# Hundy - Money When You Need It — Zero fee, P2P loan replacement

> Peer-to-peer mobile app for instant cash advances and community-based lending. (iPhone/iPad app by Hundy Inc.)

- Source: https://appshunter.io/ios/app/hundy-money-when-you-need-it/id1209441387 (this page in markdown: same URL + `.md`)
- Developer: [Hundy Inc](https://appshunter.io/developer/1209441386)
- Category: Finance, Lifestyle
- Price: Free with in-app purchases
- Rating: 3.30/5 from 1,565 App Store ratings · 101 written reviews indexed
- Age rating: 4+
- Requires: iOS 9.0 · 55 MB
- Languages: English
- Released: 2017-10-09
- Data updated: 2026-06-10
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/hundy-money-when-you-need-it/id1209441387/reviews.md

## What is Hundy?

Hundy is a mobile app for money where you can get a deposit advance in minutes from the people around you. There’s no need to complete a long credit application and wait for a bank to get back to you. With the Hundy app, you login with your Facebook or Apple ID, link your bank account, and if you pass the quick ID check & ML risk assessment, you will be able to request your first $25 - $100 advance in just a few minutes. 

Whether you need cash to help with rent, groceries or utilities, Hundy is there for you to lean on. Download the app, enter your zip code and get your first advance today. Hundy is adding new states every month – so if we're not in your state yet, put yourself on the waitlist.

SIGNING UP & GETTING MONEY
Getting your first deposit advance on Hundy is easy – here’s how it works:
- Just open the app and complete the quick account set up process by providing your contact information, signing the platform agreements, linking your checking account and opting into an ID check.
- If your application is approved, you may request your first $25, $50, $75 or $100 advance based on your bank transaction history (>$2,000/mo income required) and other factors we collect with your application.
- If you pass the ID check but are not approved, you may reapply within 15 days.
- If you request an advance on a business day before 1pm PT, your funds will be deposited into your bank account by the next business day.
- Your advance repayment will be withdrawn on the date you select up to 61 days later.
- Your optional platform donation (that’s right, there are no fees required) will be collected via an in app purchase shortly after your advance payoff is accepted.
- You may prepay or extend your advance within the maximum 61-day period at any time without penalty.
- If you are unable to pay the advance off within the first 61 days, you will have the option to convert the advance into a no-penalty, no-fee 60-day installment plan.
- If you have experienced a hardship, you will have the option to extend your advance for an additional 60 days after the installment plan.
- If you can show sufficient deposits coming into your bank account on a monthly basis and are good about paying your advances off on time, the faster your advance limits will go up until you reach the maximum advance limit of $250.
- We'll keep you posted along the way with text and email notifications and receipts.

THE HUNDY COMMUNITY
Once you are approved as a Hundy member and start getting advances, you begin earning points and leveling up through 5 status levels. Simply joining the Hundy community and paying your advances off on time are achievements worthy of recognition, and we let you share and celebrate these moments with the Hundy community via the Hundy Hub. Investors participate in the community as well and share in the community's success by sponsoring members. Investors earn points when their sponsored members do well and earn status in the community.

HUNDY INVESTORS
Want to become an investor on Hundy and provide a financial cushion to those in need? Check out the Money screen before signing up, and you may now do so directly in the Hundy app. Once your account is approved, check out the Invest & Sponsor option in the Setting tab to see the avaliable investment terms and sponsorship options.

QUESTIONS & SUPPORT
If you have any questions about signing up, requesting money or investing, please email us at: support@hundy.com

## Key features

- Instant deposit advances
- No credit checks required
- P2P lending from community
- Flexible repayment options
- Optional installment plans
- Community status levels

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| $0.99 Donation | $0.99 | one-time |
| $1.99 Donation | $1.99 | one-time |
| $2.99 Donation | $2.99 | one-time |
| $5.99 Donation | $5.99 | one-time |
| $4.99 Donation | $4.99 | one-time |
| $7.99 Donation | $7.99 | one-time |
| $8.99 Donation | $8.99 | one-time |
| $11.99 Donation | $11.99 | one-time |
| $17.99 Donation | $17.99 | one-time |
| $23.99 Donation | $23.99 | one-time |


## What do users think of Hundy?

Overall sentiment: negative

**Pros**

- 💖 Amazing service
- 👍 Fast and easy
- 🤝 Friendly staff

**Cons**

- 🚫 Only available in certain states
- 🔒 Requires social security number
- 🤔 Unclear eligibility criteria
- 🔌 Bank account linking issues
- 🙅‍♀️ Automatic denials
- 💤 Long waitlist/delays

