# 钱香金融-黄金珠宝投资借贷平台 — 应用商场精品推荐理财软件

> Financial platform for gold and jewelry industry micro-lending. (iPhone/iPad app by Shanghai Qingxin Internet Banking Information Service Co.Ltd..)

- Source: https://appshunter.io/ios/app/id1104893883 (this page in markdown: same URL + `.md`)
- Developer: [Shanghai Qingxin Internet Banking Information Service Co.Ltd.](https://appshunter.io/developer/1104893882)
- Category: Finance, Business
- Price: Free
- Rating: 4.80/5 from 6 App Store ratings
- Age rating: 17+
- Requires: iOS 8.0 · 61 MB
- Languages: American English, Chinese (Simplified, China)
- Released: 2016-05-01
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/id1104893883/reviews.md

## What is 钱香金融?

【钱香金融简介】
钱香，驰展控股旗下垂直黄金珠宝产业终端的小微金融服务，为黄金珠宝产业终端门店和出借人双方搭建一个合法合规的小微金融借贷撮合服务的金融信息中介平台。钱香金融专注黄金珠宝小微金融服务，截止2019年3月累计撮合交易超44.33亿，累计为用户赚取收益超过1.42亿。

【合法合规 稳健向上】
1、坚持小额分散，严控风险管理。
2、江西银行存管，资金流向清晰。
3、出借标的丰富，服务期限可选。
4、附带门店视频，信息披露详尽。

【钱香金融大事记】
2019.1 钱香荣获“2018最具影响力珠宝产业供应链企业”奖
2018.12钱香与珠宝管家携手开启珠宝产业链新“势”代
2018.10 钱香出借人监督委员会正式成立
2018.9 钱香获科技型中小企业技术创新资金政府补贴
2018.9 钱香向当地监管机构提交网贷自查报告
2018.6 钱香母公司获得知名创投机构金沙江联合资本A轮融资。
2018.1 钱香完成信息安全等保三级认证
2017.9 钱香对接包商银行资产资金战略合作
2017.3 钱香正式上线江西银行存管系统

【联系方式】
官网网站：www.qianxiangbank.com
微信公众号：钱香金融
客服热线：400-666-8980
客服微信：kefuxiangmei

## Key features

- Gold and jewelry industry focus
- Micro-lending facilitation
- Legal and compliant platform
- Bank custody for funds
- Diversified lending options
- Detailed information disclosure


## Frequently asked questions about 钱香金融

### What is 钱香金融?

钱香金融 is a financial information intermediary platform that facilitates micro-lending services specifically for the gold and jewelry industry. It connects terminal stores in the industry with lenders, ensuring legal compliance and risk management.

### How secure is 钱香金融?

The platform emphasizes security with features like Jiangxi Bank custody for funds, ensuring clear fund flow. It has also completed the third-level certification for information security (等保三级).

### What kind of investment opportunities does 钱香金融 offer?

钱香金融 focuses on small, diversified investments within the gold and jewelry sector. It offers a variety of lending opportunities with selectable service terms.

### Is 钱香金融 suitable for beginners?

The platform aims to provide detailed information disclosure, including videos of participating stores, to help users make informed decisions. Its focus on regulated financial services makes it a potentially suitable option for those interested in this niche.

### What is the update frequency of 钱香金融?

The app was last updated on March 18, 2020, with version 2.6.7. While specific update frequency isn't detailed, this indicates it has received updates in the past.

### What devices does 钱香金融 support?

钱香金融 is available on iPhone and iPod devices, as indicated by the supported devices list.

### What is the user sentiment for 钱香金融?

Based on the available data, 钱香金融 has a high rating of 4.8 stars from 6 ratings, suggesting positive user sentiment among its current user base.

### Does 钱香金融 have ads?

The provided data does not specify if 钱香金融 contains advertisements. However, its monetization model is listed as 'free', which can sometimes be associated with ad-supported content.

## Version history (last 5 releases)

### 2.6.7 — 2020-03-18

客服电话变更为400-050-7568

### 2.6.6 — 2019-11-29

修复手势密码无法操作的问题

### 2.6.5 — 2019-11-27

客服工作时间，调整为工作日：09:00-18:30。

### 2.6.4 — 2019-08-23

各种细节优化及已知问题修复！

### 2.6.3 — 2019-08-08

各种细节优化及已知问题修复！

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## More apps by Shanghai Qingxin Internet Banking Information Service Co.Ltd.

- [珠宝管家金融商户版_专注黄金珠宝零售门店借贷](https://appshunter.io/ios/app/id1398935386)

All apps by Shanghai Qingxin Internet Banking Information Service Co.Ltd.: https://appshunter.io/developer/1104893882

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*