# IBBL iSmart — IBBL Mobile Banking Service

> Mobile banking app for IBBL services: transfers, payments, recharges, and account management. (iPhone/iPad app by Islami Bank Bangladesh Ltd.)

- Source: https://appshunter.io/ios/app/ibbl-ismart/id1440023759 (this page in markdown: same URL + `.md`)
- Developer: [Islami Bank Bangladesh Ltd](https://appshunter.io/developer/1440023758)
- Category: Finance, Utilities
- Price: Free
- Rating: 3.50/5 from 108 App Store ratings · 201 written reviews indexed
- Age rating: 4+
- Requires: iOS 13.0 · 43 MB
- Languages: American English
- Released: 2018-12-18
- Data updated: 2026-08-30
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/ibbl-ismart/id1440023759/reviews.md

## What is IBBL iSmart?

IBBL iSmart - the Mobile App for IBBL iBanking services which has the following features:

iRecharge
- Mobile airtime top up of any operators in Bangladesh.

iTransfer
- Transfer fund to IBBL accounts. – Send fund to any IBBL account.

iTransfer(Other Bank)
– Send fund to any other bank's account or card using EFT/NPSB channel.

Issue Cheque Book Requisition
– Issue a new cheque book to be printed for you.

Utility Bill Payment
– Pay bills of your utility services like electricity, gas, water.

iCashRemit
- You can withdraw cash from ATM, or you can send money to any person in Bangladesh who has a mobile number. 

Wimax Recharge
- Refill WiMAX service accounts of Banglalion and Qubee.

Account Information
- Account detail of a particular account in iBanking Profile

Account Statement
- Statement of a particular account. You can download the statement in PDF

Find IBBL
Location service using Map – Find any IBBL ATM or Branch location.


More services will be introduced in versions following. We want to come up with every service you are enjoying at IBBL iBanking in phases. With every new version, you must have a new feature.
We want your valuable suggestions on the services you want to see next in IBBL iSmart - the mobile app of IBBL iBanking. We want good reviews and rating to inspire us.

A big hand for being with us and inspire us to deliver new things.

## Key features

- Mobile airtime top-up
- Fund transfers to IBBL and other banks
- Utility bill payments
- Cash withdrawal and remittance
- Cheque book requisition
- Account information and statements
- ATM and branch locator

## What do users think of IBBL iSmart?

Overall sentiment: negative

**Pros**

- 👍 User-friendly interface
- 🚀 Fast and responsive app
- 🔒 Secure banking features

**Cons**

- 🐛 Frequent app crashes
- 🔍 Outdated UI design
- ⚠️ Compatibility issues with newer iOS versions
- 🕰️ Slow transaction processing

**Commonly reported bugs**

- OTP not received after app update
- Unable to add new beneficiaries
- Fund transfer feature not working properly
- App shuts down unexpectedly during transactions

**Most requested features**

- Add NPSB and EFTN transfer options
- Implement biometric login (Face ID, Touch ID)
- Introduce mobile recharge and bill payment features
- Provide account opening functionality within the app

## Recent user reviews (10 of 201)

All indexed reviews: https://appshunter.io/ios/app/ibbl-ismart/id1440023759/reviews.md

### 2/5 — Please attention this app because iam a foreigner need Face ID login maybe something change this app

*2026-05-06*

Very old Please attention this app because iam a foreigner need Face ID login maybe something change this app please update good and make inside digital

### 1/5 — Worst Banking App

*2026-03-15, version 4.6.6*

I think this is the WORST banking app in the world! I tried to give it 0 star, but thats not possible, so giving 1 star.

### 1/5 — The verification system is completely unreliable and poorly designed, leading to frequent errors and

*2026-02-09, version 4.6.6*

I am from abroad and have been using fifteen different banks in Saudi Arabia. I opened all these accounts without visiting the branches, incurring no costs, and received the services completely free of charge, except for the credit card. The debit cards were also delivered to my home at no cost. However, I am confused as to why Islamic banks require extensive verification processes, such as self-verification, CBS bank account add form, debit card application forms, opening form, debit card issue from fixed branches which necessitate visiting the branch, green t pin verification. Despite this, they continue to harass customers and deduct fees at the end of each year. I assure you that in my experience abroad, all bank services are free, with no SMS service fees, no debit card re issue fee, no end of the year fee and only credit cards and loan services incur charges. 

Please do something better for the customer. We always support Islami Bank……

### 1/5 — OTP not come

*2025-11-05, version 4.6.5*

After update IBBL iSmart app no otp come from IBBL iSmart app.

### 5/5 — Great

*2025-10-27, version 4.6.5*

I have been using this app for a long time. I really like the current update. I hope to see something better in the next update. Thank you.

