# ICONIC - Mobile Banking > Mobile banking with cash back, high APY savings, and personalized financial guidance. (iPhone/iPad app by Hey Iconic, Inc..) - Source: https://appshunter.io/ios/app/iconic-mobile-banking/id1579785998 (this page in markdown: same URL + `.md`) - Developer: [Hey Iconic, Inc.](https://appshunter.io/developer/1467827582) - Category: Finance, Productivity - Price: Free - Rating: 3.64/5 from 14 App Store ratings · 6 written reviews indexed - Age rating: 4+ - Requires: iOS 13.4 · 86 MB - Languages: English - Released: 2022-03-21 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/iconic-mobile-banking/id1579785998/reviews.md ## What is ICONIC? Banking the way it should be. Put more money in your pocket with 2.10%^ cash back, 2.60% APY on savings, and personalized financial guidance, while you keep your money safe with security features and zero fees and no minimums. Banking, rewards and guidance, all with ICONIC. Banking services provided by First Pryority Bank; Member FDIC. ICONIC is a financial technology company, not a bank. MORE CASH IN YOUR POCKET Enough with the changing categories and games. 8.00% cash back boosts on merchants you love, plus a guaranteed minimum of 2.10%^ cash back across all purchases made with your ICONIC Card. EARN MORE ON YOUR SAVINGS Make sure your money is working for you, with 2.60% APY on your savings balances. KNOW YOU'RE MAKING THE RIGHT DECISIONS Keep track of all your checking, debt and investment accounts in one place. ICONIC provides personalized and actionable guidance on what you should do with your money. TRUSTED AND SECURE Stay in control of your money with two-factor authentication, TouchID, or FaceID. Enable instant transaction alerts and daily balance updates, and block your card or international transactions in a single tap. NO FEES, NO SURPRISES We're here to put more money in your pocket, not take more out. ICONIC has no monthly maintenance fees, minimum balance fees or foreign transaction fees. ------------------------------ ^Iconic offers members up to 8.00% cash back boosts on revolving limited time promotions and a guaranteed minimum monthly rate of 2.10% cash back across all your qualifying purchases made using your Iconic Card. See Iconic Cash Back Rewards Program Terms for more details. The Annual Percentage Yield ("APY") for the Iconic Savings Pockets is variable and may change at any time. The disclosed APY is effective as of October 1, 2022. No minimum balance required. Must have $0.01 in savings pockets to earn interest. The Iconic Card is a secured credit card secured by funds in your secure account, see terms and conditions for more details. ^Iconic provides 24/7 personalized financial guidance built by unbiased Certified Financial Planners on what you should do with your money. We'll assess your financial situation and recommend your priorities across building your emergency savings, paying off debt and investing in retirement. Iconic does not offer investment or retirement accounts. *Iconic Cash and Savings accounts are FDIC-insured up to $250,000 per depositor through First Pryority Bank, Member FDIC. The Iconic Card is issued by First Pryority Bank, Member FDIC, pursuant to license by Visa U.S.A. Inc. ## Key features - 2.10% cash back on all purchases - 2.60% APY on savings - Personalized financial guidance - Two-factor authentication - Instant transaction alerts - No monthly fees or minimums ## Recent user reviews (6 of 6) All indexed reviews: https://appshunter.io/ios/app/iconic-mobile-banking/id1579785998/reviews.md ### 1/5 — Remove this App! *2023-06-06* Why is this app still available in the App Store? I had an account with “Iconic” as well as all the people I referred until the day we received notice that the accounts were being closed due to “Iconic” going out of biz! Waste of time setting everything up and changing over all my accounts just for them to shut down! SMH 🙆🏽‍♂️🤦🏻‍♂️whoever is in charge of things is clearly 😴💤🛌 on the job! ### 1/5 — Scam! *2023-02-10, version 1.0.13* Don’t even bother. Right after they open an account, they closed it a few days later. No reason why. With dome many other FinTech companies out there. don’t bother with this one. ### 1/5 — No Reply from Support *2022-08-08, version 1.0.9* Been a few weeks and I am still stuck on being “reviewed” with no answers from support ### 5/5 — A bank I actually like… and trust?!? *2022-08-04, version 1.0.9* FINALLY. A banking service I can rely on and trust. The financial dashboard is incredibly insightful and the app itself is surprisingly user friendly. This started as a trial but I’ve since converted to using this as my primary bank and haven’t found anything in the market place that offers nearly as many benefits or tools. The customer service is SO reliable and kind and you earn the highest cash back in the country. I this these guys are the future … ### 5/5 — Goodbye Wells Fargo hello future *2022-06-28, version 1.0.6* This bank/app is fantastic. Extremely clear and concise user experience without the frustration of the big bank experience. Also best cash back in the game. ### 1/5 — Waiting list still waiting *2022-04-12, version 1.0.1* Been on a waiting list for a month ## Frequently asked questions about ICONIC ### What is ICONIC's cash back program? ICONIC offers members up to 8.00% cash back boosts on limited-time promotions and a guaranteed minimum of 2.10% cash back across all qualifying purchases made with the ICONIC Card. ### What is the APY for ICONIC savings? The Annual Percentage Yield (APY) for ICONIC Savings Pockets is variable and may change. As of October 1, 2022, the disclosed APY was 2.60%. No minimum balance is required to earn interest. ### How does ICONIC ensure security? ICONIC uses two-factor authentication, TouchID, or FaceID for secure access. Users can also enable instant transaction alerts, daily balance updates, and block cards or international transactions with a single tap. ### Does ICONIC have any fees? No, ICONIC has zero fees. This includes no monthly maintenance fees, minimum balance fees, or foreign transaction fees, ensuring more money stays in your pocket. ### What kind of financial guidance does ICONIC provide? ICONIC offers 24/7 personalized financial guidance from Certified Financial Planners. They assess your financial situation and provide recommendations for building emergency savings, paying off debt, and investing in retirement. ### Is my money safe with ICONIC? Yes, ICONIC and Savings accounts are FDIC-insured up to $250,000 per depositor through First Pryority Bank, Member FDIC. The ICONIC Card is issued by First Pryority Bank, Member FDIC. ### What devices does ICONIC support? ICONIC is available on iPhone, iPad, and iPod devices. ### How often is ICONIC updated? The latest version of ICONIC is 1.0.13, which was last updated on December 30, 2022. Updates typically include bug fixes and feature enhancements. ## Version history (last 1 release) ### 1.0.13 — 2022-12-30 Bug fixes and improvements. ## Apps similar to ICONIC | App | Rating | Price | Category | | --- | --- | --- | --- | | [Linum: Budgeting by Invest it!](https://appshunter.io/ios/app/linum-budgeting-by-invest-it/id1612518920) | — | Free | Finance | | [D.E.B.T. 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