# IB TreasuryONE > Mobile banking app for business treasury management and financial transactions. (iPhone/iPad app by Independent Bank Michigan.) - Source: https://appshunter.io/ios/app/ib-treasuryone/id1561667254 (this page in markdown: same URL + `.md`) - Developer: [Independent Bank Michigan](https://appshunter.io/developer/491134758) - Category: Finance, Business - Price: Free - Rating: 2.20/5 from 10 App Store ratings · 3 written reviews indexed - Age rating: 4+ - Requires: iOS 17.0 · 18 MB - Languages: American English - Released: 2021-05-17 - Data updated: 2026-07-28 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/ib-treasuryone/id1561667254/reviews.md ## What is IB TreasuryONE? Bank when and where you want with IB TreasuryONE from Independent Bank—a better Mobile Banking experience. Features include the ability to: • Send ACH transfers • Initiate wire transfers • Place stop payments • Make check Positive Pay decisions • Utilize biometric login options • Send secure messages to Independent Bank Treasury representatives To learn more, please visit IndependentBank.com or contact our Treasury Management team at 800.530.3719. Member FDIC. ## Key features - Send ACH transfers - Initiate wire transfers - Place stop payments - Make check Positive Pay decisions - Biometric login options - Secure messaging with bank representatives ## Recent user reviews (3 of 3) All indexed reviews: https://appshunter.io/ios/app/ib-treasuryone/id1561667254/reviews.md ### 1/5 — Stupid app *2021-05-24* What a stupid app to start. You need a activation key to open this app which is very hard to get. Time to change the bank. **Developer response:** Hi there, we are so sorry you have experienced an issue with our activation key! If you are still experiencing issues, please give us at 800.530.3719 so we can discuss further. ### 1/5 — this is a doodoo peepee update *2021-05-24* The app is requiring an activation code that I haven’t received, and sent me get help from an email account that doesn’t exist. When I tried to call, the line was down and there is no information on the site about this activation code. ON TOP OF IT NOT WORKING they ALSO get the need to make it way easier to charge $34 overdraft fees, see here: “Prior to 5.21.21, transactions posting to your account had a delay, and funds were not immediately deducted from your account. This will now happen immediately, so you will want to ensure all funds are available before completing a transaction or making a purchase. You no longer have until end of day to make a deposit to avoid being assessed an overdraft fee. If funds are not in your account at the time a transaction or check is posted, your account may be assessed an overdraft fee, even if you make a deposit before the end of the business day.” **Developer response:** Hi there, we are so sorry you have experienced an issue with our activation key! If you are still experiencing issues, please give us at 800.530.3719 so we can discuss further. ### 1/5 — Useless app upgrade. Not that much better *2021-05-23* 0/10 **Developer response:** Hi there, we are so sorry to hear that! We apologize for any inconvenience you may have had and are working to correct it moving forward. ## Frequently asked questions about IB TreasuryONE ### What is IB TreasuryONE? IB TreasuryONE is a mobile banking application from Independent Bank designed for business treasury management. It allows users to perform various financial transactions and manage their accounts remotely. ### What types of transfers can I make with IB TreasuryONE? With IB TreasuryONE, you can send ACH transfers and initiate wire transfers directly from your mobile device. This provides flexibility for managing your business's cash flow. ### How secure is IB TreasuryONE? IB TreasuryONE utilizes biometric login options for enhanced security. It also allows you to send secure messages to Independent Bank Treasury representatives, ensuring your communications are protected. ### Can I manage check payments with IB TreasuryONE? Yes, IB TreasuryONE enables you to make check Positive Pay decisions. This feature helps you to prevent check fraud by verifying presented checks against your issued payment records. ### What devices support IB TreasuryONE? IB TreasuryONE is available for both iPhone and iPad devices, offering a seamless mobile banking experience across Apple's ecosystem. ### How often is IB TreasuryONE updated? The latest version of IB TreasuryONE is 25.1.0, and it was last updated on November 15, 2025. This indicates regular updates to ensure functionality and security. ### What is the user rating for IB TreasuryONE? IB TreasuryONE has a user rating of 2.2 stars based on 10 ratings. This suggests that while the app offers core functionality, user satisfaction may be an area for improvement. ### Does IB TreasuryONE have ads? No, IB TreasuryONE does not contain advertisements. As a free application from Independent Bank, it focuses on providing a clean and secure banking experience without interruptions. ## Version history (last 5 releases) ### 25.1.1 — 2026-07-25 This version includes feature enhancements and user experience improvements. ### 25.1.0 — 2025-11-15 This version includes feature enhancements and user experience improvements. ### 24.4.0 — 2025-02-04 This version includes feature enhancements and user experience improvements. ### 24.3.0 — 2024-12-13 This version includes feature enhancements and user experience improvements. ### 23.2.0 — 2024-08-09 This version includes feature enhancements and user experience improvements. ## Apps similar to IB TreasuryONE | App | Rating | Price | Category | | --- | --- | --- | --- | | [Independence Bank](https://appshunter.io/ios/app/independence-bank/id501489088) | 3.2 (58) | Free | Finance | | [Honor Bank](https://appshunter.io/ios/app/honor-bank/id1632354293) | 4.7 (699) | Free | Finance | | [Independent Bank Mobile](https://appshunter.io/ios/app/independent-bank-mobile/id423042201) | 4.8 (968) | Free | Finance | | [MercMobile](https://appshunter.io/ios/app/mercmobile/id428982831) | 4.6 (1,093) | Free | Finance | | [TBA Credit Union](https://appshunter.io/ios/app/tba-credit-union/id825696951) | 3.9 (18) | Free | Finance | | [Huntington Commercial Bank](https://appshunter.io/ios/app/huntington-commercial-bank/id1613390697) | 4.7 (586) | Free | Finance | ## More apps by Independent Bank Michigan - [IB ONE Wallet](https://appshunter.io/ios/app/ib-one-wallet/id491134755) - [IB TreasuryONE Security](https://appshunter.io/ios/app/ib-treasuryone-security/id1561666849) All apps by Independent Bank Michigan: https://appshunter.io/developer/491134758 ## Related topics [independent bank michigan](https://appshunter.io/ios/topics/independent-bank-michigan) · [independent bank](https://appshunter.io/ios/topics/independent-bank) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-28.*