# iCreditWorks — The smartest way to pay. > Mobile financing application with secure identity validation and loan management. (iPhone/iPad app by iCreditWorks.) - Source: https://appshunter.io/ios/app/icreditworks/id1455870277 (this page in markdown: same URL + `.md`) - Developer: [iCreditWorks](https://appshunter.io/developer/1455870276) - Category: Finance - Price: Free - Rating: 4.80/5 from 1,216 App Store ratings · 28 written reviews indexed - Age rating: 17+ - Requires: iOS 16.6 · 443 MB - Languages: American English, European Spanish - Released: 2020-10-05 - Data updated: 2026-09-07 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/icreditworks/id1455870277/reviews.md ## What is iCreditWorks? Introducing an awesome new way to apply for financing* with affordable interest rates and low monthly payments—right from your iPhone! iCreditWorks provides access to only responsible credit options—simple installment loans with full transparency and a clear path to repayment. Get a credit decision in seconds, select the best loan option for you, and start treatment. Biometric identity validation is integrated in the iCreditWorks App to keep you safe from potential identity theft or fraud. A fully integrated SecureSign solution ensures all documents are secure within the App. The iCreditWorks App is based on common sense, and the entire financing process is that simple. Manage all aspects of your iCreditWorks account, anytime and anywhere; your loan amount, balance, and payments are always available with a single tap. You’ll maintain control over your account, 24/7, and right where you want it most. And as a member of the iCreditWorks community, you’ll have access to educational resources that promote financial health. *All loans issued by WebBank ## Key features - Apply for financing - Affordable interest rates - Low monthly payments - Credit decision in seconds - Biometric identity validation - Secure document signing - Account management 24/7 ## What do users think of iCreditWorks? Overall sentiment: positive **Pros** - 🚀 Super easy to use - 👍 Convenient app experience - 🚀 Fast and efficient - 👍 Great customer service - 🚀 Quick approval process **Cons** - ⏱️ Lengthy financing process - 🐛 Inconsistent app performance - 🔍 Lack of transparency on fees **Commonly reported bugs** - Issues with autopay and payment processing - Verification problems causing application rejections **Most requested features** - Improve communication on returned payments - Enhance app stability and reliability ## Recent user reviews (10 of 28) All indexed reviews: https://appshunter.io/ios/app/icreditworks/id1455870277/reviews.md ### 1/5 — Process is to long *2025-08-14* This process takes to long to finance i don’t like how im here at he office for an hour to finance and the extra phone call with questions please do better as the other lenders doesnt take this long **Developer response:** Hi Alma, Thanks for sharing your feedback. We regret to hear that the financing process did not meet your expectations and took longer than anticipated. We understand the importance of efficiency and will review our procedures to identify opportunities for improvement. Your input is valuable and will help us enhance the experience for future customers. ### 5/5 — Super Easy *2024-10-10* This app is super easy to use! It made getting a loan for my dental work very easy! **Developer response:** Hi VG8211994, Thanks so much for your feedback! It’s great to know that the app is working well for you. We’ve designed it with ease in mind, so we’re glad you found it super easy! ### 5/5 — Easy to use! *2024-10-10* Easy and quick app to use. Makes the process simple **Developer response:** Hi Chooch45, Thank you for your feedback! We're delighted to hear that you found the app easy and quick to use. Making the process simple for our users is one of our top priorities. If you have any suggestions or need further assistance, we’re always here to help! ### 5/5 — Mario Mennella *2024-10-10, version 1.0.98* Amazing service, very helpful, patient and received results. ### 5/5 — Great experience *2024-10-10* Very convenient for getting my sons down payment made for braces **Developer response:** Thank you for your feedback! We’re glad to hear that our service made it convenient for you to take care of your son's down payment for his braces. We know how important it is to have a smooth and hassle-free process for things that matter. If you ever need anything else, we’re here to help! ### 5/5 — Great experience with the app *2024-10-10* The app was easy to use very seamless. The application process was simple and quick. **Developer response:** Hi Natasha, Thank you so much for your 5-star review! We're thrilled to hear that you found our application process simple and quick. We always strive to make things as easy and efficient as possible for our customers. If you have any further questions or need assistance in the future, feel free to reach out. We’re here to help! ### 5/5 — Awesome *2024-08-07* I love that I was approved. They worked it out when I was having difficulties filling in the paper work. **Developer response:** Hi NayNayBlessed, Thank you for your 5-star review! We’re delighted to hear that you had a positive experience and that we could assist you with the application process. Your satisfaction is our priority, and we're glad we could help when you needed it. If you have any more questions or need assistance in the future, we're here to help. Welcome to the iCreditWorks community! ### 5/5 — It’s a new day - It’s so SIMPLE *2024-07-06* I have used CareCredit and hate the process and deferred interest product. ICreditWorks was simple, fast and boom I was done. AWESOME!! **Developer response:** Hi DIDI57123, Thank you for sharing the feedback. We’re glad that the simplicity and speed of our application process are meeting your expectations, as we strive to make our processes as user-friendly as possible. Your positive experience is exactly what we aim for, and it’s great to know that these aspects are delivering value to you. Thank you for being a part of the iCreditWorks family. ### 4/5 — Needs more clarification *2024-04-02* The app should be more open about what fees there will be before making us sign the loan. It clarifies at the end, but needs shown up front. **Developer response:** Dear Vvfdrr, We apologize for not meeting your expectations. We would like to gather