# 房贷计算器-商业贷款买房专业版 — 贷款买房必备工具

> Mortgage calculator for home buying with provident fund, commercial, and combined loans. (iPhone/iPad app by Benwei Jiang.)

- Source: https://appshunter.io/ios/app/id1138601421 (this page in markdown: same URL + `.md`)
- Developer: [Benwei Jiang](https://appshunter.io/developer/1405919647)
- Category: Utilities
- Price: Free
- Rating: 4.90/5 from 20 App Store ratings
- Age rating: 4+
- Requires: iOS 11.0 · 17 MB
- Languages: Chinese
- Released: 2016-09-02
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/id1138601421/reviews.md

## What is 房贷计算器?

最新利率房贷计算器，公积金贷款计算，商业贷款计算，组合贷款计算，功能齐全，计算精准，操作简单，省心省力再也不用排队资讯了！

常用贷款方式：
1.公积金贷款；
2.组合贷款；
3.公积金贷款；

常用还款方式：
1.等额本息，等额本息是指一种贷款的还款方式，是在还款期内，每月偿还同等数额的贷款(包括本金和利息)；
2.等额本金，等额本金是指一种贷款的还款方式，是在还款期内把贷款数总额等分，每月偿还同等数额的本金和剩余贷款在该月所产生的利息，这样由于每月的还款本金额固定，而利息越来越少，借款人起初还款压力较大，但是随时间的推移每月还款数也越来越少。

## Key features

- Provident fund loan calculation
- Commercial loan calculation
- Combined loan calculation
- Equal principal and interest repayment
- Equal principal repayment
- Accurate calculations


## Frequently asked questions about 房贷计算器

### What loan types does 房贷计算器 support?

房贷计算器 supports provident fund loans, commercial loans, and combined loans for home purchases. It also offers calculations for two common repayment methods: equal principal and interest, and equal principal.

### Is 房贷计算器 free to use?

Yes, 房贷计算器 is available for free. There are no charges to download or use its core mortgage calculation features.

### How accurate are the calculations in 房贷计算器?

The app is described as having accurate calculations. Users have rated it highly, with an average of 4.9 stars from 20 ratings, suggesting satisfaction with its precision.

### What repayment methods are available in 房贷计算器?

房贷计算器 offers calculations for two primary repayment methods: '等额本息' (equal principal and interest), where monthly payments are constant, and '等额本金' (equal principal), where monthly payments decrease over time as interest reduces.

### What devices is 房贷计算器 compatible with?

房贷计算器 is designed for Apple devices, including iPhone, iPad, and iPod. It is suitable for users within the Apple ecosystem.

### When was 房贷计算器 last updated?

The latest version of 房贷计算器 was released on November 6, 2020. The app was initially released on September 2, 2016.

### What is the age rating for 房贷计算器?

房贷计算器 has an age rating of 4+, making it suitable for users of all ages. This indicates no mature content is present.

## Version history (last 1 release)

### 2.5 — 2020-11-06

1.完美适配iOS14，提升使用体验；
2.修复bug，提升稳定性。

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| App | Rating | Price | Category |
| --- | --- | --- | --- |
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## More apps by Benwei Jiang

- [车贷计算器-简单易用的车贷计算器](https://appshunter.io/ios/app/id1139628820)
- [汇率计算器-专业汇率查询工具](https://appshunter.io/ios/app/id1139634532)
- [个税计算器2019-最新版个人所得税计算工具](https://appshunter.io/ios/app/2019/id1450058856)

All apps by Benwei Jiang: https://appshunter.io/developer/1405919647

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*