### 3/5 — রিয়াজুল

*2025-10-27, version 4.6.5*

মোটামুটি ভালো কিন্তু বাহিরের দেশের মতো না

### 1/5 — User interface needs an update

*2025-10-11, version 4.4.6*

UI is really old. Need update.

### 5/5 — iOS 26

*2025-09-30, version 4.4.6*

Is this app compatible with iOS 26 now?

### 1/5 — আপডেট

*2025-09-13, version 4.4.6*

৫ বছর হয়ে গেছে ঘুমটা ভাঙেন, উঠেন, এবার অ্যাপ টা আপডেট করেন

### 5/5 — ios update

*2025-08-22*

Dear developer please update ibbl i smart app ios version

## Frequently asked questions about IBBL iSmart

### What can I do with the IBBL iSmart app?

The app allows you to perform various IBBL iBanking services on your mobile. This includes topping up mobile airtime, transferring funds to IBBL and other bank accounts, paying utility bills, requesting new cheque books, withdrawing cash, and sending remittances. You can also view account details and statements, and find nearby IBBL ATMs or branches.

### How do I transfer funds to other banks using this app?

The app supports fund transfers to other banks' accounts or cards through the EFT/NPSB channel. You can initiate these transfers directly from the app after setting up the necessary details for the recipient's account.

### Is there a cost to use the IBBL iSmart app?

Based on the provided information, the app is free to download and use. There are no mentions of subscription fees, in-app purchases, or advertisements within the application.

### What are the main features for managing my accounts?

The app provides access to your account information, allowing you to view details of a particular account within your iBanking profile. You can also download account statements in PDF format for your records.

### Can I pay my utility bills through this app?

Yes, the app enables you to pay bills for your utility services such as electricity, gas, and water. This feature offers a convenient way to manage your household expenses directly from your mobile device.

## Version history (last 5 releases)

### 4.6.8 — 2026-04-08

New Features:
- More Utility Bill Payment Service Added
- Enhanced Security

### 4.6.6 — 2025-11-17

New Features:
- RTGS Fund Transfer
- Transfer to Islami Bank mCash
- Transfer to any MFS
- E-Toll payment (Coming Soon)

### 4.6.5 — 2025-10-23

New Brand Identity

### 4.4.6 — 2020-07-17

Dashboard design changes

Bug fixation:
Recharge contacts access fixes
Find IBBL map access fixes
and some other minor fixation

### 4.4.5 — 2020-07-13

- New Dashboard
- iCashRemit - Send money to any person in Bangladesh
- Few bugs fixation like password predictive text , blank screen

## Apps similar to IBBL iSmart

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [pmoney smart banking](https://appshunter.io/ios/app/pmoney-smart-banking/id1475083008) | 3.9 (49) | Free | Finance |
| [Agrani Smart Banking App](https://appshunter.io/ios/app/agrani-smart-banking-app/id1631336778) | 2.9 (100) | Free | Finance |
| [PI Banking](https://appshunter.io/ios/app/pi-banking/id1522834437) | 4.8 (4,987) | Free | Finance |
| [upay: Finance and Payments](https://appshunter.io/ios/app/upay-finance-and-payments/id1576179329) | 3.5 (188) | Free | Finance |
| [MBL Rainbow](https://appshunter.io/ios/app/mbl-rainbow/id1541602835) | 3.6 (38) | Free | Finance |
| [MyPrime](https://appshunter.io/ios/app/myprime/id1351821868) | 3.8 (93) | Free | Finance |

## More apps by Islami Bank Bangladesh Ltd

- [CellFin](https://appshunter.io/ios/app/cellfin/id1568289820)
- [Islami Bank mCash](https://appshunter.io/ios/app/islami-bank-mcash/id6752566503)

All apps by Islami Bank Bangladesh Ltd: https://appshunter.io/developer/1440023758

## Related topics

[ibbl ismart](https://appshunter.io/ios/topics/ibbl-ismart) · [ismart](https://appshunter.io/ios/topics/ismart) · [ibbl](https://appshunter.io/ios/topics/ibbl) · [ibanking](https://appshunter.io/ios/topics/ibanking) · [islamic bank bangladesh](https://appshunter.io/ios/topics/islamic-bank-bangladesh) · [cellfin](https://appshunter.io/ios/topics/cellfin) · [bihani ismart](https://appshunter.io/ios/topics/bihani-ismart) · [islami bank app](https://appshunter.io/ios/topics/islami-bank-app) · [celfin](https://appshunter.io/ios/topics/celfin) · [islamic bank](https://appshunter.io/ios/topics/islamic-bank) · [ismart dv](https://appshunter.io/ios/topics/ismart-dv)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-30.*