more information about the issues you are experiencing so that we can resolve them as soon as possible. Please let us know the best phone number and time to reach you, or feel free to contact us directly at 877-388-4821 from Monday to Friday between 9 AM and 6 PM EST. We are here to help you. Best regards, ### 5/5 — Hema *2024-03-03, version 1.0.74* Great experience, super easy to use the app ## Frequently asked questions about iCreditWorks ### What is iCreditWorks? iCreditWorks is a mobile application that allows users to apply for financing with affordable interest rates and low monthly payments directly from their iPhone. It provides access to responsible credit options, offering simple installment loans with full transparency and a clear repayment path. ### How does iCreditWorks ensure security? The app integrates biometric identity validation to protect against identity theft and fraud. Additionally, a fully integrated SecureSign solution ensures that all documents are securely handled within the app, providing peace of mind for users. ### Can I manage my loan through the app? Yes, you can manage all aspects of your iCreditWorks account anytime and anywhere. Your loan amount, balance, and payment details are readily available with a single tap, giving you 24/7 control over your account. ### Is iCreditWorks free to use? Based on the provided information, the iCreditWorks app itself is free to download and use. The application facilitates the process of applying for loans, and the terms of those loans, including interest rates and fees, would be determined by WebBank. ### Who issues the loans through iCreditWorks? All loans issued through the iCreditWorks app are provided by WebBank. This ensures that the credit options available are from a reputable financial institution. ## Version history (last 5 releases) ### 1.0.156 — 2026-08-31 We’ve enhanced the iCreditWorks mobile App experience with new features that unlock exciting new capabilities and make the experience more intuitive and safe. Now you can: • See how much you qualify for & estimate your monthly payments • Modify loan or provider selection throughout the application • Check loan options, with no impact on your credit • Access a broad suite of “Point-of-Sale” financing products through iCreditWorks • Use the iCreditWorks Virtual Card to pay your provider • Search national database of iCreditWorks-qualified providers • Set up AutoPay for on-time, worry-free payments • Pay your provider securely via location geofencing ### 1.0.155 — 2026-07-15 We’ve enhanced the iCreditWorks mobile App experience with new features that unlock exciting new capabilities and make the experience more intuitive and safe. Now you can: • See how much you qualify for & estimate your monthly payments • Modify loan or provider selection throughout the application • Check loan options, with no impact on your credit • Access a broad suite of “Point-of-Sale” financing products through iCreditWorks • Use the iCreditWorks Virtual Card to pay your provider • Search national database of iCreditWorks-qualified providers • Set up AutoPay for on-time, worry-free payments • Pay your provider securely via location geofencing ### 1.0.154 — 2026-06-19 We’ve enhanced the iCreditWorks mobile App experience with new features that unlock exciting new capabilities and make the experience more intuitive and safe. Now you can: • See how much you qualify for & estimate your monthly payments • Modify loan or provider selection throughout the application • Check loan options, with no impact on your credit • Access a broad suite of “Point-of-Sale” financing products through iCreditWorks • Use the iCreditWorks Virtual Card to pay your provider • Search national database of iCreditWorks-qualified providers • Set up AutoPay for on-time, worry-free payments • Pay your provider securely via location geofencing ### 1.0.153 — 2026-06-15 We’ve enhanced the iCreditWorks mobile App experience with new features that unlock exciting new capabilities and make the experience more intuitive and safe. Now you can: • See how much you qualify for & estimate your monthly payments • Modify loan or provider selection throughout the application • Check loan options, with no impact on your credit • Access a broad suite of “Point-of-Sale” financing products through iCreditWorks • Use the iCreditWorks Virtual Card to pay your provider • Search national database of iCreditWorks-qualified providers • Set up AutoPay for on-time, worry-free payments • Pay your provider securely via location geofencing ### 1.0.152 — 2026-05-29 We’ve enhanced the iCreditWorks mobile App experience with new features that unlock exciting new capabilities and make the experience more intuitive and safe. Now you can: • See how much you qualify for & estimate your monthly payments • Modify loan or provider selection throughout the application • Check loan options, with no impact on your credit • Access a broad suite of “Point-of-Sale” financing products through iCreditWorks • Use the iCreditWorks Virtual Card to pay your provider • Search national database of iCreditWorks-qualified providers • Set up AutoPay for on-time, worry-free payments • Pay your provider securely via location geofencing ## Apps similar to iCreditWorks | App | Rating | Price | Category | | --- | --- | --- | --- | | [Lendee App](https://appshunter.io/ios/app/lendee-app/id6737959895) | 3.2 (105) | Free | Finance | | [Sosocredit](https://appshunter.io/ios/app/sosocredit/id6478764578) | 3.5 (4) | Free | Finance | | [Americash Loans](https://appshunter.io/ios/app/americash-loans/id1529566327) | 2.9 (8) | Free | Finance | | [Sail Loans](https://appshunter.io/ios/app/sail-loans/id1578869732) | 5.0 (3) | Free | Finance | | [Big Picture Loans](https://appshunter.io/ios/app/big-picture-loans/id6444485879) | 4.7 (289) | Free | Finance | | [BMG Money](https://appshunter.io/ios/app/bmg-money/id1629499701) | 3.3 (151) | Free | Finance | ## More apps by iCreditWorks - [Henry Schein PracticePay](https://appshunter.io/ios/app/henry-schein-practicepay/id6575345209) - [On-The-Go HSFS](https://appshunter.io/ios/app/on-the-go-hsfs/id6723900031) All apps by iCreditWorks: https://appshunter.io/developer/1455870276 ## Related topics [icreditworks](https://appshunter.io/ios/topics/icreditworks) · [direct lenders](https://appshunter.io/ios/topics/direct-lenders) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-07.*