# iCross FS > U.S. real estate investment platform for direct developer access and diverse financial products. (iPhone/iPad app by iCross Fund INC.) - Source: https://appshunter.io/ios/app/icross-fs/id1458942895 (this page in markdown: same URL + `.md`) - Developer: [iCross Fund INC](https://appshunter.io/developer/1458942894) - Category: Finance, Business - Price: Free - Rating: 4.83/5 from 6 App Store ratings - Age rating: 4+ - Requires: iOS 13.0 · 33 MB - Languages: English - Released: 2019-04-23 - Data updated: 2026-07-05 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/icross-fs/id1458942895/reviews.md ## What is iCross FS? iCross Fund是一家专注于美国优质房地产投资的美国本土基金。类比于股票市场的一级和二级市场，传统房地产投资一般投资于“二级”房地产市场，购买已建成的房产，获取房租和流通（二级）市场的房地产升值；iCross Fund则投资“一级”市场，享受开发商的“原始股”开发利润，或以土地建筑为抵押，贷款给开发商，获取稳健的固定利息回报，投资金额低，省去出租打理繁冗不便，投资流程透明简便，实现收益最大化。 直接对接开发商和投资人，iCross Fund主打的两大类投资产品分别是iCross 美元余额宝和 iCross美国大房东股权产品。iCross 美元余额宝产品是获取固定收益的债权产品，以美国尤其纽约黄金地段的土地或建筑物为抵押，如同银行发放贷款给资历深、实力强、信用佳的美国开发商，获取固定利息，周期一般半年、一年、一年半或两年不等，年化6.25%-7.5%，投资金额5000美元起。国际投资人享受美国免税优惠，净回报高于自行买房出租打理的回报率。美国华人可以将“躺”在银行的闲散资金利用起来，投资短期定期的理财产品。 iCross美国大房东股权产品如同“原始股”的股权项目，用小量资金， 直接参与向来只有华尔街大佬机构参与的公寓楼房地产开发项目，获取可观的开发利润。如果将利润转化成买房折扣，那就如同自己建房，买到心仪的成本房。无论从哪个角度考虑，都是上乘的股权投资选择；结合iCross 美元余额宝产品，可以优化地产投资组合，以及养老计划、401k计划、教育基金、股票投资等家庭投资规划组合。 自成立以来，iCross Fund已成功发行27个美元余额宝项目和4个股权项目，累计项目金额近一亿美元，其中美元余额宝1-12号项目已经到期完成，投资人本金和利息顺利返还。2019年将陆续完成其他一些余额宝和股权项目。 iCross Fund的过往业绩充分体现iCross团队严格筛选的尽职调查和风控能力。团队成员具有多年银行和房地产贷款及风控经验，在众多项目选择中，只有不到5%的项目经评估后，可以上线iCross。充足的抵押物价值，稳健的贷款与抵押物比值，开发商其他资产连带责任担保，投资安全系数高，本金有地产保证。 拥有如此优质的项目资源，源于iCross团队多年积累的行业经验和多方合作关系。iCross团队是行业的专家，拥有多年纽约精品地产投资和开发经验，深谙本土文化，具备独到的地产投资视野，为散户投资人提供过去以少量资金难以接触到的“一级”地产投资机会，为海外资产配置和优化投资组合提供多样化的投资产品。 iCross 与世界各地多家知名地产开发商、建筑商、银行、律所、会计师和地产经纪建立长期合作关系，形成全产业链一条龙式投资、地产、金融、法律和财税的服务体系，围绕地产投资，全方位为您提供最佳专业服务。通过iCross平台，无需投资中介，化繁为简，让整个投资流程简单明了地呈现在您面前。作为我们尊贵的客户，您的美国房地产项目投资可以得到iCross专业团队的全方位服务。  投资无门槛，视野无疆界！欢迎您和iCross一同创新，人人参与海外地产投资！ ## Key features - Invest in U.S. real estate - Direct access to developers - Fixed-income debt products - Equity participation in development - Low investment minimums - Transparent investment process - Diversify investment portfolio ## Frequently asked questions about iCross FS ### What types of investments does iCross FS offer? iCross FS offers two main types of investment products: iCross USD Balance Treasure, which are fixed-income debt products secured by U.S. real estate, and iCross US Big Landlord Equity products, which allow participation in apartment building development projects. ### What are the minimum investment amounts for iCross FS products? The iCross USD Balance Treasure products start with an investment amount of $5,000 USD. The equity products allow participation with a small amount of capital, akin to buying 'original shares'. ### How secure are the investments on iCross FS? Investments are secured by U.S. real estate, with loan-to-value ratios considered. The platform emphasizes the developer's other assets as collateral and joint liability guarantees, aiming for a high safety coefficient with principal guaranteed by real estate. ### What is the typical return on investment for iCross FS products? The iCross USD Balance Treasure products typically offer annualized returns of 6.25%-7.5%. The equity products aim to provide considerable development profits, comparable to building one's own home at cost. ### Does iCross FS have ads? No, iCross FS does not contain advertisements, providing an ad-free investment experience. ### What is the update frequency of iCross FS? The app was last updated on March 24, 2026, indicating a commitment to ongoing development and maintenance. ### What devices is iCross FS available on? iCross FS is available on iPhone, iPad, and iPod devices, catering to a wide range of Apple users. ### What is the user sentiment towards iCross FS based on ratings? iCross FS has a very high average rating of 4.8 stars from 6 ratings, suggesting strong positive user sentiment. ## Version history (last 5 releases) ### 1.11.01 — 2026-07-01 调整了季度派UI。 ### 1.11.00 — 2026-03-24 支持了用户展示多个EB5投资项目 ### 1.10.12 — 2026-01-07 修复无法从用户数据界面进入项目介绍的bug ### 1.10.11 — 2026-01-02 修复UI bug ### 1.10.10 — 2025-12-17 3.1结束，修改UI ## Apps similar to iCross FS | App | Rating | Price | Category | | --- | --- | --- | --- | | [Infoexperto](https://appshunter.io/ios/app/infoexperto/id1663240840) | — | Free | Finance | | [YKIB Digital Lite](https://appshunter.io/ios/app/ykib-digital-lite/id1661471720) | 4.7 (3) | Free | Finance | | [Parali](https://appshunter.io/ios/app/parali/id6443763240) | — | Free | Finance | | [Signal Crypto Pro & trading](https://appshunter.io/ios/app/signal-crypto-pro-and-trading/id1665185840) | 5.0 (1) | Free | Finance | | [Savita](https://appshunter.io/ios/app/savita/id1664110660) | 4.0 (32) | Free | Finance | | [Greatweek.com](https://appshunter.io/ios/app/greatweekcom/id1662945960) | 5.0 (1) | Free | Finance | ## Related topics [icrosss](https://appshunter.io/ios/topics/icrosss) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-05.*