# I Paid, I Owe — Easy simple accounting

> Easy simple accounting (iPhone/iPad app by Harish Palaniappan.)

- Source: https://appshunter.io/ios/app/i-paid-i-owe/id6753665762 (this page in markdown: same URL + `.md`)
- Developer: [Harish Palaniappan](https://appshunter.io/developer/1844269146)
- Category: Finance, Business
- Price: Free
- Age rating: 9+
- Requires: iOS 15.1 · 25 MB
- Languages: American English
- Released: 2025-11-03
- Data updated: 2026-05-19
- User reviews in markdown: https://appshunter.io/ios/app/i-paid-i-owe/id6753665762/reviews.md

## What is I Paid, I Owe?

The easiest personal finance app you have ever used. Add your earnings from multiple sources, freelance projects, consulting income, contractual income, all in one place. Track what people owe you and what you owe others. Review your cash flow now and in future to understand your personal finance better.

Version 1: Personal finance and Start-up Accounting app

- Offline data store to allow users to use the app without a login or when they are offline
- Online sync with ipio.biz59.net cloud when user is logged in.
- Data Encryption added to allow users to encrypt all data with a PIN. The PIN is only saved on the phone/device and never send to the cloud.
- On the web, users can see all their data, choose to delete all data or logout and delete their account at https://ipio.biz59.net

Version 1.5:
- Improved apple ID authentication
- Added delete account functions to show to users after they login.
- Improved data sync performance after user logs in.


## Version history (last 1 release)

### 1.2.5 — 2025-11-03

No release notes.

## Apps similar to I Paid, I Owe

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Debt Tracker - Debts](https://appshunter.io/ios/app/debt-tracker-debts/id1507396142) | 4.5 (102) | Free | Finance |
| [IOB Connect-Mobile Banking App](https://appshunter.io/ios/app/iob-connect-mobile-banking-app/id6742623314) | 3.4 (17) | Free | Finance |
| [Scapia: A card for travellers](https://appshunter.io/ios/app/scapia-a-card-for-travellers/id1625270866) | 4.5 (123) | Free | Finance |
| [Welcome Suica Mobile](https://appshunter.io/ios/app/welcome-suica-mobile/id6738336566) | 2.6 (70) | Free | Finance |

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-05-19.*