**Commonly reported bugs**

- Login/verification process not working
- App functionality not working as expected

**Most requested features**

- Expand availability to all states
- Improve bank account integration
- Provide more transparency on eligibility

## Recent user reviews (10 of 101)

All indexed reviews: https://appshunter.io/ios/app/hundy-money-when-you-need-it/id1209441387/reviews.md

### 1/5 — Fake asf

*2026-05-24, version 4.85*

Yeeeeaaaah I need money. Not a blue screen of 2 gay stick figures

### 2/5 — App Not Working

*2026-05-19, version 4.85*

I’ve downloaded this app and tried to log in multiple times but the app won’t stop glitching. The spinning wheel of death takes 10-15 minutes and I still can’t log in.

### 1/5 — Doesn’t work at all

*2026-05-17, version 4.85*

It isn’t working to sign in or sign up. It claims the developer knows about it and they’ll notify ppl when it is fixed. It will never be fixed. Is this just away for you to try and sign up and down the app to steal our information or what??

### 1/5 — Can’t sign up

*2026-05-15, version 4.85*

App needs be updated I get seem sign up for it just stuck on spinning after signing up through Apple.

### 1/5 — 👎🏾

*2026-05-15, version 4.85*

App doesn’t work can’t create an account zero stars

### 2/5 — Spinning forever

*2026-05-14, version 4.85*

Cannot create an account.  Need help and it just spins and spins and spins.  Such a disappointment

### 1/5 — Can’t create an account

*2026-05-14, version 4.85*

I keep trying to create an account it just keeps spinning please fix this

### 4/5 — Cannot create an account

*2026-05-13, version 4.85*

I do not want to leave a bad review because I have not used your service yet. I tried to click on the app support instead of writing a review and it took me to Hundy pops not your website. I’ve been trying to make an account for over a month and it won’t let me not through Facebook or Apple I don’t know what to do I want to use your service please help..

### 1/5 — APP DOESNT WORK

*2026-05-12, version 4.85*

I’ve been trying to create an account for a week now and it’s not working. Just says verifying user or can’t open FB right now to verify.

### 1/5 — Don’t download

*2026-05-07, version 4.85*

One star is generous, I can’t even create an account it’s just stuck saying verifying user and never does anything just timed out !

## Frequently asked questions about Hundy

### What is Hundy and how does it work?

Hundy is a mobile app that allows you to get deposit advances from people in your community. You log in, link your bank account, and if you pass a quick ID and risk assessment, you can request an advance of $25 to $100. Funds are typically deposited by the next business day.

### Are there any fees to use Hundy?

Hundy does not require any fees for advances. There is an optional platform donation collected via an in-app purchase shortly after your advance payoff is accepted. This donation is not mandatory to use the service.

### What are the repayment terms for an advance?

Your advance repayment will be withdrawn on a date you select, up to 61 days later. You can prepay or extend your advance within this period without penalty. If you cannot pay within 61 days, you can convert it to a no-penalty, no-fee 60-day installment plan.

### What are the requirements to get an advance?

To be eligible for an advance, you need to complete a quick account setup, link your checking account, and pass an ID check and ML risk assessment. A minimum income of $2,000 per month, based on your bank transaction history, is also required.

### Can I get an advance if Hundy is not in my state yet?

Hundy is actively expanding to new states each month. If the app is not yet available in your state, you can sign up for the waitlist on their platform to be notified when it becomes available in your area.

## Version history (last 5 releases)

### 4.85 — 2022-01-20

- More crash fixes for investors
- Back button for investor onboarding
- Bug fixes for offers

### 4.84 — 2022-01-03

- Crash fixes for investors
- Additional offers support
- Various bug fixes

### 4.82 — 2021-11-04

- Updated user profile format
- New investor options
- Sponsored member browse

### 4.80 — 2021-10-23

- New investor features
- New community features
- Addtl fix for dupe donations

### 4.75 — 2021-09-01

- Updated state verification
- Updated email verification
- Bug fix for duplicate donations

## Apps similar to Hundy

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| --- | --- | --- | --- |
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## More apps by Hundy Inc

- [Last Minute Gift - Fast & Easy](https://appshunter.io/ios/app/last-minute-gift-fast-and-easy/id6759159685)

All apps by Hundy Inc: https://appshunter.io/developer/1209441386

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*