilliant Bank

### 5/5 — Mr Iqbal

*2026-08-29, version 3.73.31*

Excellent service

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-07.*
