# 国美金融-贷款理财平台 — 让理财借钱变得更简单

> Financial platform for loans, wealth management, and business financing. (iPhone/iPad app by GOME Financial Holdings Investment CO., LTD.)

- Source: https://appshunter.io/ios/app/id1064826802 (this page in markdown: same URL + `.md`)
- Developer: [GOME Financial Holdings Investment CO., LTD](https://appshunter.io/developer/1063986015)
- Category: Finance
- Price: Free
- Age rating: 17+
- Requires: iOS 12.0 · 138 MB
- Languages: Chinese (Simplified, China)
- Released: 2016-02-05
- Data updated: 2026-08-16
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/id1064826802/reviews.md

## What is 国美金融?

【关于国美金融】
国美金融为国美控股旗下从事金融发展与投资业务的战略管控平台，依托现有零售场景及产业链资源优势，采取灵活快速的战略，紧绕国美“家 生活”核心战略，构建包括消费金融、财富管理、企业融资、支付业务等四大产品品牌体系，锐意创新，致力推动普惠金融在中国的发展。
【金融科技服务提供商】
以科技为支撑，以风控为核心，以客户为资源，通过对接并筛选海量客群，为金融机构输出适配流量，做金融科技服务提供商，适配流量供应商。
【消费金融】
取现消费、公积金贷款、门店分期、在线商城分期
【财富管理】
银行精选、黄金回购、智能投顾、金条饰品、家电清洗

## Key features

- Consumer loans
- Wealth management services
- Business financing
- Financial technology services
- Smart investment advisor
- Gold buyback

## Recent user reviews (10 of 20)

All indexed reviews: https://appshunter.io/ios/app/id1064826802/reviews.md

### 5/5 — 黑心东西

*2022-01-10*

尽量不要用，连本带利的还都还不完

### 5/5 — 靠谱的理财平台

*2020-03-06*

有丰富的基金、银行产品，还有理财知识普及，帮助快速提升理财能力，棒棒的

### 5/5 — 使用挺好的

*2020-03-06*

页面还是很简洁的，使用起来比较方便，产品也挺一目了然，和朋友推荐啦！

### 1/5 — 垃圾国美

*2019-12-04*

别信这个软件，都是骗钱的。说的什么都很好，最后就让你啥也得不到。我自己亲身经历过的。狗垃圾公司

### 1/5 — 大家不要被骗了

*2019-10-23*

大家不要被骗了，点进去申请额度通过了，还要交那个什么钱才能放款，怀疑都是骗子来的

### 5/5 — 五星是让别人看到

*2019-10-09*

这软件骗人的  开通了 没用注销不了  客服态度极差

### 5/5 — 国美金融无法注销帐号

*2019-08-22*

国美金融平台无法解绑银行卡，注销帐号，人工客服告诉你，不要随便注册他们公司平台帐号，注册以后是不能注销的，强制性把你的信息留在平台里面，这就等同于国美金融拿着客户信息流量，去拉企业搞融资，个人信息安全，没法保障

### 5/5 — 员工素质极低

*2019-08-14*

员工素质低下，不仅骂人，还泄露客户信息，高星只为让人看到

### 5/5 — 为什么现在没有理财产品了？

*2018-07-18*

之前朋友介绍买了一些，觉得挺好的，今年还想买，不过下半年就没有发过理财产品，买不到了。不知道为什么！

### 5/5 — 希望能出绑定多张银行卡功能

*2018-01-26*

对我这种跳槽之后更换新银行卡的人真的伤不起啊，每次转账都要手续费

## Frequently asked questions about 国美金融

### What types of loans does 国美金融 offer?

国美金融 provides various consumer loan options, including cash withdrawals, provident fund loans, in-store installments, and online mall installments.

### What wealth management services are available on 国美金融?

Users can access services such as bank product selection, gold buyback, smart investment advisory, gold jewelry, and appliance cleaning.

### Is 国美金融 a secure platform for financial transactions?

The platform emphasizes risk control as a core component and aims to provide financial technology services by connecting and screening a large customer base for financial institutions.

### What is the age rating for 国美金融?

国美金融 has an age rating of 17+, indicating it is intended for mature users.

### On which devices can 国美金融 be used?

国美金融 is available on iPhone, iPad, and iPod devices.

### How often is 国美金融 updated?

The app was last updated on November 19, 2025, with the latest version being 7.0.4, suggesting regular updates.

### Does 国美金融 have ads?

Based on the provided data, 国美金融 does not contain advertisements.

### What is the primary focus of 国美金融?

国美金融 focuses on developing and investing in financial services, aiming to promote inclusive finance in China through consumer finance, wealth management, business financing, and payment services.

## Version history (last 5 releases)

### 7.0.4 — 2025-11-19

1、优化提升用户体验 
2、修复问题强化功能 
我们一直在努力变得更好

### 7.0.3 — 2025-09-08

1、优化提升用户体验 
2、修复问题强化功能 
我们一直在努力变得更好

### 7.0.2 — 2025-08-04

1、优化提升用户体验 
2、修复问题强化功能 
我们一直在努力变得更好

### 7.0.1 — 2025-03-07

1、优化提升用户体验 
2、修复问题强化功能 
我们一直在努力变得更好

### 7.0.0 — 2024-10-18

1、优化提升用户体验 
2、修复问题强化功能 
我们一直在努力变得更好

## Apps similar to 国美金融

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [魔借-小额借款平台](https://appshunter.io/ios/app/id1197956810) | 3.0 (4) | Free | Finance |
| [中原提钱花-正规大额借钱长周期贷款平台](https://appshunter.io/ios/app/id1518722931) | 5.0 (6) | Free | Finance |
| [考拉易分期-借钱借款贷款平台](https://appshunter.io/ios/app/id523367437) | 4.2 (5) | Free | Finance |
| [宜人贷借款 – 宜人贷官方借款APP](https://appshunter.io/ios/app/app/id787786130) | 2.3 (4) | Free | Finance |
| [可易借-借钱借款信用贷款平台](https://appshunter.io/ios/app/id1282277563) | 3.0 (4) | Free | Finance |
| [海尔消费金融-正规手机贷款极速借款app](https://appshunter.io/ios/app/app/id1129104892) | 4.0 (4,179) | Free | Finance |

## More apps by GOME Financial Holdings Investment CO., LTD

- [美易借钱—正规分期贷款借款平台](https://appshunter.io/ios/app/id1136585962)
- [国美基金—国美金融旗下基金理财安全投资平台](https://appshunter.io/ios/app/id1148872164)
- [盈美信科OA](https://appshunter.io/ios/app/oa/id1671712991)
- [国美天眼](https://appshunter.io/ios/app/id6446068937)

All apps by GOME Financial Holdings Investment CO., LTD: https://appshunter.io/developer/1063986015

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-16.*