# 马上金融 (安逸花借款)-正规贷款分期借钱平台 — 马上消费金融持牌金融机构

> Licensed financial institution offering quick personal loans and credit services. (iPhone/iPad app by 马上消费金融股份有限公司.)

- Source: https://appshunter.io/ios/app/id1055916992 (this page in markdown: same URL + `.md`)
- Developer: [马上消费金融股份有限公司](https://appshunter.io/developer/1035050937)
- Category: Finance, Business
- Price: Free with in-app purchases
- Rating: 4.82/5 from 104,540 App Store ratings · 62 written reviews indexed
- Age rating: 17+
- Requires: iOS 12.0 · 68 MB
- Languages: Chinese (Simplified, China)
- Released: 2015-11-24
- Data updated: 2026-09-07
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/id1055916992/reviews.md

## What is 马上金融 (安逸花借款)?

马上金融APP（涵盖“安逸花”相关借款服务）——为持牌机构旗下产品，马上消费旗下信贷平台
【信贷】额度最高20万元，用钱无忧金融
【专业】借款大平台，审批通过后最快1分钟放款
【正规】放心借贷，有保障、可信赖
【权益】享最高5万元提额机会，多种方式助提额

【平台介绍】
马上金融APP(涵盖“安逸花”相关借款服务)为马上消费金融股份有限公司推出的，一款循环额度的借钱贷款产品的申请平台，最高额度20万元，用户可以在额度范围内进行分期借钱贷款，并可自主提现至银行卡。登录马上金融APP，即可体验“安逸花”便捷借款服务。专业正规，安全便捷，值得信赖！

【产品特点】
1. 额度高：额度最高可达20万元
2. 效率高：贷款全程线上，使用身份证+手机号即可申请，审批通过后最快1分钟放款！
3. 操作易：借款进度随时查，还款操作很方便
4. 可循环：一次授信，循环使用，额度有效期为5年，年化利率（单利）7.2%-24%
5. 更便捷：金融贷款，信贷助手（小额贷款，贷款平台，借钱平台，现金借款，借款平台）就找马上金融
 
【关于马上消费】
 马上消费旗下信贷APP包括：安逸花 | 马上金融 | 优逸花
马上消费金融股份有限公司（简称“马上消费”）是一家经原中国银保监会批准，持有消费金融牌照的科技驱动型金融机构。马上消费金融为您提供专业、智能、便捷的消费借贷、分期借款。

【资金来源】
贷款资金由马上消费金融股份有限公司及/或合作金融机构提供

【相关协议】
 《隐私政策》https://vayh.msxf.com/protocol/privacy_protocol
 《用户服务协议》https://vayh.msxf.com/protocol/regist_protocol

【联系我们】
马上消费官网：www.msxf.com
客服电话：95090

【温馨提示】
贷款额度、放款时间、通过率以实际审批结果为准
贷款有风险，借款需谨慎，请依据个人能力合理贷款，理性消费，避免逾期

## Key features

- High loan limits up to 300,000 yuan
- Fast approval and disbursement (as quick as 1 minute)
- Secure and trustworthy lending platform
- Opportunities for credit limit increases
- Online application with ID and phone number
- Circular credit for up to 5 years
- Convenient repayment options

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| 基础版连续包月会员 | $0.49 | per month |
| 标准版连续包月会员 | $1.49 | per month |
| 钜惠逸骊会员基础版 | $0.99 | per month |
| 逸骊会员连包月卡 | $5.99 | per month |
| 尊享逸骊会员连包月卡 | $14.99 | per month |


## Recent user reviews (10 of 62)

All indexed reviews: https://appshunter.io/ios/app/id1055916992/reviews.md

### 5/5 — 好啊

*2025-06-16*

好啊 好啊

### 5/5 — 秒借很优秀的产品

*2025-05-14*

贷款在这里申请过一次借款，两天就批下来了。当然我的资质八也不错就是了，哈哈。以后利率能低点更好了，做生意这年头越来越难，成本太高了。第一款成功放款的软件，安全快捷，最困难的时候靠这个软件度过步骤很少，在手机上几分钟就搞定了，速度特别快，非常好，很好用!

