# iBorrow

> Buy and borrow airtime in Ghana using points as collateral. (iPhone/iPad app by Across Network Technologies Limited.)

- Source: https://appshunter.io/ios/app/iborrow/id1522348666 (this page in markdown: same URL + `.md`)
- Developer: [Across Network Technologies Limited](https://appshunter.io/developer/1522348668)
- Category: Utilities, Productivity
- Price: Free
- Rating: 4.00/5 from 1 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 9.0 · 53 MB
- Languages: English
- Released: 2020-07-09
- Data updated: 2026-10-06
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/iborrow/id1522348666/reviews.md

## What is iBorrow?

iBorrow is an app that allows you to buy airtime from all mobile networks in Ghana. For every GHS 100 worth of purchases on the app, you earn 1 point. Every point earned can be used as collateral to borrow airtime from any network. Points earned from one network can be used to borrow airtime on another network. When you subscribe to iBorrow and borrow airtime on credit, airtime is deducted from your mobile account at GHS 0.50 daily till the borrowed airtime is repaid. There is no interest charged on the airtime borrowed.

## Key features

- Buy airtime for all Ghanaian mobile networks
- Earn points for purchases
- Use points as collateral to borrow airtime
- Borrow airtime across different networks
- Daily repayment of borrowed airtime
- No interest on borrowed airtime

## Is iBorrow safe?

Not enough ratings yet to assess iBorrow.

## Is iBorrow legit?

iBorrow appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for iBorrow is 73 out of 100 points across 7 verification signals from App Store and developer data.

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/iborrow/id1522348666/reviews.md

### 4/5 — Excellent app!!!

*2020-08-19, version 1.0*

This app does all I need and more. I highly recommend it!

## Frequently asked questions about iBorrow

### How do I earn points with iBorrow?

You earn 1 point for every GHS 100 worth of airtime purchases made through the app. These points can then be used as collateral.

### Can I use points earned on one network to borrow airtime on another with iBorrow?

Yes, points earned from purchases on one mobile network can be used to borrow airtime on any other network available through the app.

### What is the repayment process for borrowed airtime on iBorrow?

When you borrow airtime on credit, it is deducted from your mobile account at a rate of GHS 0.50 daily until the borrowed amount is fully repaid.

### Does iBorrow charge interest on borrowed airtime?

No, there is no interest charged on the airtime borrowed through iBorrow. The repayment is solely the borrowed amount plus a small daily deduction.

### What mobile networks are supported by iBorrow in Ghana?

iBorrow allows you to buy airtime from all mobile networks operating in Ghana. Specific network names are not listed, but it covers all major providers.

### What devices does iBorrow support?

iBorrow is available on iPhones and iPods. It is designed for iOS devices.

### How often is iBorrow updated?

The latest version of iBorrow is 1.1.11, and it was last updated on May 10, 2021. This indicates a moderate update frequency.

### What is the age rating for iBorrow?

iBorrow has an age rating of 4+, making it suitable for a wide range of users, including children.

## Version history (last 5 releases)

### 1.1.11 — 2021-05-10

MTN Data bundle Changes

### 1.1.8 — 2021-03-02

Minor Security Changes

### 1.1.6 — 2020-10-29

Minor Security Changes

### 1.1.5 — 2020-09-25

Removed Fibre bundles

### 1.1.4 — 2020-09-03

Minor improvements

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-06.*