### 5/5 — 很好很好很好很好

*2025-04-08*

很好很好很好很好

### 5/5 — 放款快

*2025-02-02*

马上放款快

### 2/5 — 安逸花

*2025-01-24*

放款快，利息低。

### 5/5 — 很好

*2024-12-20*

更好

### 5/5 — 好用

*2024-12-10*

非常适合的软件 需要用钱急用钱都可以用这个平台 真的非常好 每个月都有提额度 很喜欢这种 还进去了也可以借 大家放心使用用好几个月了，说实话现在是先消费时代，马上消费为消费者提供了先消费后还款的金融服务，还可分期，在某种程度上缓解了消费者的支付压力，可以更好的为消费者在资金周转困难的时候能够起到非常重要的作用，在银行贷款手续繁琐，但马上消费方便得多，所以真心感谢贴心的服务，现在这样的好平台不多了!推荐大家使用，希望多多更新板块和内容，让我们得到更多的用户体验效果，以及及时的活动推送，让我们得到很多的活动详情，很信任!今天尝试体验一下服务平台，相信能给生活带来更多的精彩。支持

### 5/5 — 还好

*2024-10-30*

还好用

### 5/5 — Sooooo good

*2024-10-14, version 4.11.81*

很好很放心

### 5/5 — good app

*2024-10-08*

help when you need it

## Frequently asked questions about 马上金融 (安逸花借款)

### What is this app?

This app is a platform for applying for personal loans and credit services from a licensed financial institution. It allows users to borrow money with high limits, fast approval, and convenient repayment options. The funds are sourced from the institution and its partners.

### What are the key features of this loan app?

Key features include high loan limits up to 300,000 yuan, fast disbursement as quick as 1 minute after approval, and a secure, trustworthy lending process. It also offers opportunities to increase credit limits and provides a circular credit facility valid for up to 5 years.

### How much does it cost to use this app?

The app itself is free to download and use for loan applications. However, it offers optional subscription memberships like '钜惠逸骊会员基础版' for 1 yuan/month and '钜惠逸骊会员标准版' for 8 yuan/month, which provide additional benefits. These subscriptions auto-renew unless canceled.

### Who is this app for?

This app is designed for individuals who need quick access to funds and are looking for a reliable platform to secure personal loans. It's suitable for those who prefer online applications and flexible credit options, with loan limits that can reach up to 300,000 yuan.

### How do I apply for a loan?

You can apply for a loan by simply using your ID card and mobile number through the app. The entire process is online, making it efficient and easy. Loan amounts, disbursement times, and approval rates are subject to the actual approval results.

## Version history (last 5 releases)

### 4.12.5 — 2026-08-31

【申请便捷】借款流程简捷，安全又省心
【体验升级】视觉体验优化，操作更流畅

### 4.12.4 — 2026-07-23

【申请便捷】借款流程简捷，安全又省心
【体验升级】视觉体验优化，操作更流畅

### 4.12.3 — 2026-06-10

【申请便捷】借款流程简捷，安全又省心
【体验升级】视觉体验优化，操作更流畅

### 4.12.2 — 2026-02-02

【申请便捷】借款流程简捷，安全又省心
【体验升级】视觉体验优化，操作更流畅

### 4.12.0 — 2026-01-08

【申请便捷】借款流程简捷，安全又省心
【体验升级】视觉体验优化，操作更流畅

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## More apps by 马上消费金融股份有限公司

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- [马上钱包-手机借钱借款小额分期贷款平台](https://appshunter.io/ios/app/id1568686533)
- [优逸花-信用借钱贷款分期平台](https://appshunter.io/ios/app/id1569330127)
- [马上分期贷款-分期贷款小额借钱平台](https://appshunter.io/ios/app/id1585923863)

All apps by 马上消费金融股份有限公司: https://appshunter.io/developer/1035050937

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-07.*